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ARTMUT

Active
Private limited companyfounded 20241 yr activePareipoelstraat 3, 2800 Mechelen, BelgiumKBO/BCE: BE 1014.351.764
Summary

ARTMUT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,311 and a net result of €100,311. Its solvency ranks better than 62% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.38; short-term debt: 29.5% and cash: 79.9% of total assets), and 29.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.5%
Return on assets
64.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
4 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 September 2024, ARTMUT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€110,311
Total assets
€156,403
Net result
€100,311
Working capital
€109,839

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €156,403
Fixed assets €472
Current assets €155,932
Equity and liabilities €156,403
Equity €110,311
Debt €46,092
Debt finances 29.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€143,132
Cash flow
€101,686
Current ratio
3.38
Debt to equity
0.42
ROE
90.9%
ROA
64.1%
Interest coverage
2511.10
Debt ≤ 1 year
€46,092
Income taxes
€41,390
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€156,403
Fixed assets21/28€472
Tangible fixed assets22/27€472
Furniture and vehicles24€472
Current assets29/58€155,932
Amounts receivable within one year40/41€30,946
Trade receivables40€30,946
Cash at bank and in hand54/58€124,986
Equity and liabilities
Total equity and liabilities10/49€156,403
Equity10/15€110,311
Contributions10/11€10,000
Reserves13€100,311
Distributable reserves133€100,311
Amounts payable17/49€46,092
Amounts payable within one year42/48€46,092
Trade debts44€2,231
Suppliers440/4€2,231
Taxes, remuneration and social security45€43,861
Taxes450/3€43,861
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,375
Other operating charges640/8€577
Gross operating margin9900€143,710
Operating profit (loss)9901€141,757
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€57
Recurring financial charges65€57
Profit (loss) for the period before taxes9903€141,700
Income taxes67/77€41,390
Profit (loss) for the period9904€100,311
Profit (loss) for the period to be appropriated9905€100,311
Appropriation of the result
Profit (loss) to be appropriated9906€100,311
Transfer to equity691/2€100,311
To other reserves6921€100,311

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,375
Other operating charges640/8€577
Gross operating margin9900€143,710
Operating profit (loss)9901€141,757
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€57
Recurring financial charges65€57
Profit (loss) for the period before taxes9903€141,700
Income taxes67/77€41,390
Profit (loss) for the period9904€100,311
Profit (loss) for the period to be appropriated9905€100,311
Line2025
Assets
Total assets20/58€156,403
Fixed assets21/28€472
Tangible fixed assets22/27€472
Furniture and vehicles24€472
Current assets29/58€155,932
Amounts receivable within one year40/41€30,946
Trade receivables40€30,946
Cash at bank and in hand54/58€124,986
Equity and liabilities
Total equity and liabilities10/49€156,403
Equity10/15€110,311
Contributions10/11€10,000
Reserves13€100,311
Distributable reserves133€100,311
Amounts payable17/49€46,092
Amounts payable within one year42/48€46,092
Trade debts44€2,231
Suppliers440/4€2,231
Taxes, remuneration and social security45€43,861
Taxes450/3€43,861
Line2025
Profit (loss) for the period9904€100,311
+ Depreciation and write-downs630€1,375
Operating cash flow (approximation)€101,686

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
04-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
135 m²
Building footprint
119 m²
Volume, LiDAR
1,052 m³
Parcel 12403E0217/00B003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ARTMUT
Pareipoelstraat 3, 2800 MechelenRetail trade
since 20242.364.319.471
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12403E0217/00B003 Flanders 135 m² 1 · 118 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,214 companies in sector 62900 we hold annual accounts for 1,743. 1,409 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
62200Computer consultancy and computer facilities management

Scores and ratios are computed by Checked and are not a credit decision.