Art'n Pepper
ActiveArt'n Pepper has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €47k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 25% of 1983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+51
Solvency40▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.25 in 2024; short-term debt: 48.7% and cash: 3% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
9.6%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
2 d late
2024
21 d early
2023
on the day
2022
on the day
2021
18 d early
2020
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€490k▼ 5.9%
2024 · €521k
2020: €30k
2021: €115k
2022: €193k
2023: €181k
2024: €521k
2020 → 2025
Net result
€47k
2024 · €-23k
2020: €12k
2021: €29k
2022: €35k
2023: €-30k
2024: €-23k
2020 → 2025
Working capital
€-200k▲ 11.3%
2024 · €-225k
2020: €8k
2021: €40k
2022: €47k
2023: €-4k
2024: €-225k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€46k-€81k▲ 76.5%€51k▼ 37.3%€28k▼ 45.0%€75k▲ 168%
Operating result€35k-€48k▲ 35.7%€-29k€-20k▲ 32.0%€70k
Net result€29k-€35k▲ 21.3%€-30k€-23k▲ 24.3%€47k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €70k after a loss of €20k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€451k▲ 1.5%
Current assets
€39k▼ 49.2%
Equity and liabilities €490k
Equity
€75k▲ 168%
Debt
€415k▼ 15.8%
The debt ratio falls from 94.6% to 84.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▲
2024 · €7k
Cash flow
€74k▲
2024 · €3k
Solvency
15.3%▲
2024 · 5.4%
Current ratio
0.16▼
2024 · 0.25
Quick ratio
0.16▼
2024 · 0.25
Debt / equity
5.54▼
2024 · 17.63
ROE
62.7%▲
2024 · -81.9%
ROA
9.6%▲
2024 · -4.4%
Interest coverage
11.89▲
2024 · 2.05
Debt
€415k▼
2024 · €493k
Debt ≤ 1 year
€239k▼
2024 · €302k
Debt > 1 year
€176k▼
2024 · €191k
Income taxes
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€521k€490k▼
Fixed assets21/28€444k€451k▲
Tangible fixed assets22/27€444k€451k▲
Land and buildings22€382k€366k▼
Plant, machinery and equipment23€7k€28k▲
Furniture and vehicles24€18k€25k▲
Other tangible fixed assets26€37k€31k▼
Current assets29/58€77k€39k▼
Amounts receivable within one year40/41€68k€24k▼
Trade receivables40€67k€22k▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€8k€15k▲
Equity and liabilities
Total equity and liabilities10/49€521k€490k▼
Equity10/15€28k€75k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€23k€70k▲
Amounts payable17/49€493k€415k▼
Amounts payable after more than one year17€191k€176k▼
Financial debts170/4€191k€176k▼
Amounts payable within one year42/48€302k€239k▼
Current portion of amounts payable after more than one year42€16k€13k▼
Trade debts44€78k€26k▼
Suppliers440/4€78k€26k▼
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€6k€12k▲
Other amounts payable47/48€201k€187k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€12k€101k▲
Operating profit (loss)9901€-20k€70k▲
Financial income75/76B€76€332▲
Recurring financial income75€76€332▲
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€-23k€62k▲
Income taxes67/77-€15k
Profit (loss) for the period9904€-23k€47k▲
Profit (loss) for the period to be appropriated9905€-23k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€70k▲
Profit (loss) brought forward from the previous period14P€46k€23k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Back to profitnet €47k
Net result €47k after 2 loss-making years.
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-30k ▼186%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roquez(SART) 434845 JalhayGround area
391 m²
Building footprint
266 m²
Parcel 63068B2417/00N005, Wallonia. Linked by address, not a title deed.
2 establishment units
Art'n Pepper
since 20192.292.778.310
Art'n Pepper
since 20192.292.778.409
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068B2417/00N005 | Wallonia | 391 m² | 1 · 266 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HERYGERS PAUL
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Of 6,655 companies in sector 90111 we hold annual accounts for 383. 303 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2019
Fiscal year end30-06
Activities, NACEBEL
90031Arts creation and performing arts activities
90111Literary creation
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.artnpepper.com
E-mail:info@artnpepper.com