ART DECOR CHASSIS
ActiveART DECOR CHASSIS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €10k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+1
Solvency67▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 2.85 in 2024; short-term debt: 44.8% and cash: 22.9% of total assets), but 57.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.2%
Return on assets
8.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
25 d late
2023
57 d early
2022
32 d early
2021
26 d late
2020
36 d early
2019
86 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 43.3%
2024 · €92k
2018: €17k
2019: €17k
2020: €20k
2021: €29k
2022: €47k
2023: €80k
2024: €92k
2018 → 2025
Total assets
€124k▼ 21.5%
2024 · €158k
2018: €25k
2019: €57k
2020: €82k
2021: €86k
2022: €96k
2023: €162k
2024: €158k
2018 → 2025
Net result
€10k▼ 14.4%
2024 · €12k
2018: €-1k
2019: €461
2020: €3k
2021: €9k
2022: €19k
2023: €33k
2024: €12k
2018 → 2025
Working capital
€51k▼ 38.9%
2024 · €83k
2018: €17k
2019: €16k
2020: €13k
2021: €23k
2022: €42k
2023: €75k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€47k▲ 64.7%€80k▲ 69.9%€92k▲ 14.7%€52k▼ 43.3%
Operating result€12k-€24k▲ 106%€46k▲ 87.7%€16k▼ 65.4%€15k▼ 7.8%
Net result€9k-€19k▲ 113%€33k▲ 78.0%€12k▼ 64.3%€10k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€18k▼ 41.6%
Current assets
€106k▼ 16.7%
Equity and liabilities €124k
Equity
€52k▼ 43.3%
Debt
€72k▲ 9.0%
The debt ratio rises from 41.7% to 57.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €21k
Cash flow
€23k▲
2024 · €17k
Solvency
42.2%▼
2024 · 58.3%
Current ratio
1.91▼
2024 · 2.85
Quick ratio
1.48▼
2024 · 2.28
Debt / equity
1.37▲
2024 · 0.71
ROE
19.3%▲
2024 · 12.8%
ROA
8.2%▲
2024 · 7.5%
Interest coverage
16.91▼
2024 · 43.33
Debt
€72k▲
2024 · €66k
Debt ≤ 1 year
€56k▲
2024 · €45k
Debt > 1 year
€16k▼
2024 · €21k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€124k▼
Fixed assets21/28€31k€18k▼
Tangible fixed assets22/27€31k€18k▼
Furniture and vehicles24€31k€18k▼
Current assets29/58€127k€106k▼
Stocks and contracts in progress3€25k€24k▼
Stocks30/36€25k€24k▼
Amounts receivable within one year40/41€77k€50k▼
Trade receivables40€42k€35k▼
Other amounts receivable41€35k€16k▼
Cash at bank and in hand54/58€23k€28k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€158k€124k▼
Equity10/15€92k€52k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€74k€34k▼
Amounts payable17/49€66k€72k▲
Amounts payable after more than one year17€21k€16k▼
Financial debts170/4€21k€16k▼
Amounts payable within one year42/48€45k€56k▲
Current portion of amounts payable after more than one year42€8k€5k▼
Trade debts44€20k€33k▲
Suppliers440/4€20k€33k▲
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€17k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€13k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€23k€29k▲
Operating profit (loss)9901€16k€15k▼
Financial income75/76B€6€53▲
Recurring financial income75€6€53▲
Financial charges65/66B€486€2k▲
Recurring financial charges65€486€2k▲
Profit (loss) for the period before taxes9903€15k€13k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€12k€10k▼
Profit (loss) for the period to be appropriated9905€12k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€84k▲
Profit (loss) brought forward from the previous period14P€62k€74k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €33k ▲78%
Operating result €46k, net result €33k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €461
Net result €461 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2016
01-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philippe Baucqstraat 1251040 EtterbeekGround area
98 m²
Building footprint
88 m²
Volume, LiDAR
1,416 m³
Parcel 21363B0471/00Y000, Brussels · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bursa
since 20142.229.237.469
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0471/00Y000 | Brussels | 98 m² | 1 · 88 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KEMPE
BE 0761.441.981
Beersel · Eq €53k
R.P.M.
BE 0782.606.391
Houffalize · Eq €52k
MARDAI
BE 1015.711.546
Hamont-Achel · Eq €52k
V PLUS CONSULT
BE 0696.763.470
Saint-Ghislain · Eq €53k
EOSOLIS RYTHM
BE 0552.877.729
Ottignies-Louvain-la-Neuve · Eq €51k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2014
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
43320Joinery installation
46180Agents specialised in the wholesale of other particular products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.