arteVelum
ActiveSummary
The computed 12-month bankruptcy probability of arteVelum is 4.0% (elevated). The annual accounts of arteVelum for financial year 2025 show a net loss of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €68,649 and a net result of -€166,443. Equity has been stable since 2018 (±2.4% per year). Its solvency ranks better than 14% of 9,850 sector peers (NACE 46, financial year 2025). The company has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 27-03-1981 Normal situation
- Activity
- Wholesale of household textiles and bedding NACE 46412and 2 others
- Joint committees
- 201 Paritair Comité voor de zelfstandige kleinhandel
- 109 Paritair Comité voor het kleding- en confectiebedrijf
- 124 Paritair Comité voor het bouwbedrijf · annual accounts 2024
- Establishment unit
- 2.337.112.456 2382 Ravels, since 25-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 22-09-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.0%
- Gross margin
- €391,703
- ▼ 20.3%
- Turnover
- ≈ €2.0m
- estimated
- Loss
- €166,443
- ▲ 152%
- Equity
- €68,649
- ▼ 70.8%
- Total assets
- €1.7m
- ▲ 87.4%
- Employees on 31-12-2025
- 11
- ▲ 10.0%
Score breakdownraises riskLoss of €166,443, the second in a row (financial year 2025)Equity €68,649 (4.0% of total assets)1 change of registered office in 24 monthsSize: 9 FTE, total assets €1.7mShow the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 19% of them on solvency, 19% on liquidity, 15% on profitability and 7% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
- Caution: Result fell in 2025from -€66,143 to -€166,443 ▼ 152% View
- Caution: Lower net result than 95% of companies in wholesale tradesector median €26,853 · 9,829 companies -€166,443 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Caution: 2 loss-making years in a rowloss in financial year 2025 -€166,443 View
Recent changes
- · Gazette deed Registered-office moveGeneral meeting of 08-10-2025
- · Gazette deed Change of role: NOOYENS Bart, from statutory director to director“De vennootschap mag voor eigen rekening en/of voor rekening van derden alle…” (deed in Dutch)
Comparable companies
These companies have the same main activity as arteVelum: wholesale of household textiles and bedding (NACE 46412). They are comparable in size and age: total assets between €1.1m and €2.1m, founded between 1977 and 1987.
| Company | Total assets | Gross margin |
|---|---|---|
| arteVelum Ravels | €1.7m | €0.4m |
| EMINENCE BENELUX Lasne | €1.1m | €0.6m |
| CAZITEX Menen | €2.1m | €0.6m |
| KAMPF Mechelen | €1.2m | €0.4m |
| MEUBELFABRIEK JOOKEN Sint-Truiden | €1.8m | €0.3m |
| DANY - MOD Manage | €1.7m | €0.5m |
| Marc VANDEVEN Leuven | €1.2m | €0.5m |
Key facts about arteVelum
- What is the company number of arteVelum?
- The company number of arteVelum is 0421.471.433. The VAT number is the same number with BE in front: BE 0421.471.433.
- Where is arteVelum based?
- The registered office is at Mierdsedijk 66, 2382 Ravels.Company details
- What does arteVelum do?
- According to the KBO register, the main activity is wholesale of household textiles and bedding (NACE 46412).
- What is the legal form of arteVelum?
- The legal form of arteVelum is Private limited company (BV).
- When was arteVelum founded?
- arteVelum was founded on 27-03-1981.
- Is arteVelum still active?
- Yes, arteVelum is an active enterprise in the KBO register.
- How many employees does arteVelum have?
- arteVelum had an average of 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does arteVelum fall under?
- In its 2024 annual accounts, arteVelum states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel), 109 (Paritair Comité voor het kleding- en confectiebedrijf) and 124 (Paritair Comité voor het bouwbedrijf).
- What is the turnover of arteVelum?
- The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €391,703 and 35 comparable companies (NACE 464). It probably lies between €1.4m and €2.8m.
- Is arteVelum profitable?
- In financial year 2025, arteVelum made a loss of €166,443.
- Where can I find the annual accounts of arteVelum?
- arteVelum filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of arteVelum due?
- arteVelum must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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