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Arta Bouw

Active
Private limited companyfounded 2021active for 5 yearsPolderstraat 1, 2260 Westerlo, BelgiumKBO/BCE: BE 0764.497.877

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Arta Bouw has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,748 and a net result of €20,574. Equity has been growing by about 62% per year since 2021. Its solvency ranks better than 95% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 01-03-2021 Normal situation
Legal form
Private limited company
Registered office
Polderstraat 1, 2260 Westerlo
Activity
Insulation installation NACE 43230
Establishment unit
2.317.435.512 2260 Westerlo, since 01-03-2021
Financial year end
31 December
Peppol
Reachable since 15-03-2021

Board and ownership

Board
  • Spahija AgimDirector · since 01-03-2021
  • Spahija IsniDirector · since 01-03-2021

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€34,058
▼ 39.4%
Turnover
≈ €180,000
estimated
Profit
€20,574
▼ 48.0%
Equity
€71,748
▼ 21.3%
Total assets
€74,055
▼ 27.0%
2025 accounts filed 3 days after the deadline
Filed on 03-08-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 3 days late; 1 of the last 3 accounts lateFounded in 2021lowers riskLiquidity: current ratio 30.78, cash €42,199Equity €71,748 (96.9% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 96.9% of total assets
Liquidity 100=
short-term debt 3.1% · cash 57.0%
Profitability 100=
return on assets 27.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.7%▼ -0.1 percentage points vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 1.3%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -1.0 percentage point vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.3 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 30.78 (9.75 in 2024), above the usual 1.5. Short-term debt is 3.1% and cash 57% of total assets. 3.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 98% on liquidity, 92% on profitability and 17% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 30.78, cash €42,199
NBB · annual accounts
lowers risk · Equity €71,748 (96.9% of total assets)
NBB · annual accounts
raises risk · Last filed accounts filed 3 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
3 days late
2024
30 days late
2023
31 days late
2022
31 days late
2021
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 25 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in specialised constructionsector median 46.7% · 34,902 companies 96.9% View
  • Positive: 5 profitable years in a rowprofit 2025: €20,574 5 years View

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Arta Bouw

What is the company number of Arta Bouw?
The company number of Arta Bouw is 0764.497.877. The VAT number is the same number with BE in front: BE 0764.497.877.
Where is Arta Bouw based?
The registered office is at Polderstraat 1, 2260 Westerlo.Company details
What does Arta Bouw do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of Arta Bouw?
The legal form of Arta Bouw is Private limited company (BV).
When was Arta Bouw founded?
Arta Bouw was founded on 01-03-2021.
Is Arta Bouw still active?
Yes, Arta Bouw is an active enterprise in the KBO register.
What is the turnover of Arta Bouw?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €34,058 and 120 comparable companies (NACE 432). It probably lies between €120,000 and €240,000.Financials
Is Arta Bouw profitable?
In financial year 2025, Arta Bouw made a profit of €20,574.
Where can I find the annual accounts of Arta Bouw?
Arta Bouw filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Arta Bouw due?
Arta Bouw must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as Arta Bouw: insulation installation (NACE 43230). They are comparable in size and age: total assets between €66,800 and €114,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
Arta Bouw Westerlo€74,055€34,058
Bun Decor Ichtegem€66,782€28,720
MET 26 Kortenberg€85,285€31,423
RENOVALLY Herstal€89,731€35,049
Best Polymers Zaventem€74,505€36,195
ASD Ranst€113,928€36,303
SIMA Beringen€89,228€41,786
Full comparison

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