ARTEMINO
ActiveARTEMINO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €198k and a net result of €60k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 5495 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-05-2026, 75 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
75 d early
2024
74 d early
2023
48 d early
2022
48 d early
2021
62 d early
2020
37 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€198k▲ 2.0%
2024 · €194k
2018: €185k
2019: €61k
2020: €92k
2021: €123k
2022: €152k
2023: €180k
2024: €194k
2018 → 2025
Net result
€60k▼ 0.6%
2024 · €60k
2018: €20k
2019: €36k
2020: €43k
2021: €50k
2022: €49k
2023: €53k
2024: €60k
2018 → 2025
Total assets
€233k▲ 4.2%
2024 · €224k
2018: €215k
2019: €90k
2020: €120k
2021: €153k
2022: €184k
2023: €210k
2024: €224k
2018 → 2025
Solvency
85.0%▼ 1.8pp
2024 · 86.8%
2018: 86.3%
2019: 68.1%
2020: 76.8%
2021: 80.0%
2022: 82.3%
2023: 85.9%
2024: 86.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€152k▲ 23.6%€180k▲ 19.0%€194k▲ 7.7%€198k▲ 2.0%
Operating result€69k-€67k▼ 3.4%€71k▲ 6.6%€81k▲ 14.1%€79k▼ 3.0%
Net result€50k-€49k▼ 3.7%€53k▲ 9.6%€60k▲ 12.8%€60k▼ 0.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€6k▲ 1,041%
Current assets
€227k▲ 1.8%
Equity and liabilities €233k
Equity
€198k▲ 2.0%
Debt
€35k▲ 18.1%
The debt ratio rises from 13.2% to 15.0%: debt grows faster than equity.
Key figures and ratios
Solvency
85.0%▼
2024 · 86.8%
ROE
30.1%▼
2024 · 30.9%
ROA
25.6%▼
2024 · 26.8%
Debt
€35k▲
2024 · €30k
Debt ≤ 1 year
€35k▲
2024 · €30k
Income taxes
€20k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€224k€233k▲
Fixed assets21/28€511€6k▲
Tangible fixed assets22/27€471€6k▲
Furniture and vehicles24€471€6k▲
Financial fixed assets28€40€40=
Current assets29/58€223k€227k▲
Amounts receivable within one year40/41€824-
Trade receivables40€824-
Cash at bank and in hand54/58€222k€227k▲
Deferred charges and accrued income490/1€360€360=
Equity and liabilities
Total equity and liabilities10/49€224k€233k▲
Equity10/15€194k€198k▲
Contributions10/11€12k€12k=
Reserves13€182k€186k▲
Distributable reserves133€182k€186k▲
Amounts payable17/49€30k€35k▲
Amounts payable within one year42/48€30k€35k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€25k€32k▲
Taxes450/3€25k€23k▼
Remuneration and social security454/9-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€471€1k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€84k€82k▼
Operating profit (loss)9901€81k€79k▼
Financial income75/76B€916€3k▲
Recurring financial income75€916€3k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€80k€80k▼
Income taxes67/77€20k€20k▼
Profit (loss) for the period9904€60k€60k▼
Profit (loss) for the period to be appropriated9905€60k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€60k▼
Transfer from equity791/2€20k€27k▲
Transfer to equity691/2€34k€31k▼
To other reserves6921€34k€31k▼
Profit to be distributed694/7€46k€56k▲
Return on contributions (dividend)694€46k€56k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €60k ▲12.8%
Operating result €81k, net result €60k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €152k ▲23.6%
5 profitable years in a row build equity to €152k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €123k ▲33.5%
4 profitable years in a row build equity to €123k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Azalealaan 132980 ZoerselGround area
1,529 m²
Building footprint
272 m²
Volume, LiDAR
1,137 m³
Parcel 11017A0282/00H000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ARTEMINO
since 20072.165.422.654
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017A0282/00H000 | Flanders | 1,529 m² | 1 · 272 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2007
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
80421
85592Vocational training
96022Beauty treatment
96040Personal service activities
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.