Financials
- Fiscal year
- 2025
- Total assets
- €448,029
- Profit
- €1,962
- Solvency
- 85.7%
Total assets▼ 11.6%
Net result
20182025
ART & DESIGN
ActiveSummary
ART & DESIGN has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €383,923 and a net result of €1,962. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
General electrical installation work
NACE 43211Agents specialised in the wholesale of other particular products NACE 46180Retail sale of lighting equipment NACE 47552
1 site
Size
€448,029total assets 2025
- Staff
- 0.7 FTE
- Equity
- €383,923
- Profit
- €1,962
Turnover not published (abridged schema)
Structure
Accounts 32 d early1 of 4 deeds read
Why 67- 1 change of registered office in 24 months- Liquidity: current ratio 6.72, cash €1,185, halved+ Founded in 1998+ Figures for FY 2025 (filed 29-06-2026)Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 45% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
100=
equity 85.7% of total assets
Liquidity
48-6
short-term debt 14.3% · cash 0.3%
Profitability
19-65
return on assets 0.4%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 0.1%lowest value
10-2025: 0.1%● 0.0% vs 09-2025lowest value
11-2025: 0.1%● 0.0% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%▲ +0.8% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +10.6% vs 03-2026
05-2026: 0.1%▲ +3.7% vs 04-2026
06-2026: 0.1%▲ +1.4% vs 05-2026
07-2026: 1.0%▲ +581% vs 06-2026highest value
08-2026: 0.9%▼ -8.6% vs 07-2026
09-2026: 0.9%● 0.0% vs 08-2026
10-2026: 0.9%● 0.0% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 6.72, cash €1,185, halved raises the probability
- Founded in 1998 lowers the probability for this profile
- Figures for FY 2025 (filed 29-06-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 6.72 against 3.93 in 2024; short-term debt: 14.3% and cash: 0.3% of total assets), and 14.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 39%, profitability 14%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
25 d early
2023
29 d late
2022
33 d early
2021
31 d late
2020
27 d late
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Registered officeRegistered-office move
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 29-06-2026Annual accounts filed
- 11-06-2026Registered office
- 06-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General electrical installation workNACE 43211
- Founded
- 14-07-1998
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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