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ARTHIMARIE

Active
Private limited companyfounded 200125 yrs activeVlazendaalstraat 37, 1070 Anderlecht, BelgiumKBO/BCE: BE 0474.779.366
Summary

The computed 12-month bankruptcy probability of ARTHIMARIE is 1.6% (moderate). The 2025 annual accounts show equity of €59,694 and a net result of -€2,222. Equity is shrinking by ~11.7% per year across the filed fiscal years. The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability28▼-7
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 75.33; short-term debt: 1.3% and cash: 99.6% of total assets), and 1.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
31 d early
2023
1 d early
2022
3 d early
2021
2 d early
2020
2 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ARTHIMARIE was incorporated on 11 May 2001.1 Total assets fell from EUR 143,779 in 2018 to EUR 60,497 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€59,694▼ 3.6%
2024 · €61,916
Total assets
€60,497▼ 3.0%
2024 · €62,386
Net result
-€2,222▼ 212%
2024 · -€713
Working capital
€59,694▼ 3.6%
2024 · €61,916
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,119€5,484€699▼ 87.2%-€579-€2,054▼ 255%
Net result-€2,513€5,264€577▼ 89.0%-€713-€2,222▼ 212%
Equity€127,120▼ 1.9%€62,052▼ 51.2%€62,629▲ 0.9%€61,916▼ 1.1%€59,694▼ 3.6%
Total assets€130,449▼ 1.9%€64,477▼ 50.6%€62,787▼ 2.6%€62,386▼ 0.6%€60,497▼ 3.0%
Debt€3,328▼ 2.3%€2,425▼ 27.1%€158▼ 93.5%€471▲ 197%€803▲ 70.7%
Working capital€127,120▼ 1.9%€62,052▼ 51.2%€62,629▲ 0.9%€61,916▼ 1.1%€59,694▼ 3.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000€4,000€6,000Operating result 2021: -€2,119-€2,119Net result 2021: -€2,513-€2,513Operating result 2022: €5,484€5,484Net result 2022: €5,264€5,264Operating result 2023: €699€699Net result 2023: €577€577Operating result 2024: -€579-€579Net result 2024: -€713-€713Operating result 2025: -€2,054-€2,054Net result 2025: -€2,222-€2,22220212022202320242025-€3,000-€2,000-€1,000€0€1,000Operating result 2023: €699€699Net result 2023: €577€577Operating result 2024: -€579-€579Net result 2024: -€713-€713Operating result 2025: -€2,054-€2,050Net result 2025: -€2,222-€2,220202320242025
The operating result stays negative: a loss of €2,054 in 2025 against €579 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €60,497
Equity €59,694 ▼ 3.6%
Debt €803 ▲ 70.7%
Debt's share of the balance-sheet total rises from 0.8% to 1.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
75.33
Debt to equity
0.01▲
2024 · 0.01
ROE
-3.7%▼
2024 · -1.2%
ROA
-3.7%▼
2024 · -1.1%
Debt ≤ 1 year
€803▲
2024 · €471
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€62,386€60,497▼
Current assets29/58€62,386€60,497▼
Amounts receivable within one year40/41€3,354€268▼
Other amounts receivable41€3,354€268▼
Cash at bank and in hand54/58€58,662€60,229▲
Deferred charges and accrued income490/1€370-
Equity and liabilities
Total equity and liabilities10/49€62,386€60,497▼
Equity10/15€61,916€59,694▼
Contributions10/11€6,250€6,250=
Reserves13€67,396€67,396=
Distributable reserves133€67,396€67,396=
Profit (loss) carried forward14-€11,730-€13,952▼
Amounts payable17/49€471€803▲
Amounts payable within one year42/48€471€803▲
Trade debts44€471€104▼
Suppliers440/4€471€104▼
Other amounts payable47/48-€700
Income statement Code20242025
Non-recurring operating income76A-€150
Gross operating margin9900-€579-€2,054▼
Operating profit (loss)9901-€579-€2,054▼
Financial income75/76B€5€15▲
Recurring financial income75€5€15▲
Financial charges65/66B€136€183▲
Recurring financial charges65€136€183▲
Profit (loss) for the period before taxes9903-€710-€2,222▼
