Artisans de Bossimé
ActiveThe annual accounts of Artisans de Bossimé for fiscal year 2025 show a net loss of 74% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-90k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 794 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency26▼-19
Growth78=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.64 against 0.95 in 2024; short-term debt: 50.7% and cash: 2.2% of total assets), and 99.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.6%
Return on assets
-22.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 794 sector peers (2025).
NBB · sector comparisonPosition among 794 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
88 d late
2023
30 d late
2022
29 d late
2021
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-90k
2024 · €54k
2021: €-112k
2022: €-202k
2023: €-242k
2024: €54k
2021 → 2025
Working capital
€-73k▼ 460%
2024 · €-13k
2021: €-192k
2022: €48k
2023: €-178k
2024: €-13k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-39k-€-161k▼ 312%€36k€123k▲ 245%€2k▼ 98.0%
Operating result€-111k-€-199k▼ 78.7%€-243k▼ 22.0%€35k€-119k
Net result€-112k-€-202k▼ 80.3%€-242k▼ 19.5%€54k€-90k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €119k after €35k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €395k
Fixed assets
€268k▼ 23.9%
Current assets
€127k▼ 51.3%
Equity and liabilities €395k
Equity
€2k▼ 98.0%
Debt
€393k▼ 20.0%
The debt ratio rises from 80.0% to 99.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-48k▼
2024 · €109k
Cash flow
€-20k▼
2024 · €128k
Solvency
0.6%▼
2024 · 20.0%
Current ratio
0.64▼
2024 · 0.95
Quick ratio
0.64▲
2024 · 0.55
ROA
-22.8%▼
2024 · 8.9%
Interest coverage
-9.97▼
2024 · 10.42
Debt
€393k▼
2024 · €491k
Debt ≤ 1 year
€200k▼
2024 · €275k
Debt > 1 year
€192k▼
2024 · €216k
Staff costs
€104k▼
2024 · €255k
A ratio outside any meaningful range has been withheld (balance sheet total €395k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€613k€395k▼
Fixed assets21/28€352k€268k▼
Tangible fixed assets22/27€351k€267k▼
Land and buildings22€90k€73k▼
Plant, machinery and equipment23€232k€172k▼
Furniture and vehicles24€27k€21k▼
Leasing and similar rights25€2k€0▼
Financial fixed assets28€770€770=
Current assets29/58€262k€127k▼
Stocks and contracts in progress3€111k€0▼
Stocks30/36€111k€0▼
Amounts receivable within one year40/41€100k€118k▲
Trade receivables40€95k€102k▲
Other amounts receivable41€5k€16k▲
Cash at bank and in hand54/58€46k€9k▼
Deferred charges and accrued income490/1€4k€293▼
Equity and liabilities
Total equity and liabilities10/49€613k€395k▼
Equity10/15€123k€2k▼
Contributions10/11€471k€471k=
Profit (loss) carried forward14€-502k€-592k▼
Investment grants15€153k€123k▼
Amounts payable17/49€491k€393k▼
Amounts payable after more than one year17€216k€192k▼
Financial debts170/4€183k€171k▼
Trade debts175€0-
Other amounts payable178/9€33k€21k▼
Amounts payable within one year42/48€275k€200k▼
Current portion of amounts payable after more than one year42€23k€14k▼
Trade debts44€89k€19k▼
Suppliers440/4€89k€19k▼
Taxes, remuneration and social security45€48k€15k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€37k€7k▼
Other amounts payable47/48€114k€152k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€255k€104k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€70k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼
Other operating charges640/8€13k€16k▲
Non-recurring operating charges66A€18k€0▼
Gross operating margin9900€398k€71k▼
Operating profit (loss)9901€35k€-119k▼
Financial income75/76B€30k€33k▲
Recurring financial income75€30k€33k▲
Financial charges65/66B€10k€5k▼
Recurring financial charges65€10k€5k▼
Profit (loss) for the period before taxes9903€54k€-90k▼
Profit (loss) for the period9904€54k€-90k▼
Profit (loss) for the period to be appropriated9905€54k€-90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-502k€-592k▼
Profit (loss) brought forward from the previous period14P€-556k€-502k▲
Social balance
Average headcount (FTE)90875.72.0▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 88 days late
2024
31-12
Financial
Back to profitnet €54k
Net result €54k after 3 loss-making years.
31-12
Financial
Equity above €100kEq €123k ▲245%
Equity rises from €36k to €123k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-242k
Net result drops to €-242k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 1.18
Current ratio from 0.42 to 1.18; short-term debt falls from €332k to €267k.
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 80 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bossimé(LO) 25101 NamurGround area
1,907 m²
Building footprint
938 m²
Volume, LiDAR
8,532 m³
2 parcels, Wallonia · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Artisans de Bossimé
since 20212.316.903.990
L'Echoppe de Bossimé
since 20222.336.602.514
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92078A0248/00B000 | Wallonia | 1,722 m² | 1 · 788 m² | 15.4 m · 3 fl. |
| 92094C0118/00D003 | Wallonia | 184 m² | 1 · 149 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.316.903.990
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Of 90 companies in sector 10391 we hold annual accounts for 43. 5 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded03-05-2021
Fiscal year end31-12
Activities, NACEBEL
10391Manufacture of food products
10130Manufacture of food products
10393Manufacture of food products
10850Manufacture of food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47120Other non-specialised retail sale
47251Retail sale of wines and spirits
47910Retail trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ludovic@bossime.be
Phone:+32476870273