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ARTMANA

Active
Private limited companyfounded 196858 yrs activeVijversweg 27, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 0401.257.722
Summary

The computed 12-month bankruptcy probability of ARTMANA is 1.6% (moderate). The 2024 annual accounts show equity of €742,880 and a net result of €94,936. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 18932 sector peers (fiscal year 2024). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Event catering
NACE 56210Business and other management consultancy NACE 70200Business consulting NACE 70220
#1 company by equity in Sint-Genesius-Rode, Accommodation and food service sector1 site
Size
€894,236total assets 2024
Staff
0.9 FTE
Equity
€742,880
Profit
€94,936
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2024
Bankruptcy chance 12 m
1.6%
Structure
Accounts 63 d overdue0 of 3 deeds read
Why 65- Liquidity: current ratio 6.01, cash €5,225- Figures for FY 2024 (filed 05-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late+ Equity €742,880 (83.1% of total assets)Show the evidence

Checked score

Score 2024
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 66% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 100=
equity 83.1% of total assets
Liquidity 47+2
short-term debt 16.1% · cash 0.6%
Profitability 82=
return on assets 10.6%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
Last 14 months 09-2025: 1.3% 10-2025: 1.6%▲ +28.3% vs 09-2025highest value 11-2025: 0.7%▼ -56.2% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▼ -3.2% vs 12-2025 02-2026: 0.7%▲ +2.3% vs 01-2026 03-2026: 0.7%▲ +1.7% vs 02-2026 04-2026: 0.7%▼ -0.1% vs 03-2026 05-2026: 0.7%▼ -0.7% vs 04-2026 06-2026: 0.7%▼ -4.1% vs 05-2026lowest value 07-2026: 0.7%▲ +2.5% vs 06-2026 08-2026: 1.1%▲ +52.9% vs 07-2026 09-2026: 1.2%▲ +12.3% vs 08-2026 10-2026: 1.6%▲ +29.8% vs 09-2026
  • Liquidity: current ratio 6.01, cash €5,225 raises the probability
  • Figures for FY 2024 (filed 05-10-2025) raises the probability
  • Equity €742,880 (83.1% of total assets) lowers the probability
  • 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late raises the probability
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 6.01 against 5.18 in 2023; short-term debt: 16.1% and cash: 0.6% of total assets), and 16.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 94%, liquidity 42%, profitability 68%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 6.01, cash €5,225
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 05-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €742,880 (83.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
92 d late
2022
60 d late
2021
89 d late
2019
94 d late
2018
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 76 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Board meeting · Director appointmentPermanent representative · Director resignation
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Company by equity in Sint-Genesius-Rode, Accommodation and food…in the Checked rankings #1 View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Positive: 6 profitable years in a rowprofit 2024: €94,936 6 years View
  • Active since 1968founded 01-01-1968 58 years View

By topic

Financials

Fiscal year
2024
Total assets
€894,236
Profit
€94,936
Solvency
83.1%
Total assets▲ 10.6%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2015
  1. 04-08-2026Board meeting · Director appointment
  2. 30-09-2025Annual accounts filed
  3. 31-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Event cateringNACE 56210
Founded
01-01-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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