ARTRENO
ActiveSummary
ARTRENO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+64
Solvency30=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.7%
Return on assets
-2.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
6 d early
2023
5 d late
2022
17 d late
2021
47 d early
2020
52 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 31.1%
2024 · €8k
2018: €9k
2019: €-908
2020: €9k
2021: €18k
2022: €18k
2023: €28k
2024: €8k
2018 → 2025
Total assets
€113k▼ 24.4%
2024 · €149k
2018: €41k
2019: €34k
2020: €44k
2021: €105k
2022: €99k
2023: €152k
2024: €149k
2018 → 2025
Net result
€-2k▲ 88.2%
2024 · €-20k
2018: €1k
2019: €-10k
2020: €10k
2021: €9k
2022: €-366
2023: €10k
2024: €-20k
2018 → 2025
Working capital
€-50k▲ 0.4%
2024 · €-51k
2018: €5k
2019: €-7k
2020: €-350
2021: €-6k
2022: €-28k
2023: €-16k
2024: €-51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€18k▼ 2.0%€28k▲ 54.6%€8k▼ 72.4%€5k▼ 31.1%
Operating result€18k-€641▼ 96.4%€13k▲ 1,982%€-18k€-1k▲ 94.0%
Net result€9k-€-366€10k€-20k€-2k▲ 88.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€69k ▼ 11.7%
Current assets
€44k ▼ 38.5%
Equity and liabilities €113k
Equity
€5k ▼ 31.1%
Debt
€107k ▼ 24.1%
Debt's share of the balance-sheet total rises from 94.9% to 95.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▲
2024 · €-10k
Cash flow
€7k▲
2024 · €-11k
Current ratio
0.46▼
2024 · 0.58
Debt to equity
20.42▲
2024 · 18.53
ROE
-45.1%▲
2024 · -262.8%
ROA
-2.1%▲
2024 · -13.5%
Interest coverage
6.10▲
2024 · -6.28
Debt ≤ 1 year
€94k▼
2024 · €121k
Debt > 1 year
€13k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€149k€113k▼
Fixed assets21/28€78k€69k▼
Tangible fixed assets22/27€78k€69k▼
Land and buildings22€66k€62k▼
Plant, machinery and equipment23€1k€653▼
Furniture and vehicles24€8k€5k▼
Leasing and similar rights25€3k€2k▼
Financial fixed assets28€253€0▼
Current assets29/58€71k€44k▼
Amounts receivable within one year40/41€70k€36k▼
Trade receivables40€68k€36k▼
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€105€7k▲
Deferred charges and accrued income490/1€828€82▼
Equity and liabilities
Total equity and liabilities10/49€149k€113k▼
Equity10/15€8k€5k▼
Contributions10/11€19k€19k=
Reserves13€51€51=
Non-distributable reserves130/1€51€51=
Reserves not available under the articles1311€51€51=
Profit (loss) carried forward14€-11k€-13k▼
Amounts payable17/49€141k€107k▼
Amounts payable after more than one year17€20k€13k▼
Financial debts170/4€20k€13k▼
Amounts payable within one year42/48€121k€94k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€62k€33k▼
Suppliers440/4€62k€33k▼
Taxes, remuneration and social security45€3k€551▼
Taxes450/3€3k€551▼
Remuneration and social security454/9€0-
Other amounts payable47/48€50k€54k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€550
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-8k€11k▲
Operating profit (loss)9901€-18k€-1k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-20k€-2k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-20k€-2k▲
Profit (loss) for the period to be appropriated9905€-20k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-13k▼
Profit (loss) brought forward from the previous period14P€9k€-11k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-20k ▼305%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Carrières(Dong.) 321370 JodoigneGround area
6,019 m²
Building footprint
255 m²
Volume, LiDAR
1,443 m³
2 parcels, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARTRENO
since 20102.190.272.569
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25027B0495/00N003 | Wallonia | 4,581 m² | 1 · 134 m² | 7.3 m · 2 fl. |
| 25049B0045/00G000 | Wallonia | 1,438 m² | 1 · 121 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0791.575.626
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ERIC KEUSTERMANS
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BOSMANS INTERIEUR
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DYNAMIC-STORES
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Seneffe · Eq €5,239
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 3,809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-07-2009
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.