Summary
ARTMALIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €118,041 and a net result of €4,038. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 20% of 2451 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
129 d early
2024
21 d late
2023
28 d late
2022
87 d late
2021
89 d late
2020
31 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Equity
€118,041▲ 3.5%
2024 · €114,003
Net result
€4,038▼ 12.4%
2024 · €4,612
Total assets
€479,503▲ 5.2%
2024 · €455,619
Solvency
24.6%▼ 0.4pp
2024 · 25.0%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€663▲ 72.2%-€5,016▼ 657%€23,187€8,627▼ 62.8%€8,749▲ 1.4%
Net result-€6,158below the sector's middle half▲ 18.5%-€10,089below the sector's middle half▼ 63.8%€16,722within the sector's middle half€4,612within the sector's middle half▼ 72.4%€4,038within the sector's middle half▼ 12.4%
Equity€102,758below the sector's middle half▼ 5.7%€92,669within the sector's middle half▼ 9.8%€109,391below the sector's middle half▲ 18.0%€114,003below the sector's middle half▲ 4.2%€118,041below the sector's middle half▲ 3.5%
Total assets€448,501below the sector's middle half▼ 0.5%€449,199within the sector's middle half▲ 0.2%€475,452below the sector's middle half▲ 5.8%€455,619below the sector's middle half▼ 4.2%€479,503below the sector's middle half▲ 5.2%
Debt€345,743▲ 1.2%€356,530▲ 3.1%€366,061▲ 2.7%€341,616▼ 6.7%€361,463▲ 5.8%
Working capital-€75,318within the sector's middle half▼ 59.5%-€106,418below the sector's middle half▼ 41.3%-€111,134within the sector's middle half▼ 4.4%-€128,472within the sector's middle half▼ 15.6%-€146,907within the sector's middle half▼ 14.3%
Solvency22.9%below the sector's middle half▼ 1.3pp20.6%below the sector's middle half▼ 2.3pp23.0%below the sector's middle half▲ 2.4pp25.0%below the sector's middle half▲ 2.0pp24.6%below the sector's middle half▼ 0.4pp
Current ratio0.01below the sector's middle half▼ 0.050.01below the sector's middle half=0.20below the sector's middle half▲ 0.190.06below the sector's middle half▼ 0.140.18below the sector's middle half▲ 0.12
Return on assets (ROA)-1.4%below the sector's middle half▲ 0.3pp-2.2%below the sector's middle half▼ 0.9pp3.5%within the sector's middle half▲ 5.8pp1.0%within the sector's middle half▼ 2.5pp0.8%within the sector's middle half▼ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €479,503
Fixed assets
€447,910 =
Current assets
€31,594 ▲ 310%
Equity and liabilities €479,503
Equity
€118,041 ▲ 3.5%
Debt
€361,463 ▲ 5.8%
Debt's share of the balance-sheet total rises from 75.0% to 75.4%. Equity and debt are higher.
Key figures and ratios
ROE
3.4%▼
2024 · 4.0%
Debt ≤ 1 year
€178,501▲
2024 · €136,181
Debt > 1 year
€182,962▼
2024 · €205,435
Income taxes
€1,264
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | €5,016 | - | - | - | - |
| Gross operating margin9900 | -€663 | -€5,016 | €23,187 | €8,627 | €8,749 | ▲ 1.4% |
| Operating profit (loss)9901 | -€663 | -€5,016 | €23,187 | €8,627 | €8,749 | ▲ 1.4% |
| Financial charges65/66B | €5,495 | €5,072 | €4,566 | €4,016 | €3,447 | ▼ 14.2% |
| Recurring financial charges65 | €5,495 | €5,072 | €4,566 | €4,016 | €3,447 | ▼ 14.2% |
| Profit (loss) for the period before taxes9903 | -€6,158 | -€10,089 | €18,622 | €4,612 | €5,302 | ▲ 15.0% |
| Income taxes67/77 | - | - | €1,899 | - | €1,264 | - |
| Profit (loss) for the period9904 | -€6,158 | -€10,089 | €16,722 | €4,612 | €4,038 | ▼ 12.4% |
| Profit (loss) for the period to be appropriated9905 | -€6,158 | -€10,089 | €16,722 | €4,612 | €4,038 | ▼ 12.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €448,501 | €449,199 | €475,452 | €455,619 | €479,503 | ▲ 5.2% |
| Formation expenses20 | €0 | €0 | €0 | €0 | - | - |
| Fixed assets21/28 | €447,910 | €447,910 | €447,910 | €447,910 | €447,910 | = |
