Financials
- Financial year
- 2025
- Total assets
- €989,315
- Profit
- €39,476
- Solvency
- 7.7%
Summary
ART&MISIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €76,212 and a net result of €39,476. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 3,041 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
3rd oldest company in Andenne, Finance and insurance sector1 site
Size
≈ €190,000turnover 2025, estimated
- Equity
- €76,212
- Profit
- €39,476
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Holdings
- 1
2025 accounts 7 days early4 deeds in the Belgian Official Gazette
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 3041 sector peers (2025).
NBB · sector comparisonPosition among 3041 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
69 days early
2023
49 days early
2022
20 days early
2021
53 days late
2020
27 days late
2019
35 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 filed years within 49 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2018 to 2025net €63,199 ▲140%
Key points
By topic
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 30
- Since
- 2001
- Next accounts
- by 31-07-2027
- 12-06-2024Annual accounts filed
- 11-07-2023Annual accounts filed
- 14-11-2022General meeting · Director resignation
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 15-02-2000
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about ART&MISIA
- What is the company number of ART&MISIA?
- 0470.880.659. In Belgium the VAT number is the company number with BE in front: BE 0470.880.659.
- Where is ART&MISIA based?
- The registered office is at Rue Stud 10, 5300 Andenne.Company details
- What does ART&MISIA do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of ART&MISIA?
- Private limited company (pre-2019) (BVBA).
- When was ART&MISIA founded?
- On 15-02-2000.
- Is ART&MISIA still active?
- Yes, ART&MISIA is an active enterprise in the KBO register.
- What is the turnover of ART&MISIA?
- €1,908 in financial year 2019, according to the filed annual accounts.Financials
- Is ART&MISIA profitable?
- In financial year 2025, ART&MISIA made a profit of €39,476.
- Where can I find the annual accounts of ART&MISIA?
- ART&MISIA filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ART&MISIA due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to ART&MISIA
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