ARTRIO
ActiveSummary
ARTRIO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172k and a net result of €13k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+19
Solvency65▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 0.9 in 2024; short-term debt: 4.1% and cash: 1.8% of total assets), and 59.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.4%
Return on assets
3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
4 d late
2023
1 d late
2022
27 d early
2021
12 d early
2020
4 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€172k▲ 8.0%
2024 · €159k
Total assets
€425k▲ 2.1%
2024 · €416k
Net result
€13k▲ 353%
2024 · €3k
Working capital
€7k
2024 · €-1k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€44k▲ 7.0%€7k▼ 83.8%€21k▲ 197%€12k▼ 41.6%€26k▲ 110%
Net result€24k▼ 18.0%€-5k€11k€3k▼ 75.5%€13k▲ 353%
Equity€149k▲ 19.3%€145k▼ 3.2%€156k▲ 7.9%€159k▲ 1.8%€172k▲ 8.0%
Total assets€516k▼ 0.2%€458k▼ 11.1%€447k▼ 2.5%€416k▼ 6.9%€425k▲ 2.1%
Debt€366k▼ 6.4%€314k▼ 14.4%€291k▼ 7.2%€257k▼ 11.5%€253k▼ 1.6%
Working capital€17k€-29k€-9k▲ 69.7%€-1k▲ 86.0%€7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 110% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €425k
Fixed assets
€400k ▼ 1.1%
Current assets
€24k ▲ 111%
Equity and liabilities €425k
Equity
€172k ▲ 8.0%
Debt
€253k ▼ 1.6%
Debt's share of the balance-sheet total falls from 61.8% to 59.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €35k
Cash flow
€37k▲
2024 · €25k
Current ratio
1.39▲
2024 · 0.90
Debt to equity
1.48▼
2024 · 1.62
ROE
7.4%▲
2024 · 1.8%
ROA
3.0%▲
2024 · 0.7%
Interest coverage
6.45▲
2024 · 4.02
Debt ≤ 1 year
€18k▲
2024 · €13k
Debt > 1 year
€186k▼
2024 · €203k
Income taxes
€5k▲
2024 · €848
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k | €23k | €23k | €23k | €25k | ▲ 9.0% |
| Other operating charges640/8 | - | €5k | €5k | €5k | €5k | ▲ 3.8% |
| Gross operating margin9900 | €71k | €35k | €48k | €40k | €56k | ▲ 39.6% |
| Operating profit (loss)9901 | €44k | €7k | €21k | €12k | €26k | ▲ 110% |
| Financial charges65/66B | - | €11k | €9k | €9k | €8k | ▼ 9.7% |
| Recurring financial charges65 | €10k | €11k | €9k | €9k | €8k | ▼ 9.7% |
| Profit (loss) for the period before taxes9903 | €34k | €-3k | €12k | €4k | €18k | ▲ 398% |
| Income taxes67/77 | €9k | €1k | €1k | €848 | €5k | ▲ 546% |
| Profit (loss) for the period9904 | €24k | €-5k | €11k | €3k | €13k | ▲ 353% |
| Profit (loss) for the period to be appropriated9905 | €24k | €-5k | €11k | €3k | €13k | ▲ 353% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €516k | €458k | €447k | €416k | €425k | ▲ 2.1% |
| Fixed assets21/28 | €469k | €450k | €427k | €405k | €400k | ▼ 1.1% |
| Tangible fixed assets22/27 | €469k | €450k | €427k | €405k | €400k | ▼ 1.1% |
| Other tangible fixed assets26 | - | €450k | €427k | €405k | €400k | ▼ 1.1% |
| Current assets29/58 | €47k | €8k | €20k | €12k | €24k | ▲ 111% |
| Amounts receivable within one year40/41 | €2k | €5k | €7k | €7k | €12k | ▲ 60.3% |
| Trade receivables40 | - | €4k | €7k | €7k | €10k | ▲ 31.8% |
| Other amounts receivable41 | - | €947 | €21 | €21 | €2k | ▲ 9,919% |
| Cash at bank and in hand54/58 | €45k | €2k | €11k | €3k | €8k | ▲ 139% |
| Deferred charges and accrued income490/1 | - | €528 | €1k | €1k | €5k | ▲ 367% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €516k | €458k | €447k | €416k | €425k | ▲ 2.1% |
| Equity10/15 | €149k | €145k | €156k | €159k | €172k | ▲ 8.0% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | - | - | - | €62k | - | - |
| Issued capital100 | - | - | - | €62k | - | - |
| Profit (loss) carried forward14 | €87k | €83k | €94k | €97k | €109k | ▲ 13.1% |
| Amounts payable17/49 | €366k | €314k | €291k | €257k | €253k | ▼ 1.6% |
| Amounts payable after more than one year17 | €296k | €251k | €226k | €203k | €186k | ▼ 8.2% |
| Financial debts170/4 | - | €251k | €226k | €203k | €186k | ▼ 8.2% |
| Amounts payable within one year42/48 | €30k | €38k | €29k | €13k | €18k | ▲ 36.7% |
| Current portion of amounts payable after more than one year42 | - | €20k | €19k | - | - | - |
| Trade debts44 | - | €8k | - | €330 | €4k | ▲ 982% |
| Suppliers440/4 | - | €8k | - | €330 | €4k | ▲ 982% |
| Taxes, remuneration and social security45 | - | - | €141 | €935 | €5k | ▲ 381% |
| Taxes450/3 | - | - | €141 | €935 | €5k | ▲ 381% |
| Other amounts payable47/48 | - | €10k | €10k | €12k | €9k | ▼ 18.2% |
| Accrued charges and deferred income492/3 | - | €25k | €37k | €42k | €49k | ▲ 18.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24k | €-5k | €11k | €3k | €13k | ▲ 353% |
| + Depreciation and write-downs630 | €23k | €23k | €23k | €23k | €25k | ▲ 9.0% |
| Operating cash flow (approximation) | €47k | €18k | €34k | €25k | €37k | ▲ 46.8% |
| Investment in fixed assets (approximation) | - | €-4k | €0 | €0 | €-20k | - |
| Change in cash | - | €-42k | €9k | €-8k | €4k | ▲ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-06
Financial
Equity above €150kEq €156k ▲7.9%
Equity rises from €145k to €156k.
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
19-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity doublescurrent ratio 1.59
Current ratio from 0.67 to 1.59; short-term debt falls from €44k to €30k.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €29k ▲1.9%
Net result €29k, the highest in the series.
30-06
Financial
Equity above €100kEq €125k ▲30.7%
2 profitable years in a row build equity to €125k.
Show earlier events
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 1996
Ground area
1,272 m²
Building footprint
311 m²
Volume, LiDAR
2,224 m³
2 parcels, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
ARTRIO
since 19962.076.555.709
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0030/00E005 | Flanders | 708 m² | 1 · 113 m² | 8.6 m · 2 fl. |
| 23772C0035/00K002 | Flanders | 564 m² | 1 · 197 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DP IMMO
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INBEMA
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,713 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-1996
Fiscal year end30-06
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.