ARTEBAT
ActiveARTEBAT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €587k and a net result of €87k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 820 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-26
Solvency38▲+12
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.12 in 2024), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.9%
Return on assets
3.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
37 d early
2022
60 d early
2021
39 d early
2020
29 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€87k▼ 32.8%
2024 · €130k
2018: €94k
2019: €65k
2020: €70k
2021: €33k
2022: €140k
2023: €8k
2024: €130k
2018 → 2025
Working capital
€299k▲ 66.7%
2024 · €179k
2018: €37k
2019: €-125k
2020: €40k
2021: €77k
2022: €143k
2023: €87k
2024: €179k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€382k-€422k▲ 10.5%€430k▲ 1.9%€500k▲ 16.2%€587k▲ 17.4%
Operating result€63k-€247k▲ 295%€45k▼ 82.0%€237k▲ 430%€164k▼ 30.7%
Net result€33k-€140k▲ 321%€8k▼ 94.3%€130k▲ 1,514%€87k▼ 32.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.56M
Fixed assets
€954k▼ 11.9%
Current assets
€1.60M▼ 2.6%
Equity and liabilities €2.56M
Equity
€587k▲ 17.4%
Debt
€1.97M▼ 11.6%
The debt ratio falls from 81.7% to 77.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€417k▲
2024 · €416k
Cash flow
€340k▲
2024 · €309k
Solvency
22.9%▲
2024 · 18.3%
Current ratio
1.23▲
2024 · 1.12
Quick ratio
0.40▼
2024 · 0.47
Debt / equity
3.36▼
2024 · 4.47
ROE
14.8%▼
2024 · 25.9%
ROA
3.4%▼
2024 · 4.7%
Interest coverage
9.02▲
2024 · 7.15
Debt
€1.97M▼
2024 · €2.23M
Debt ≤ 1 year
€1.31M▼
2024 · €1.47M
Debt > 1 year
€666k▼
2024 · €763k
Income taxes
€33k▼
2024 · €54k
Staff costs
€888k▲
2024 · €804k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.73M€2.56M▼
Fixed assets21/28€1.08M€954k▼
Tangible fixed assets22/27€1.08M€949k▼
Land and buildings22€820k€660k▼
Plant, machinery and equipment23€21k€100k▲
Furniture and vehicles24€237k€189k▼
Financial fixed assets28€5k€5k=
Current assets29/58€1.65M€1.60M▼
Stocks and contracts in progress3€954k€1.08M▲
Stocks30/36€954k€1.08M▲
Amounts receivable within one year40/41€619k€415k▼
Trade receivables40€614k€410k▼
Other amounts receivable41€5k€5k=
Cash at bank and in hand54/58€44k€74k▲
Deferred charges and accrued income490/1€31k€38k▲
Equity and liabilities
Total equity and liabilities10/49€2.73M€2.56M▼
Equity10/15€500k€587k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€462k€547k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€460k€545k▲
Profit (loss) carried forward14€19k€21k▲
Amounts payable17/49€2.23M€1.97M▼
Amounts payable after more than one year17€763k€666k▼
Financial debts170/4€760k€663k▼
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€1.47M€1.31M▼
Current portion of amounts payable after more than one year42€115k€118k▲
Financial debts43€400k€400k=
Credit institutions430/8€400k€400k=
Trade debts44€589k€550k▼
Suppliers440/4€589k€550k▼
Taxes, remuneration and social security45€199k€159k▼
Taxes450/3€142k€92k▼
Remuneration and social security454/9€57k€67k▲
Other amounts payable47/48€165k€80k▼
Income statement
Code20242025
Remuneration, social security and pensions62€804k€888k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€180k€253k▲
Other operating charges640/8€71k€12k▼
Gross operating margin9900€1.29M€1.32M▲
Operating profit (loss)9901€237k€164k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€58k€46k▼
Recurring financial charges65€58k€46k▼
Profit (loss) for the period before taxes9903€183k€120k▼
Income taxes67/77€54k€33k▼
Profit (loss) for the period9904€130k€87k▼
Profit (loss) for the period to be appropriated9905€130k€87k▼
Appropriation of the result
Profit (loss) to be appropriated9906€144k€106k▼
Profit (loss) brought forward from the previous period14P€15k€19k▲
Transfer from equity791/2€60k-
Transfer to equity691/2€125k€85k▼
To other reserves6921€125k€85k▼
Profit to be distributed694/7€60k-
Return on contributions (dividend)694€60k-
Social balance
Average headcount (FTE)908715.016.8▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Equity above €500kEq €587k ▲17.4%
8 profitable years in a row build equity to €587k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €8k ▼94.3%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €140k ▲321%
Operating result €247k, net result €140k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Comognes 95330 AssesseGround area
3,238 m²
Building footprint
464 m²
Parcel 92006B0229/00_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Artebat sprl
since 20072.159.427.163
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92006B0229/00_000 | Wallonia | 3,238 m² | 1 · 464 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
7 categoriesARTEBAT SRL39512
Similar companies · same sector, comparable size
JB CONSTRUCT
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Algemene Bouwwerken Bockstaele Jonas
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METSELWERKEN KAROL GDANIEC
BE 0775.290.712
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DAR-DECO INVEST
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 8,514 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2007
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43110Demolition
43221Plumbing work
43990Other specialised construction activities
43999Specialised construction activities
45111
45250
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:lesartisansbatisseurs@yahoo.fr
Phone:0476/75.01.48
Phone:081/22.22.23
Fax:081/22.22.23