Skip to content

ART DIFFUSION TRADE

Active
Private limited companyfounded 199828 yrs activeCh. de la Gorge aux Loups,Bonlez 7, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0463.226.468
Summary

ART DIFFUSION TRADE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140k and a net result of €-12k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
58 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▼-66
Solvency89▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.62 in 2023; short-term debt: 36.2% and cash: 22.2% of total assets), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
63.8%
Return on assets
-5.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
68 d late
2023
118 d late
2022
150 d late
2021
31 d late
2020
61 d late
2019
153 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€140k▼ 7.6%
2023 · €151k
2018: €44k 2019: €51k 2020: €42k 2021: €90k 2022: €132k 2023: €151k
2018 → 2024
Total assets
€219k▼ 9.9%
2023 · €243k
2018: €122k 2019: €133k 2020: €126k 2021: €171k 2022: €202k 2023: €243k
2018 → 2024
Net result
€-12k
2023 · €19k
2018: €-5k 2019: €7k 2020: €-9k 2021: €48k 2022: €42k 2023: €19k
2018 → 2024
Working capital
€138k▼ 7.3%
2023 · €149k
2018: €31k 2019: €36k 2020: €31k 2021: €82k 2022: €129k 2023: €149k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€42k-€90k▲ 115%€132k▲ 47.1%€151k▲ 14.2%€140k▼ 7.6%
Operating result€-9k-€59k€62k▲ 5.0%€27k▼ 57.2%€-10k
Net result€-9k-€48k€42k▼ 11.8%€19k▼ 55.7%€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2020: €-9k€-9kNet result 2020: €-9k€-9kOperating result 2021: €59k€59kNet result 2021: €48k€48kOperating result 2022: €62k€62kNet result 2022: €42k€42kOperating result 2023: €27k€27kNet result 2023: €19k€19kOperating result 2024: €-10k€-10kNet result 2024: €-12k€-12k20202021202220232024€-20k€0€20k€40k€60kOperating result 2022: €62k€62kNet result 2022: €42k€42kOperating result 2023: €27k€27kNet result 2023: €19k€19kOperating result 2024: €-10k€-9.7kNet result 2024: €-12k€-12k202220232024
The operating result turns negative in 2024: a loss of €10k after €27k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets €2k ▼ 24.9%
Current assets €217k ▼ 9.7%
Equity and liabilities €219k
Equity €140k ▼ 7.6%
Debt €79k ▼ 13.6%
Debt's share of the balance-sheet total falls from 37.8% to 36.2%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€-9k
2023 · €27k
Cash flow
€-11k
2023 · €20k
Current ratio
2.74
2023 · 2.62
Quick ratio
2.22
2023 · 1.55
Debt to equity
0.57
2023 · 0.61
ROE
-8.2%
2023 · 12.4%
ROA
-5.3%
2023 · 7.7%
Interest coverage
-5.08
2023 · 16.82
Debt ≤ 1 year
€79k
2023 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€243k€219k
Fixed assets21/28€2k€2k
Tangible fixed assets22/27€2k€2k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24€60-
Other tangible fixed assets26€107€8
Current assets29/58€241k€217k
Stocks and contracts in progress3€99k€41k
Stocks30/36€99k€41k
Amounts receivable within one year40/41€60k€126k
Trade receivables40€42k€118k
Other amounts receivable41€18k€8k
Cash at bank and in hand54/58€81k€49k
Deferred charges and accrued income490/1€1k€2k
Equity and liabilities
Total equity and liabilities10/49€243k€219k
Equity10/15€151k€140k
Contributions10/11€8k€8k=
Outside capital11€8k€8k=
Share premium1100/10€8k€8k=
Profit (loss) carried forward14€143k€132k
Amounts payable17/49€92k€79k
Amounts payable within one year42/48€92k€79k
Financial debts43€3k€3k
Credit institutions430/8€3k€3k
Trade debts44€31k€22k
Suppliers440/4€31k€22k
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€55k€54k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€707€599
Other operating charges640/8€772€5k
Gross operating margin9900€28k€-5k
Operating profit (loss)9901€27k€-10k
Financial income75/76B€1k€10
Recurring financial income75€1k€10
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€26k€-12k
Income taxes67/77€7k-
Profit (loss) for the period9904€19k€-12k
Profit (loss) for the period to be appropriated9905€19k€-12k
Appropriation of the result
Profit (loss) to be appropriated9906€143k€132k
Profit (loss) brought forward from the previous period14P€124k€143k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
07-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-12
Financial Weakest financial yearnet €-12k ▼161%
Net result drops to €-12k, the lowest in the series.
26-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 118 days late
2023
31-12
Financial Equity above €150kEq €151k ▲14.2%
3 profitable years in a row build equity to €151k.
28-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
31-12
Financial Equity above €100kEq €132k ▲47.1%
2 profitable years in a row build equity to €132k.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Back to profitnet €48k
Net result €48k after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
31-12
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
Show earlier events
2018
31-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
30-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
12-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 1998
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ch. de la Gorge aux Loups,Bonlez 71325 Chaumont-Gistoux
1 establishment unit
Ch. de la Gorge aux Loups,Bonlez 7, 1325 Chaumont-Gistoux
Non-specialised wholesale trade
since 19982.086.584.915

Similar companies · same sector, comparable size

Of 432 companies in sector 46869 we hold annual accounts for 244. 146 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-04-1998
Fiscal year end31-12
Abbreviation FR A.D.T.
Activities, NACEBEL 2025
46869Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filings

Scores and ratios are computed by Checked and are not a credit decision.