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ART DU TOIT

Active
Private limited companyfounded 2016active for 10 yearsRue de Belle Vue(CO) 101, 6180 Courcelles, BelgiumKBO/BCE: BE 0653.711.407

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ART DU TOIT has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,048 and a net result of -€21,571. Equity has been growing by about 28% per year since 2018. Its solvency ranks better than 70% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 02-05-2016 Normal situation
Activity
Roofing work NACE 43410and 1 other
Establishment unit
2.252.542.017 6180 Courcelles, since 03-05-2016
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board
  • DORLAND MANUELDirector · since 16-06-2020

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€118,921
▲ 9.9%
Turnover
≈ €390,000
estimated
Loss
€21,571
▲ 44.5%
Equity
€33,048
▼ 39.5%
Total assets
€51,039
▼ 42.0%
Staff
2.3 FTE
▲ 27.8%
Filed on 07-09-2026, 38 days after the deadlineat the National Bank
Score breakdownraises riskLoss of €21,571, the second in a row (financial year 2025)Last filed accounts filed 38 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 1.50, cash €18,857Equity €33,048 (64.8% of total assets)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 90+3
equity 64.8% of total assets
Liquidity 82+11
short-term debt 33.2% · cash 36.9%
Profitability 37-13
return on assets -42.3%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 2.0%▲ +0.2 percentage points vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025highest value 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 0.6%▼ -1.4 percentage points vs 06-2025lowest value 08-2025: 1.3%▲ +0.7 percentage points vs 07-2025 09-2025: 1.0%▼ -0.3 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.2%● unchanged vs 07-2026 09-2026: 1.4%▲ +0.2 percentage points vs 08-2026 10-2026: 0.8%▼ -0.6 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.5 (1.89 in 2024), below the usual 1.5. Short-term debt is 33.2% and cash 36.9% of total assets. 35.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 70% of them on solvency, 80% on liquidity, 18% on profitability and 11% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.50, cash €18,857
NBB · annual accounts
raises risk · Loss of €21,571, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 38 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €33,048 (64.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€21,571
raises risk · 2025 accounts filed 38 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
38 days late
2024
19 days late
2023
51 days early
2022
3 days early
2021
26 days late
2020
1 day early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 93% of companies in specialised constructionsector median €10,227 · 34,889 companies -€21,571 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€21,571 View

Comparable companies

These companies have the same main activity as ART DU TOIT: roofing work (NACE 43410). They are comparable in size and age: total assets between €40,400 and €75,500, founded between 2013 and 2020.

CompanyTotal assetsGross margin
ART DU TOIT Courcelles€51,039€118,921
BATI DJ Nandrin€40,360€112,723
DAKWERKEN KAJO Beveren-Kruibeke-Zwijndrecht€61,116€132,316
Van Den Ouweland Algemene Dakwerken Laakdal€57,068€78,396
SCToit Soignies€75,477€157,947
Iron Constructions Morlanwelz€65,861€115,358
GP CONSTRUCT Frameries€63,010€62,868
Full comparison

Documents

Annual accounts at the NBB

All 10 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ART DU TOIT

What is the company number of ART DU TOIT?
The company number of ART DU TOIT is 0653.711.407. The VAT number is the same number with BE in front: BE 0653.711.407.
Where is ART DU TOIT based?
The registered office is at Rue de Belle Vue(CO) 101, 6180 Courcelles.Company details
What does ART DU TOIT do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of ART DU TOIT?
The legal form of ART DU TOIT is Private limited company (BV).
When was ART DU TOIT founded?
ART DU TOIT was founded on 02-05-2016.
Is ART DU TOIT still active?
Yes, ART DU TOIT is an active enterprise in the KBO register.
How many employees does ART DU TOIT have?
ART DU TOIT had an average of 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ART DU TOIT?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €118,921 and 236 comparable companies (NACE 43). It probably lies between €300,000 and €550,000. In financial year 2019 turnover was €257,029.
Is ART DU TOIT profitable?
In financial year 2025, ART DU TOIT made a loss of €21,571.
Where can I find the annual accounts of ART DU TOIT?
ART DU TOIT filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ART DU TOIT due?
ART DU TOIT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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