Income taxes67/77€3-
Profit (loss) for the period9904-€713-€2,222▼
Profit (loss) for the period to be appropriated9905-€713-€2,222▼
Appropriation of the result
Profit (loss) to be appropriated9906-€11,730-€13,952▼
Profit (loss) brought forward from the previous period14P-€11,017-€11,730▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€8,264--€150-
Other operating charges640/8-€318----
Gross operating margin9900-€2,119€5,803€699-€579-€2,054▼ 255%
Operating profit (loss)9901-€2,119€5,484€699-€579-€2,054▼ 255%
Financial income75/76B--€19€5€15▲ 217%
Recurring financial income75--€19€5€15▲ 217%
Financial charges65/66B€142€161€142€136€183▲ 35.0%
Recurring financial charges65€142€161€142€136€183▲ 35.0%
Profit (loss) for the period before taxes9903-€2,261€5,323€577-€710-€2,222▼ 213%
Income taxes67/77€252€59€0€3--
Profit (loss) for the period9904-€2,513€5,264€577-€713-€2,222▼ 212%
Profit (loss) for the period to be appropriated9905-€2,513€5,264€577-€713-€2,222▼ 212%
Line20212022202320242025Change
Assets
Total assets20/58€130,449€64,477€62,787€62,386€60,497▼ 3.0%
Current assets29/58€130,449€64,477€62,787€62,386€60,497▼ 3.0%
Amounts receivable within one year40/41€1,500-€203€3,354€268▼ 92.0%
Other amounts receivable41€1,500-€203€3,354€268▼ 92.0%
Cash at bank and in hand54/58€128,949€64,477€62,584€58,662€60,229▲ 2.7%
Deferred charges and accrued income490/1---€370--
Equity and liabilities
Total equity and liabilities10/49€130,449€64,477€62,787€62,386€60,497▼ 3.0%
Equity10/15€127,120€62,052€62,629€61,916€59,694▼ 3.6%
Contributions10/11€76,583€6,250€6,250€6,250€6,250=
Reserves13€67,396€67,396€67,396€67,396€67,396=
Non-distributable reserves130/1€4,395-----
Reserves not available under the articles1311€4,395-----
Distributable reserves133€63,001€67,396€67,396€67,396€67,396=
Profit (loss) carried forward14-€16,859-€11,594-€11,017-€11,730-€13,952▼ 18.9%
Amounts payable17/49€3,328€2,425€158€471€803▲ 70.7%
Amounts payable within one year42/48€3,328€2,425€158€471€803▲ 70.7%
Trade debts44-€343-€471€104▼ 78.0%
Suppliers440/4-€343-€471€104▼ 78.0%
Taxes, remuneration and social security45€493€547€59---
Taxes450/3€493€547€59---
Other amounts payable47/48€2,836€1,536€99-€700-
Line20212022202320242025Change
Profit (loss) for the period9904-€2,513€5,264€577-€713-€2,222▼ 212%
Operating cash flow (approximation)-€2,513€5,264€577-€713-€2,222▼ 212%
Change in cash--€64,472-€1,892-€3,922€1,567▲ 140%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity times 15current ratio 396.58
Current ratio from 26.59 to 396.58; short-term debt falls from €2,425 to €158.
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €5,264
Net result €5,264 after one loss-making year.
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €1,193
Net result €1,193 after 2 loss-making years.
31-12
Financial Liquidity triplescurrent ratio 39.05
Current ratio from 12.91 to 39.05; short-term debt falls from €10,780 to €3,407.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
5,790 m²
Building footprint
609 m²
Volume, LiDAR
3,490 m³
2 parcels, Brussels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vlasendaalstraat 37, 1700 Dilbeek
NACE 52441
since 20012.101.328.519
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21307G0055/00F000 Brussels 3,170 m² 1 · 450 m² 11.1 m · 2 fl.
23352G0120/00K000 Flanders 2,620 m² 1 · 159 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded11-05-2001
Fiscal year end31-12
Contact
E-mail julie@vandenstock.be
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

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If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.