ARTEMIS CONSULTING
ActiveARTEMIS CONSULTING has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245k and a net result of €25k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+21
Solvency97▲+13
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.18 against 1.59 in 2024), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
16 d early
2023
61 d late
2022
60 d late
2021
61 d late
2020
61 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k▲ 87.8%
2024 · €13k
2018: €16k
2019: €24k
2020: €55k
2021: €10k
2022: €-23k
2023: €25k
2024: €13k
2018 → 2025
Working capital
€97k▲ 43.5%
2024 · €68k
2018: €7k
2019: €46k
2020: €85k
2021: €8k
2022: €20k
2023: €56k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€206k-€183k▼ 11.4%€207k▲ 13.3%€220k▲ 6.2%€245k▲ 11.4%
Operating result€29k-€-17k€48k€31k▼ 35.5%€45k▲ 45.0%
Net result€10k-€-23k€25k€13k▼ 47.0%€25k▲ 87.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444k
Fixed assets
€264k▼ 6.1%
Current assets
€180k▼ 1.3%
Equity and liabilities €444k
Equity
€245k▲ 11.4%
Debt
€200k▼ 18.3%
The debt ratio falls from 52.6% to 44.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€62k▲
2024 · €49k
Cash flow
€42k▲
2024 · €31k
Solvency
55.1%▲
2024 · 47.4%
Current ratio
2.18▲
2024 · 1.59
Quick ratio
2.18▲
2024 · 1.59
Debt / equity
0.82▼
2024 · 1.11
ROE
10.2%▲
2024 · 6.1%
ROA
5.6%▲
2024 · 2.9%
Interest coverage
10.23▲
2024 · 6.26
Debt
€200k▼
2024 · €244k
Debt ≤ 1 year
€83k▼
2024 · €115k
Debt > 1 year
€63k▼
2024 · €80k
Income taxes
€13k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€464k€444k▼
Fixed assets21/28€281k€264k▼
Tangible fixed assets22/27€281k€264k▼
Land and buildings22€270k€259k▼
Plant, machinery and equipment23€2k€674▼
Furniture and vehicles24€9k€4k▼
Financial fixed assets28€150€150=
Current assets29/58€182k€180k▼
Amounts receivable within one year40/41€127k€89k▼
Trade receivables40€63k€81k▲
Other amounts receivable41€64k€8k▼
Cash at bank and in hand54/58€53k€89k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€464k€444k▼
Equity10/15€220k€245k▲
Contributions10/11€6k€6k=
Revaluation surpluses12€158k€158k=
Reserves13€55k€80k▲
Distributable reserves133€55k€80k▲
Profit (loss) carried forward14€472€482▲
Amounts payable17/49€244k€200k▼
Amounts payable after more than one year17€80k€63k▼
Financial debts170/4€80k€63k▼
Amounts payable within one year42/48€115k€83k▼
Current portion of amounts payable after more than one year42€549-
Trade debts44€92k€64k▼
Suppliers440/4€92k€64k▼
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€21k€18k▼
Other amounts payable47/48€799€97▼
Accrued charges and deferred income492/3€50k€54k▲
Income statement
Code20242025
Remuneration, social security and pensions62€6k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€740-
Other operating charges640/8€7k€7k▼
Non-recurring operating charges66A-€806
Gross operating margin9900€63k€69k▲
Operating profit (loss)9901€31k€45k▲
Financial income75/76B€572-
Recurring financial income75€572-
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€23k€38k▲
Transfer from deferred taxes780€190-
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€13k€25k▲
Profit (loss) for the period to be appropriated9905€13k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€25k▲
Profit (loss) brought forward from the previous period14P€158€472▲
Transfer to equity691/2€13k€25k▲
To other reserves6921€13k€25k▲
Social balance
Average headcount (FTE)90870.1-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Equity above €200kEq €207k ▲13.3%
Equity rises from €183k to €207k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-23k ▼329%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €55k ▲125%
Operating result €75k, net result €55k, both a record.
31-12
Financial
Equity above €200kEq €209k ▲14.2%
3 profitable years in a row build equity to €209k.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 92 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 71 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venelle des Coquelets 11400 NivellesGround area
608 m²
Building footprint
268 m²
Volume, LiDAR
817 m³
2 parcels, Brussels, Wallonia · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Venelle des Coquelets 1, 1400 Nivelles
since 20022.114.973.449
Artemis-Consulting Brussels
since 20172.271.397.530
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25072B0310/00G003 | Wallonia | 395 m² | 1 · 214 m² | - |
| 21013B0194/00N004 | Brussels | 213 m² | 1 · 54 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 38,872 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.