Arthur's Bar

Active

Private limited companyfounded 20223 yrs activeRue du Cygne(TOU) 38, 7500 Tournai, BelgiumKBO/BCE: BE 0792.362.712

The computed 12-month bankruptcy probability of Arthur's Bar is 5.7% (elevated). The 2025 annual accounts show equity of €27k and a net result of €3k. Equity is growing by ~52.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 13270 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

38 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability50▼-30

Solvency40▼-2

Growth78=

Track record94

Bankruptcy probability, 12 months

5.7% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity short (current ratio 0.57 against 0.89 in 2024; short-term debt: 66.8% and cash: 12.4% of total assets), and 84.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

15.1%

Return on assets

1.7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

21 d early

2024

30 d late

2023

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€27k▲ 12.3%

2024 · €24k

2023: €2k 2024: €24k

2023 → 2025

Total assets

€176k▲ 22.7%

2024 · €144k

2023: €63k 2024: €144k

2023 → 2025

Net result

€3k▼ 86.8%

2024 · €22k

2023: €-13k 2024: €22k

2023 → 2025

Working capital

€-51k▼ 464%

2024 · €-9k

2023: €-16k 2024: €-9k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€2k-€24k▲ 1,299%€27k▲ 12.3%

Operating result€-13k-€30k€9k▼ 69.9%

Net result€-13k-€22k€3k▼ 86.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 70% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €176k

62.1%

37.9%

Fixed assets €110k▲ 49.8%

Current assets €67k▼ 5.3%

Equity and liabilities €176k

15.1%

84.9%

Equity €27k▲ 12.3%

Debt €150k▲ 24.8%

The debt ratio rises from 83.5% to 84.9%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€22k▼

2024 · €37k

Cash flow

€16k▼

2024 · €30k

Solvency

15.1%▼

2024 · 16.5%

Current ratio

0.57▼

2024 · 0.89

Quick ratio

0.39▼

2024 · 0.43

Debt / equity

5.61▲

2024 · 5.04

ROE

10.9%▼

2024 · 92.9%

ROA

1.7%▼

2024 · 15.4%

Interest coverage

3.53▼

2024 · 5.06

Debt

€150k▲

2024 · €120k

Debt ≤ 1 year

€118k▲

2024 · €80k

Debt > 1 year

€32k▼

2024 · €40k

Income taxes

€302▼

2024 · €361

Staff costs

€173k▲

2024 · €111k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€144k€176k▲

Fixed assets21/28€73k€110k▲

Intangible fixed assets21€3k€3k▼

Tangible fixed assets22/27€68k€105k▲

Plant, machinery and equipment23€706€7k▲

Furniture and vehicles24€9k€6k▼

Other tangible fixed assets26€59k€93k▲

Financial fixed assets28€2k€2k=

Current assets29/58€71k€67k▼

Stocks and contracts in progress3€36k€21k▼

Stocks30/36€36k€21k▼

Amounts receivable within one year40/41€6k€15k▲

Trade receivables40€6k€7k▲

Other amounts receivable41-€8k

Current investments50/53€9k€9k=

Cash at bank and in hand54/58€17k€22k▲

Deferred charges and accrued income490/1€2k€6▼

Equity and liabilities

Total equity and liabilities10/49€144k€176k▲

Equity10/15€24k€27k▲

Contributions10/11€15k€15k=

Profit (loss) carried forward14€9k€12k▲

Amounts payable17/49€120k€150k▲

Amounts payable after more than one year17€40k€32k▼

Financial debts170/4€40k€32k▼

Amounts payable within one year42/48€80k€118k▲

Current portion of amounts payable after more than one year42€11k€18k▲

Trade debts44€22k€28k▲

Suppliers440/4€22k€28k▲

Taxes, remuneration and social security45€14k€19k▲

Taxes450/3€3k€302▼

Remuneration and social security454/9€11k€18k▲

Other amounts payable47/48€33k€53k▲

Income statement Code20242025

Remuneration, social security and pensions62€111k€173k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€13k▲

Other operating charges640/8€7k€8k▲

Non-recurring operating charges66A-€318

Gross operating margin9900€156k€204k▲

Operating profit (loss)9901€30k€9k▼

Financial income75/76B€8€576▲

Recurring financial income75€8€576▲

Financial charges65/66B€7k€6k▼

Recurring financial charges65€7k€6k▼

Profit (loss) for the period before taxes9903€22k€3k▼

Income taxes67/77€361€302▼

Profit (loss) for the period9904€22k€3k▼

Profit (loss) for the period to be appropriated9905€22k€3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€9k€12k▲

Profit (loss) brought forward from the previous period14P€-13k€9k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

10-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 30 days late

2024

31-12

Financial Back to profitnet €22k

Net result €22k after one loss-making year.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Tournai · 2 establishment units since 2022

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Cygne(TOU) 387500 Tournai

Ground area

675 m²

Building footprint

369 m²

Volume, LiDAR

5,527 m³

3 parcels, Wallonia · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.

2 establishment units

Arthur's bar

Rue de l'Yser(TOU) 42A, 7500 TournaiCafés and bars

since 20222.337.315.463

ARTHUR'S BAR BY ATH

Grand'Place 31, 7800 AthLimited-service restaurants

since 20232.350.330.388

3 parcels

Wallonia 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57081F0029/00B000	Wallonia	322 m²	1 · 187 m²	18.2 m · 5 fl.
51004D0194/00R000	Wallonia	277 m²	1 · 124 m²	18.1 m · 5 fl.
57081F0152/00N000	Wallonia	77 m²	1 · 58 m²	15.4 m · 4 fl.