ARTAPER
ActiveThe computed 12-month bankruptcy probability of ARTAPER is 1.5% (moderate). The annual accounts of ARTAPER for fiscal year 2025 show a net loss of 51% of total assets. The 2025 annual accounts show equity of €19k and a net result of €-11k. Its solvency ranks better than 95% of 18040 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 5.99; short-term debt: 8.2% and cash: 10.7% of total assets), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.8%
Return on assets
-50.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€19k
Total assets
€21k
Net result
€-11k
Working capital
€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €19k
Fixed assets
€9k
Current assets
€10k
Equity and liabilities €21k
Equity
€19k
Debt
€2k
Debt finances 8.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€-8k
Cash flow
€-8k
Solvency
91.8%
Current ratio
5.99
Quick ratio
2.47
Debt / equity
0.09
ROE
-55.2%
ROA
-50.7%
Interest coverage
-54.73
Debt
€2k
Debt ≤ 1 year
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€21k
Formation expenses20€2k
Fixed assets21/28€9k
Tangible fixed assets22/27€9k
Furniture and vehicles24€7k
Other tangible fixed assets26€2k
Current assets29/58€10k
Stocks and contracts in progress3€6k
Stocks30/36€6k
Amounts receivable within one year40/41€2k
Trade receivables40€231
Other amounts receivable41€2k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€19k
Contributions10/11€30k
Profit (loss) carried forward14€-11k
Amounts payable17/49€2k
Amounts payable within one year42/48€2k
Trade debts44€19
Suppliers440/4€19
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€233
Gross operating margin9900€-8k
Operating profit (loss)9901€-11k
Financial income75/76B€20
Recurring financial income75€20
Financial charges65/66B€148
Recurring financial charges65€148
Profit (loss) for the period before taxes9903€-11k
Profit (loss) for the period9904€-11k
Profit (loss) for the period to be appropriated9905€-11k
Appropriation of the result
Profit (loss) to be appropriated9906€-11k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 4363012 LeuvenGround area
305 m²
Building footprint
117 m²
Volume, LiDAR
658 m³
Parcel 24126B0227/00H003, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ARTAPER
since 20242.368.551.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126B0227/00H003 | Flanders | 305 m² | 1 · 117 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADIMAR
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MARKASI
BE 0801.973.729
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SAHA BELGIUM GROEP
BE 0783.249.957
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STITCH COMPANY
BE 0653.852.155
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IC-Vision
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Of 12,979 companies in sector 47120 we hold annual accounts for 2,186. 1,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2024
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.