Financials
- Fiscal year
- 2025
- Total assets
- €16,717
- Loss
- -€8,479
- Solvency
- 59.3%
Total assets▼ 40.0%
Net result
20182025
ARTISANS @RT DECO
ActiveSummary
The annual accounts of ARTISANS @RT DECO for fiscal year 2025 show a net loss of 51% of total assets. The 2025 annual accounts show equity of €9,919 and a net result of -€8,479. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 64% of 32341 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Other building finishing work
NACE 43350NACE 43390
1 site
Size
€16,717total assets 2025
- Equity
- €9,919
- Loss
- -€8,479
Turnover not published (abridged schema)
Structure
Accounts filed 26 d late0 of 3 deeds read
Why 55Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €8,479 (FY 2025)+ Liquidity: current ratio 2.11, cash €10,458+ Size: total assets €16,717+ Founded in 2011Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 42% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency
84-7
equity 59.3% of total assets
Liquidity
81-8
short-term debt 40.7% · cash 62.6%
Profitability
19-75
return on assets -50.7%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 0.8%● 0.0% vs 11-2024
01-2025: 0.8%▼ -1.7% vs 12-2024
02-2025: 0.8%● 0.0% vs 01-2025
03-2025: 0.8%▲ +0.9% vs 02-2025
04-2025: 0.8%▲ +0.4% vs 03-2025
05-2025: 0.7%▼ -2.0% vs 04-2025
06-2025: 0.7%▼ -0.7% vs 05-2025
07-2025: 0.8%▲ +5.1% vs 06-2025
08-2025: 1.2%▲ +47.7% vs 07-2025highest value
09-2025: 0.1%▼ -90.6% vs 08-2025lowest value
10-2025: 0.1%● 0.0% vs 09-2025lowest value
11-2025: 0.1%● 0.0% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%● 0.0% vs 01-2026lowest value
03-2026: 0.1%▲ +0.9% vs 02-2026
04-2026: 0.1%▲ +15.5% vs 03-2026
05-2026: 0.1%▼ -3.1% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%▲ +9.8% vs 06-2026
08-2026: 0.2%▲ +82.2% vs 07-2026
09-2026: 0.2%▼ -6.5% vs 08-2026
10-2026: 0.2%● 0.0% vs 09-2026
- Liquidity: current ratio 2.11, cash €10,458 lowers the probability
- Loss of €8,479 (FY 2025) raises the probability
- Size: total assets €16,717 lowers the probability for this profile
- Founded in 2011 lowers the probability for this profile
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.11 against 2.17 in 2024; short-term debt: 40.7% and cash: 62.6% of total assets), and 40.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 65%, liquidity 79%, profitability 14%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
21 d late
2023
29 d late
2022
34 d early
2021
31 d late
2020
27 d late
2019
58 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €5,556
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-08-2026Annual accounts filed
- 21-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 06-01-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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