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ART ET ARDOISES

Active
Private limited companyfounded 2014active for 12 yearsRue du Bois de Soheit 1, 4557 Tinlot, BelgiumKBO/BCE: BE 0554.673.120
Summary

ART ET ARDOISES has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €473,081. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 42% of 9,898 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-06-2014 Normal situation
Activity
Roofing work NACE 43410and 17 others
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment units
2.232.451.040 4557 Tinlot, since 23-06-2014
2.362.021.462 5310 Eghezée, since 25-07-2024
Financial year end
31 December
Peppol
Reachable since 09-05-2025

Board and ownership

Board
  • SRL THELIMARDirector · since 01-10-2020

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€1.8m
▼ 5.2%
Turnover
≈ €5.0m
estimated
Profit
€473,081
▼ 26.9%
Equity
€1.2m
▼ 30.8%
Total assets
€3.2m
▲ 7.9%
Employees on 31-12-2025
17
=
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.43, cash €918,940Figures for financial year 2025 (filed on 15-07-2026)Founded in 2014Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 54% of small companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 63-21
equity 37.6% of total assets
Liquidity 56-28
short-term debt 58.0% · cash 29.1%
Profitability 87-9
return on assets 15.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,649 companies, NACE 43, small)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.43 (2.24 in 2024), below the usual 1.5. Short-term debt is 58% and cash 29.1% of total assets. 62.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 49% of them on solvency, 71% on liquidity, 86% on profitability and 9% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.43, cash €918,940
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 15-07-2026)
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
29 days early
2023
14 days early
2022
on the day
2021
31 days late
2020
1 day early
2019
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by equity in Tinlot, Construction sectorin the Checked rankings No. 1 View
  • Positive: 8 profitable years in a rowprofit 2025: €473,081 8 years View
  • Caution: Equity fell in 2025from €1.7m to €1.2m ▼ 30.8% View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed General meeting · Permanent representative
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as ART ET ARDOISES: roofing work (NACE 43410). They are comparable in size and age: total assets between €2.6m and €4.5m, founded between 2007 and 2017.

CompanyTotal assetsGross margin
ART ET ARDOISES Tinlot€3.2m€1.8m
ASPHALTEX ROOF SYSTEMS Ledegem€3.7m€2.0m
MULTI-RENOVATIE Gingelom€3.4m€2.0m
XL TOITURES Assesse€4.5m€1.6m
P & H DAKWERKEN Pittem€2.9m€1.4m
DAKWERKEN LOGGHE-PRINSIE Roeselare€2.6m€2.4m
TOITURES ET CHARPENTES BLEY Ans€2.7m€1.6m
Full comparison

Key facts about ART ET ARDOISES

What is the company number of ART ET ARDOISES?
The company number of ART ET ARDOISES is 0554.673.120. The VAT number is the same number with BE in front: BE 0554.673.120.
Where is ART ET ARDOISES based?
The registered office is at Rue du Bois de Soheit 1, 4557 Tinlot.Company details
What does ART ET ARDOISES do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of ART ET ARDOISES?
The legal form of ART ET ARDOISES is Private limited company (BV).
When was ART ET ARDOISES founded?
ART ET ARDOISES was founded on 23-06-2014.
Is ART ET ARDOISES still active?
Yes, ART ET ARDOISES is an active enterprise in the KBO register.
How many employees does ART ET ARDOISES have?
ART ET ARDOISES had an average of 16.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ART ET ARDOISES fall under?
In its 2025 annual accounts, ART ET ARDOISES states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of ART ET ARDOISES?
The turnover in financial year 2025 is ≈ €5.0m. This figure is estimated from the gross margin of €1.8m and 68 comparable companies (NACE 43). It probably lies between €3.8m and €6.6m.
Is ART ET ARDOISES profitable?
In financial year 2025, ART ET ARDOISES made a profit of €473,081.
Where can I find the annual accounts of ART ET ARDOISES?
ART ET ARDOISES filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ART ET ARDOISES due?
ART ET ARDOISES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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