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ART4L

Active
Public limited companyfounded 2014active for 12 yearsWispelbergstraat 6, 9000 Gent, BelgiumKBO/BCE: BE 0548.743.054
Summary

ART4L has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94,907 and a net result of -€2,062. Equity is growing by about 8.2% per year across the filed financial years. Its solvency ranks better than 81% of 3,376 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
ART4LActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€118,384total assets 2025
Equity
€94,907
Loss
-€2,062
Turnover not published (abbreviated or micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Largest shareholder
Food Associates Group · 21.06%
2025 accounts 24 days early5 deeds in the Belgian Official Gazette
Why 94lowers riskLiquidity: current ratio 2.25, cash €29,583Sector: Computer programming, consultancy and related activities (NACE 62)Equity €94,907 (80.2% of total assets)Size: total assets €118,384Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 51% of its sector peers (NACE 62, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 80.2% of total assets
Liquidity 75+7
short-term debt 19.8% · cash 25.0%
Profitability 67+2
return on assets -1.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,887 companies, NACE 62, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.25, compared with 2.21 in 2024, above the usual 1.5; short-term debt: 19.8% and cash: 25% of total assets), and 19.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 58% on liquidity, 26% on profitability and 37% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.25, cash €29,583
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €94,907 (80.2% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €118,384
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,062
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
1 day early
2023
33 days early
2022
22 days late
2021
4 days early
2020
30 days early
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Among the best 20% on solvencysector median 46.4% · 3,376 companies 80.2% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€2,062 View
  • Total assets 20256 financial years filed €118,384 View

By topic

Financials

Financial year
2025
Total assets
€118,384
Loss
-€2,062
Solvency
80.2%
Total assets▼ 2.5%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-07-2027
  1. 31-12-2023Back to profit
  2. 31-12-2023Equity above €100,000
  3. 22-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer programmingNACE 62100
Founded
20-03-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about ART4L

What is the company number of ART4L?
0548.743.054. In Belgium the VAT number is the company number with BE in front: BE 0548.743.054.
Where is ART4L based?
The registered office is at Wispelbergstraat 6, 9000 Gent.Company details
What does ART4L do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of ART4L?
Public limited company (NV).
When was ART4L founded?
On 20-03-2014.
Is ART4L still active?
Yes, ART4L is an active enterprise in the KBO register.
What is the turnover of ART4L?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ART4L profitable?
In financial year 2025, ART4L made a loss of €2,062.
Where can I find the annual accounts of ART4L?
ART4L filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ART4L due?
By 31-07-2027, for financial year 2026.Timeline

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