Debts
€12,466 94% of the balance sheet
Suppliers 62%Taxes and wages 28%Other 10%
ARTPLACO CONSTRUCT
Lifetime
7 annual accounts with figures on one time axispeak €6,437 (2020)
€4,949▲ 18×
lowest -€10,748 (2023)
€1,092▲ €3,140
peak €12,833 (2020)
€770▲ €1,092
€12,466▲ 43.0%
Board1 name since 2018
1 directorDOS SANTOS MONTEIRO Laurentino
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
Gross margin from €268 to €4,949Back to profit: €1,092Equity from -€322 to €770Debts from €8,718 to €12,466
Key points
from the 2025 annual accountsFilings
7 annual accounts 2 late
The 2019 accounts came latest: 89 days after the end of the period.
Position in the sector
€770
Less equity than 90% of companies in specialised construction. Sector median €57,691 · 35,148 companies.
Checked score
69
Healthy
Financially stronger than 41% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.3%▼ -0.2 percentage points vs 12-2024
02-2025: 1.4%▲ +0.1 percentage points vs 01-2025
03-2025: 1.4%● unchanged vs 02-2025
04-2025: 1.4%● unchanged vs 03-2025
05-2025: 1.5%▲ +0.1 percentage points vs 04-2025
06-2025: 1.4%▼ -0.1 percentage points vs 05-2025
07-2025: 1.6%▲ +0.2 percentage points vs 06-2025
08-2025: 2.6%▲ +1.0 percentage point vs 07-2025highest value
09-2025: 1.9%▼ -0.7 percentage points vs 08-2025
10-2025: 1.9%● unchanged vs 09-2025
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 0.9%▼ -1.0 percentage point vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.8%▼ -0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.7%▼ -0.1 percentage points vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.6%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
Equity €770 (5.8% of total assets)
lowers risk
Liquidity: current ratio 1.05, cash €4,248
Size: total assets €13,235
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 11% of them on solvency, 29% on liquidity, 28% on profitability and 98% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as ARTPLACO CONSTRUCT has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
That fits the bankruptcy probability of ARTPLACO CONSTRUCT itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for ARTPLACO CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
51 days early
2024
25 days late
2023
19 days early
2022
24 days early
2021
28 days early
2020
30 days early
2019
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0707738922
Registered office moved within Brussels
New registered office: Avenue de la Chasse, 133/135 1040 Bruxelles · Previous registered office: Avenue Paul Janson 83, 1070 Bruxelles · General meeting of 05-01-2024 · Gazette deed
Change of role: DOS SANTOS MONTEIRO Laurentino, from manager to director
Director discharge: DOS SANTOS MONTEIRO Laurentino (manager) · General meeting of 09-08-2023 · Gazette deed
Incorporation
Founders: MONTEIRO GOMES José Carlos (comparant) and DOS SANTOS MONTEIRO Laurentino (comparant) · Founding capital of €18,600, 100 shares, €6,200 paid up · Appointment: DOS SANTOS MONTEIRO Laurentino (manager) · published on 05-10-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ARTPLACO CONSTRUCT Etterbeek | - | - | 5.8% | - |
| WANNA DO Woluwe-Saint-Lambert | - | - | 82.9% | - |
| EDV CONSTRUCT Jette | €57,286 | 7.2% | 24.5% | - |
| Andreas Beerts Watermael-Boitsfort | - | - | 9.1% | - |
| MDD Sint-Gillis (bij-Brussel) | - | - | 88.2% | - |
| ALBERTO DECO Court-Saint-Etienne | - | - | 85.4% | - |
| ASK Group Gembloux | €52,817 | 11.7% | -59.2% | - |
These companies have the same main activity as ARTPLACO CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €11,100 and €17,000, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 03-10-2018Normal situation
- Registered office
- 165 active companies are registered at this address8 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Other specialised construction activitiesNACE 43990and 1 other
- Establishment unit
- 2.281.055.4631070 Anderlecht, since 03-10-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- ≈ €67,000estimated
- €13,235▲ 57.6%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on ARTPLACO CONSTRUCT
ARTPLACO CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €4,060 in 2019 to €4,949 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ARTPLACO CONSTRUCT
- What is the company number of ARTPLACO CONSTRUCT?
- The company number of ARTPLACO CONSTRUCT is 0707.738.922. The VAT number is the same number with BE in front: BE 0707.738.922.
- Where is ARTPLACO CONSTRUCT based?
- The registered office is at Jachtlaan 133-135, 1040 Etterbeek.Company details
- What does ARTPLACO CONSTRUCT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of ARTPLACO CONSTRUCT?
- ARTPLACO CONSTRUCT is a private limited company (BV).
- When was ARTPLACO CONSTRUCT founded?
- ARTPLACO CONSTRUCT was founded on 03-10-2018.
- Is ARTPLACO CONSTRUCT still active?
- Yes, ARTPLACO CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of ARTPLACO CONSTRUCT?
- The turnover in financial year 2025 is ≈ €67,000. This figure is estimated from the gross margin of €4,949 and 201 comparable companies (NACE 43990). It probably lies between €36,000 and €130,000. It is a rough estimate.Financials
- Is ARTPLACO CONSTRUCT profitable?
- In financial year 2025, ARTPLACO CONSTRUCT made a profit of €1,092.
- Where can I find the annual accounts of ARTPLACO CONSTRUCT?
- ARTPLACO CONSTRUCT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ARTPLACO CONSTRUCT due?
- ARTPLACO CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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