ARTE-META-TEC
ActiveSummary
ARTE-META-TEC has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €908k and a net result of €59k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 78% of 203 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+30
Solvency96▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.62 in 2024; short-term debt: 28.5% and cash: 18% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 d early
2024
93 d early
2023
70 d early
2022
5 d early
2021
31 d early
2020
101 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€908k▲ 3.6%
2024 · €877k
2018: €770k
2019: €808k
2020: €841k
2021: €853k
2022: €864k
2023: €870k
2024: €877k
2018 → 2025
Total assets
€1.27M▲ 6.9%
2024 · €1.19M
2018: €1.92M
2019: €1.77M
2020: €1.23M
2021: €1.37M
2022: €1.24M
2023: €1.20M
2024: €1.19M
2018 → 2025
Net result
€59k▲ 734%
2024 · €7k
2018: €93k
2019: €38k
2020: €33k
2021: €12k
2022: €11k
2023: €5k
2024: €7k
2018 → 2025
Working capital
€-84k▲ 28.5%
2024 · €-118k
2018: €-210k
2019: €-182k
2020: €-149k
2021: €-144k
2022: €-134k
2023: €-127k
2024: €-118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€853k-€864k▲ 1.3%€870k▲ 0.6%€877k▲ 0.8%€908k▲ 3.6%
Operating result€24k-€22k▼ 11.0%€14k▼ 36.0%€16k▲ 14.8%€75k▲ 374%
Net result€12k-€11k▼ 9.4%€5k▼ 50.9%€7k▲ 29.1%€59k▲ 734%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 374% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€992k ▼ 0.2%
Current assets
€278k ▲ 43.1%
Equity and liabilities €1.27M
Equity
€908k ▲ 3.6%
Debt
€362k ▲ 16.1%
Debt's share of the balance-sheet total rises from 26.2% to 28.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €18k
Cash flow
€61k▲
2024 · €9k
Current ratio
0.77▲
2024 · 0.62
Quick ratio
0.77▲
2024 · 0.60
Debt to equity
0.40▲
2024 · 0.36
ROE
6.5%▲
2024 · 0.8%
ROA
4.6%▲
2024 · 0.6%
Interest coverage
13.49▲
2024 · 3.10
Debt ≤ 1 year
€362k▲
2024 · €312k
Income taxes
€11k▲
2024 · €3k
Staff costs
€137k▲
2024 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.27M▲
Fixed assets21/28€994k€992k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€1k€701▼
Financial fixed assets28€990k€990k=
Current assets29/58€194k€278k▲
Stocks and contracts in progress3€7k€976▼
Stocks30/36€7k€976▼
Amounts receivable within one year40/41€154k€45k▼
Trade receivables40€152k€45k▼
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€30k€229k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.27M▲
Equity10/15€877k€908k▲
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€65k€65k=
Reserves13€812k€843k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€805k€837k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€312k€362k▲
Amounts payable within one year42/48€312k€362k▲
Trade debts44€16k€13k▼
Suppliers440/4€16k€13k▼
Taxes, remuneration and social security45€15k€34k▲
Taxes450/3€1k€17k▲
Remuneration and social security454/9€13k€18k▲
Other amounts payable47/48€281k€314k▲
Income statement
Code20242025
Remuneration, social security and pensions62€126k€137k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€1k▲
Gross operating margin9900€145k€216k▲
Operating profit (loss)9901€16k€75k▲
Financial income75/76B€35€279▲
Recurring financial income75€35€279▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€10k€70k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€7k€59k▲
Profit (loss) for the period to be appropriated9905€7k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€59k▲
Transfer to equity691/2€7k€31k▲
To other reserves6921€7k€31k▲
Profit to be distributed694/7-€28k
Directors or managers695-€28k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €5k ▼50.9%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vagevuurstraat(Mar) 498510 KortrijkGround area
548 m²
Building footprint
153 m²
Volume, LiDAR
789 m³
Parcel 34026B0011/00M003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARTE-META-TEC
since 19882.032.547.007
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026B0011/00M003 | Flanders | 548 m² | 1 · 153 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GEVAERT BANDWEVERIJ
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Weverij Flipts en Dobbels
BE 0405.564.126
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JONCKVANSTEEN SPINNERIJ
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Of 136 companies in sector 13200 we hold annual accounts for 85. 63 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-12-1987
Fiscal year end31-12
Activities, NACEBEL 2025
13200Manufacture of textiles
25620Manufacture of fabricated metal products, except machinery and equipment
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.