| Financial fixed assets28 | €447,910 | €447,910 | €447,910 | €447,910 | €447,910 | = |
| Current assets29/58 | €591 | €1,289 | €27,543 | €7,709 | €31,594 | ▲ 310% |
| Amounts receivable within one year40/41 | - | - | €0 | €0 | - | - |
| Trade receivables40 | - | - | €0 | €0 | - | - |
| Other amounts receivable41 | - | - | - | €0 | - | - |
| Cash at bank and in hand54/58 | €591 | €1,289 | €27,543 | €7,709 | €31,594 | ▲ 310% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €448,501 | €449,199 | €475,452 | €455,619 | €479,503 | ▲ 5.2% |
| Equity10/15 | €102,758 | €92,669 | €109,391 | €114,003 | €118,041 | ▲ 3.5% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | €2,758 | -€7,331 | €9,391 | €14,003 | €18,041 | ▲ 28.8% |
| Amounts payable17/49 | €345,743 | €356,530 | €366,061 | €341,616 | €361,463 | ▲ 5.8% |
| Amounts payable after more than one year17 | €269,762 | €248,823 | €227,384 | €205,435 | €182,962 | ▼ 10.9% |
| Financial debts170/4 | €169,762 | €148,823 | €127,384 | €105,435 | €82,962 | ▼ 21.3% |
| Other amounts payable178/9 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Amounts payable within one year42/48 | €75,908 | €107,707 | €138,677 | €136,181 | €178,501 | ▲ 31.1% |
| Current portion of amounts payable after more than one year42 | €20,451 | €20,939 | €21,438 | €21,950 | €22,473 | ▲ 2.4% |
| Trade debts44 | €0 | €3,055 | €242 | €200 | €24,210 | ▲ 12,005% |
| Suppliers440/4 | €0 | €3,055 | €242 | €200 | €24,210 | ▲ 12,005% |
| Taxes, remuneration and social security45 | €0 | - | €5,040 | €1,994 | €6,281 | ▲ 215% |
| Taxes450/3 | €0 | - | €5,040 | €1,994 | €6,281 | ▲ 215% |
| Other amounts payable47/48 | €55,457 | €83,713 | €111,957 | €112,037 | €125,537 | ▲ 12.0% |
| Accrued charges and deferred income492/3 | €73 | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,158 | -€10,089 | €16,722 | €4,612 | €4,038 | ▼ 12.4% |
| Operating cash flow (approximation) | -€6,158 | -€10,089 | €16,722 | €4,612 | €4,038 | ▼ 12.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €698 | €26,254 | -€19,834 | €23,885 | ▲ 220% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
Incorporation · Founding capital
Legal form clause · Registered office clause
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Back to profitnet €16,722
Net result €16,722 after 3 loss-making years.
31-12
Financial
Equity above €100,000Eq €109,391 ▲18%
Equity rises from €92,669 to €109,391.
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
31-12
Financial
Weakest financial yearnet -€10,089
Net result drops to -€10,089, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 89 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2019
Ground area
2,719 m²
Building footprint
261 m²
Volume, LiDAR
2,889 m³
2 parcels, Wallonia · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ARTMALIS
since 20192.292.497.208
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85036A1614/00B000 | Wallonia | 2,051 m² | 1 · 147 m² | 10.0 m · 3 fl. |
| 62803D0032/00C003 | Wallonia | 668 m² | 1 · 114 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2024 annual accounts of ARTMALIS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
THOMAS GHEYLE
BE 0739.913.426
Brugge · Eq €117,992
CHARLEY’S INVEST
BE 1010.311.616
Wingene · Eq €118,104
DELPORTE-DERUYTTERE
BE 0731.938.244
Lo-Reninge · Eq €117,974
TUERLINCKX
BE 0568.900.743
Westerlo · Eq €117,913
L.M.S. & PARTNERS
BE 0568.677.742
Kortenberg · Eq €117,905
Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 12,725 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
marcodelens@gmail.com
Phone
+352621499034
Phone
00352621499034Tintigny
E-invoicing
Reachable via Peppol
Peppol ID
0208:0729572038
Also
9925:BE0729572038
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.