ARTO

Active

Private limited companyfounded 201511 yrs activeAmbachtsstraat 8, 2390 Malle, BelgiumKBO/BCE: BE 0631.861.166

Summary

ARTO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €551,498 and a net result of €145,376. Equity is growing by ~47.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 8061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch Report Compare

ARTOActiveChecked score 70/100

Risk analysis Report Compare

What they do

Joinery installation

NACE 43320

1 site

How big

€1.4mtotal assets 2025

Staff: 8 FTE
Equity: €551,498
Profit: €145,376

Turnover not published (abridged schema)

Financially healthy?

70 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.8%

Who decides

Parent: Bondoe · 100%

Accounts 28 d early1 of 5 deeds read

Why 70- Higher-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025

70 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability82▼-3

Solvency66▼-14

Growth78=

Track record100

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €35,000 at 30 days acceptable

Liquidity ample (current ratio 1.61 against 2.14 in 2024; short-term debt: 31.3% and cash: 23.3% of total assets), but 59.3% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Specialised construction activities (NACE 43)

about 85% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

40.7%

Return on assets

10.7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

28 d early

2024

98 d early

2023

30 d early

2022

46 d early

2021

30 d late

2020

16 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 59 days of that day).

Companies Code · seven months

Position in the running window

01-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

03-09-26 Registered officeRegistered-office move
03-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-12-25 Equity above €500,000Eq €551,498 ▲35.8%

Key points

Positive: Result rose in 2025from €92,482 to €145,376 ▲ 57.2% View
Positive: Among the best 19% on net resultsector median €27,467 · 8,055 companies €145,376 View
Controlled by Bondoe 100% View
Positive: 6 profitable years in a rowprofit 2025: €145,376 6 years View
Positive: Always filed on timeaccounts within the deadline every year 4 years View