ARTEAM Engineering Consultancy
ActiveARTEAM Engineering Consultancy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277k and a net result of €75k. Equity is growing by ~37.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 1402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.46 against 8.71 in 2024; short-term debt: 13.2% and cash: 92.2% of total assets), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
23.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-02-2026, 178 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
178 d early
2024
26 d late
2023
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€75k▼ 0.7%
2024 · €76k
2023: €126k
2024: €76k
2023 → 2025
Working capital
€272k▲ 37.3%
2024 · €198k
2023: €126k
2024: €198k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€126k-€202k▲ 60.1%€277k▲ 37.3%
Operating result€162k-€96k▼ 41.0%€95k▼ 0.3%
Net result€126k-€76k▼ 39.9%€75k▼ 0.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 0% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€5k▲ 34.7%
Current assets
€314k▲ 40.3%
Equity and liabilities €319k
Equity
€277k▲ 37.3%
Debt
€42k▲ 63.7%
The debt ratio rises from 11.3% to 13.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€98k▲
2024 · €97k
Cash flow
€77k▲
2024 · €77k
Solvency
86.8%▼
2024 · 88.7%
Current ratio
7.46▼
2024 · 8.71
Quick ratio
7.46▼
2024 · 8.71
Debt / equity
0.15▲
2024 · 0.13
ROE
27.1%▼
2024 · 37.5%
ROA
23.6%▼
2024 · 33.3%
Interest coverage
71.48▼
2024 · 107.19
Debt
€42k▲
2024 · €26k
Debt ≤ 1 year
€42k▲
2024 · €26k
Income taxes
€19k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€228k€319k▲
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€3k€5k▲
Plant, machinery and equipment23€182€27▼
Furniture and vehicles24€3k€5k▲
Current assets29/58€224k€314k▲
Amounts receivable within one year40/41€34k€20k▼
Trade receivables40€33k€15k▼
Other amounts receivable41€890€4k▲
Cash at bank and in hand54/58€189k€294k▲
Deferred charges and accrued income490/1€791€707▼
Equity and liabilities
Total equity and liabilities10/49€228k€319k▲
Equity10/15€202k€277k▲
Contributions10/11€100€100=
Profit (loss) carried forward14€202k€277k▲
Amounts payable17/49€26k€42k▲
Amounts payable within one year42/48€26k€42k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€16k€13k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€3k€29k▲
Accrued charges and deferred income492/3€23-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€400€475▲
Gross operating margin9900€97k€98k▲
Operating profit (loss)9901€96k€95k▼
Financial charges65/66B€904€1k▲
Recurring financial charges65€904€1k▲
Profit (loss) for the period before taxes9903€95k€94k▼
Income taxes67/77€19k€19k▼
Profit (loss) for the period9904€76k€75k▼
Profit (loss) for the period to be appropriated9905€76k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€202k€277k▲
Profit (loss) brought forward from the previous period14P€126k€202k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €75k ▼0.7%
Net result drops to €75k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 8.71
Current ratio from 4.29 to 8.71; short-term debt falls from €38k to €26k.
31-12
Financial
Equity above €200kEq €202k ▲60.1%
2 profitable years in a row build equity to €202k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lucien Outersgaarde 221160 OudergemGround area
3,301 m²
Building footprint
1,910 m²
Volume, LiDAR
24,266 m³
Parcel 21002A0168/00G011, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ARTEAM Engineering Consultancy
since 20222.336.343.582
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0168/00G011 | Brussels | 3,301 m² | 1 · 1,910 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 13,964 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:arteam.eng@gmail.com