ARTENA
ActiveSummary
ARTENA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €479,367 and a net result of €50,607. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 2729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 40.28 against 43.7 in 2024; short-term debt: 2.4% and cash: 21.6% of total assets), and 2.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
10.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
1 d early
2023
2 d early
2022
29 d late
2021
2 d early
2020
1 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€479,367▲ 4.5%
2024 · €458,760
Total assets
€491,393▲ 4.7%
2024 · €469,309
Net result
€50,607▼ 1.8%
2024 · €51,528
Working capital
€472,422▲ 4.9%
2024 · €450,447
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€75,202▲ 36.8%€62,551▼ 16.8%€64,714▲ 3.5%€68,840▲ 6.4%€66,099▼ 4.0%
Net result€56,528within the sector's middle half▲ 42.8%€49,994within the sector's middle half▼ 11.6%€47,490within the sector's middle half▼ 5.0%€51,528within the sector's middle half▲ 8.5%€50,607within the sector's middle half▼ 1.8%
Equity€357,748within the sector's middle half▲ 18.8%€407,742within the sector's middle half▲ 14.0%€431,232within the sector's middle half▲ 5.8%€458,760within the sector's middle half▲ 6.4%€479,367above the sector's middle half▲ 4.5%
Total assets€365,840within the sector's middle half▲ 17.7%€418,893within the sector's middle half▲ 14.5%€443,599within the sector's middle half▲ 5.9%€469,309within the sector's middle half▲ 5.8%€491,393within the sector's middle half▲ 4.7%
Debt€8,092▼ 16.0%€11,151▲ 37.8%€12,368▲ 10.9%€10,549▼ 14.7%€12,026▲ 14.0%
Working capital€357,607within the sector's middle half▲ 18.8%€398,402within the sector's middle half▲ 11.4%€421,255within the sector's middle half▲ 5.7%€450,447within the sector's middle half▲ 6.9%€472,422above the sector's middle half▲ 4.9%
Solvency97.8%above the sector's middle half▲ 0.9pp97.3%above the sector's middle half▼ 0.5pp97.2%above the sector's middle half▼ 0.1pp97.8%above the sector's middle half▲ 0.5pp97.6%above the sector's middle half▼ 0.2pp
Current ratio45.19above the sector's middle half▲ 8.5136.73above the sector's middle half▼ 8.4735.06above the sector's middle half▼ 1.6743.70above the sector's middle half▲ 8.6440.28above the sector's middle half▼ 3.42
Return on assets (ROA)15.5%within the sector's middle half▲ 2.7pp11.9%within the sector's middle half▼ 3.5pp10.7%within the sector's middle half▼ 1.2pp11.0%within the sector's middle half▲ 0.3pp10.3%within the sector's middle half▼ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €491,393
Fixed assets
€6,945 ▼ 16.5%
Current assets
€484,447 ▲ 5.1%
Equity and liabilities €491,393
Equity
€479,367 ▲ 4.5%
Debt
€12,026 ▲ 14.0%
Debt's share of the balance-sheet total rises from 2.2% to 2.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67,467▼
2024 · €70,503
Cash flow
€51,975▼
2024 · €53,192
Debt to equity
0.03▲
2024 · 0.02
ROE
10.6%▼
2024 · 11.2%
Interest coverage
479.23▼
2024 · 567.11
Debt ≤ 1 year
€12,026▲
2024 · €10,549
Income taxes
€19,743▼
2024 · €20,463
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,258 | €1,409 | €1,342 | €1,664 | €1,368 | ▼ 17.8% |
| Other operating charges640/8 | €650 | €1,521 | €1,049 | €1,174 | €1,254 | ▲ 6.9% |
| Gross operating margin9900 | €77,110 | €65,481 | €67,104 | €71,677 | €68,721 | ▼ 4.1% |
| Operating profit (loss)9901 | €75,202 | €62,551 | €64,714 | €68,840 | €66,099 | ▼ 4.0% |
| Financial income75/76B | €1,128 | €4,904 | €1,037 | €3,277 | €4,392 | ▲ 34.1% |
| Recurring financial income75 | €1,128 | €4,904 | €1,037 | €3,277 | €4,392 | ▲ 34.1% |
| Financial charges65/66B | €44 | €42 | €127 | €124 | €141 | ▲ 13.2% |
| Recurring financial charges65 | €44 | €42 | €127 | €124 | €141 | ▲ 13.2% |
| Profit (loss) for the period before taxes9903 | €76,286 | €67,413 | €65,625 | €71,992 | €70,350 | ▼ 2.3% |
