ARTANFFA
ActiveARTANFFA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €4k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 27% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+20
Solvency51▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 7.55 in 2024; short-term debt: 12% and cash: 8.3% of total assets), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.1%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
14 d early
2024
34 d early
2023
14 d early
2022
5 d early
2021
5 d early
2020
1 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€255k▼ 24.3%
2024 · €337k
2019: €124k
2020: €164k
2021: €215k
2022: €289k
2023: €358k
2024: €337k
2019 → 2025
Total assets
€978k▼ 3.7%
2024 · €1.02M
2019: €224k
2020: €196k
2021: €254k
2022: €308k
2023: €444k
2024: €1.02M
2019 → 2025
Net result
€4k
2024 · €-21k
2019: €118k
2020: €40k
2021: €51k
2022: €74k
2023: €68k
2024: €-21k
2019 → 2025
Working capital
€58k▼ 77.6%
2024 · €258k
2019: €124k
2020: €163k
2021: €203k
2022: €253k
2023: €315k
2024: €258k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€215k-€289k▲ 34.8%€358k▲ 23.6%€337k▼ 5.8%€255k▼ 24.3%
Operating result€71k-€104k▲ 47.1%€-21k€-10k▲ 53.7%€32k
Net result€51k-€74k▲ 45.6%€68k▼ 7.4%€-21k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €978k
Fixed assets
€803k▲ 11.7%
Current assets
€176k▼ 40.9%
Equity and liabilities €978k
Equity
€255k▼ 24.3%
Debt
€723k▲ 6.5%
The debt ratio rises from 66.8% to 73.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €-411
Cash flow
€30k▲
2024 · €-11k
Solvency
26.1%▼
2024 · 33.2%
Current ratio
1.49▼
2024 · 7.55
Quick ratio
1.49▼
2024 · 7.55
Debt / equity
2.83▲
2024 · 2.01
ROE
1.6%▲
2024 · -6.2%
ROA
0.4%▲
2024 · -2.1%
Interest coverage
2.04▲
2024 · -0.03
Debt
€723k▲
2024 · €679k
Debt ≤ 1 year
€118k▲
2024 · €39k
Debt > 1 year
€605k▼
2024 · €639k
Income taxes
€20▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€978k▼
Fixed assets21/28€718k€803k▲
Tangible fixed assets22/27€698k€783k▲
Land and buildings22€66k€745k▲
Plant, machinery and equipment23€1k€19k▲
Furniture and vehicles24€15k€12k▼
Other tangible fixed assets26€8k€7k▼
Assets under construction and advance payments27€608k€0▼
Financial fixed assets28€20k€20k=
Current assets29/58€297k€176k▼
Amounts receivable after more than one year29€16k€0▼
Other amounts receivable291€16k€0▼
Amounts receivable within one year40/41€32k€38k▲
Trade receivables40€13k€16k▲
Other amounts receivable41€19k€22k▲
Current investments50/53€65k€55k▼
Cash at bank and in hand54/58€183k€81k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€978k▼
Equity10/15€337k€255k▼
Contributions10/11€19k€19k=
Reserves13€318k€237k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€317k€235k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€679k€723k▲
Amounts payable after more than one year17€639k€605k▼
Financial debts170/4€639k€605k▼
Amounts payable within one year42/48€39k€118k▲
Current portion of amounts payable after more than one year42€25k€34k▲
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€0€3k▲
Taxes450/3€0€3k▲
Other amounts payable47/48€7k€79k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€26k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€3k€873▼
Non-recurring operating charges66A-€7k
Gross operating margin9900€3k€66k▲
Operating profit (loss)9901€-10k€32k▲
Financial income75/76B€4k€380▼
Recurring financial income75€4k€380▼
Financial charges65/66B€15k€28k▲
Recurring financial charges65€15k€28k▲
Profit (loss) for the period before taxes9903€-21k€4k▲
Income taxes67/77€0€20▲
Profit (loss) for the period9904€-21k€4k▲
Profit (loss) for the period to be appropriated9905€-21k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€4k▲
Transfer from equity791/2€21k€86k▲
Transfer to equity691/2€0€4k▲
To other reserves6921€0€4k▲
Profit to be distributed694/7-€86k
Return on contributions (dividend)694-€86k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-21k ▼131%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 14.40
Current ratio from 6.20 to 14.40; short-term debt falls from €39k to €19k.
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €200kEq €215k ▲30.9%
3 profitable years in a row build equity to €215k.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 6.09
Current ratio from 2.24 to 6.09; short-term debt falls from €100k to €32k.
31-03
Financial
Equity above €150kEq €164k ▲32.3%
2 profitable years in a row build equity to €164k.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Fond Marie Monseu 621330 RixensartGround area
1,063 m²
Building footprint
117 m²
Volume, LiDAR
387 m³
Parcel 25091A0341/00F000, Wallonia · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Avenue du Fond Marie Monseu 62, 1330 Rixensart
since 20172.269.825.140
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091A0341/00F000 | Wallonia | 1,063 m² | 1 · 117 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,839 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.