| Income taxes67/77 | €19,758 | €17,419 | €18,135 | €20,463 | €19,743 | ▼ 3.5% |
| Profit (loss) for the period9904 | €56,528 | €49,994 | €47,490 | €51,528 | €50,607 | ▼ 1.8% |
| Profit (loss) for the period to be appropriated9905 | €56,528 | €49,994 | €47,490 | €51,528 | €50,607 | ▼ 1.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €365,840 | €418,893 | €443,599 | €469,309 | €491,393 | ▲ 4.7% |
| Fixed assets21/28 | €141 | €9,340 | €9,977 | €8,313 | €6,945 | ▼ 16.5% |
| Tangible fixed assets22/27 | €141 | €9,340 | €9,977 | €8,313 | €6,945 | ▼ 16.5% |
| Land and buildings22 | €141 | €8,748 | €7,776 | €6,804 | €5,832 | ▼ 14.3% |
| Furniture and vehicles24 | - | €592 | €2,201 | €1,509 | €1,113 | ▼ 26.2% |
| Current assets29/58 | €365,699 | €409,554 | €433,623 | €460,996 | €484,447 | ▲ 5.1% |
| Amounts receivable within one year40/41 | €13,939 | €16,262 | €14,649 | €15,440 | €14,044 | ▼ 9.0% |
| Trade receivables40 | €13,939 | €16,262 | €14,649 | €15,435 | €13,988 | ▼ 9.4% |
| Other amounts receivable41 | - | - | - | €5 | €57 | ▲ 1,029% |
| Current investments50/53 | €205,422 | €263,161 | €361,450 | €375,944 | €364,262 | ▼ 3.1% |
| Cash at bank and in hand54/58 | €146,338 | €130,130 | €57,524 | €69,612 | €106,141 | ▲ 52.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €365,840 | €418,893 | €443,599 | €469,309 | €491,393 | ▲ 4.7% |
| Equity10/15 | €357,748 | €407,742 | €431,232 | €458,760 | €479,367 | ▲ 4.5% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €335,600 | €380,600 | €411,232 | €438,232 | €458,839 | ▲ 4.7% |
| Non-distributable reserves130/1 | €23,600 | €23,600 | €23,600 | €23,600 | - | - |
| Reserves not available under the articles1311 | €23,600 | €23,600 | €23,600 | €23,600 | - | - |
| Distributable reserves133 | €312,000 | €357,000 | €387,632 | €414,632 | €458,839 | ▲ 10.7% |
| Profit (loss) carried forward14 | €2,148 | €7,142 | - | €528 | €528 | = |
| Amounts payable17/49 | €8,092 | €11,151 | €12,368 | €10,549 | €12,026 | ▲ 14.0% |
| Amounts payable within one year42/48 | €8,092 | €11,151 | €12,368 | €10,549 | €12,026 | ▲ 14.0% |
| Financial debts43 | - | - | €312 | €111 | €62 | ▼ 44.3% |
| Other loans439 | - | - | €312 | €111 | €62 | ▼ 44.3% |
| Trade debts44 | €1,389 | €1,433 | €1,409 | €72 | €437 | ▲ 509% |
| Suppliers440/4 | €1,389 | €1,433 | €1,409 | €72 | €437 | ▲ 509% |
| Taxes, remuneration and social security45 | €6,703 | €9,719 | €10,647 | €10,366 | €11,527 | ▲ 11.2% |
| Taxes450/3 | €6,703 | €9,719 | €10,647 | €10,366 | €11,527 | ▲ 11.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €56,528 | €49,994 | €47,490 | €51,528 | €50,607 | ▼ 1.8% |
| + Depreciation and write-downs630 | €1,258 | €1,409 | €1,342 | €1,664 | €1,368 | ▼ 17.8% |
| Operating cash flow (approximation) | €57,786 | €51,403 | €48,831 | €53,192 | €51,975 | ▼ 2.3% |
| Investment in fixed assets (approximation) | - | -€10,608 | -€1,979 | €0 | €0 | - |
| Change in cash | - | -€16,207 | -€72,607 | €12,089 | €36,528 | ▲ 202% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €56,528 ▲42.8%
Operating result €75,202, net result €56,528, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €39,590 ▼24%
Net result drops to €39,590, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2002
Ground area
397 m²
Building footprint
107 m²
Volume, LiDAR
587 m³
Parcel 11602C0027/00L012, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Konijnenveld 10, 2550 Kontich
since 20022.091.987.815
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0027/00L012 | Flanders | 397 m² | 1 · 107 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,746. 1,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-06-1999
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
Contact
E-mail
renaat@artena.be
Phone
0496 56 43 79
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466243564
Also
9925:BE0466243564
Registered
27-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.