ART.CEPM
ActiveART.CEPM has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35k and a net result of €18k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency84▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 1.52 in 2023; short-term debt: 40.6% and cash: 54.2% of total assets), and 40.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.4%
Return on assets
30.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
42 d early
2022
2 d late
2021
34 d early
2020
51 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€35k▲ 10.8%
2023 · €32k
2020: €22k
2021: €24k
2022: €31k
2023: €32k
2020 → 2024
Total assets
€60k▲ 0.6%
2023 · €59k
2020: €74k
2021: €65k
2022: €54k
2023: €59k
2020 → 2024
Net result
€18k▲ 16.3%
2023 · €16k
2020: €17k
2021: €2k
2022: €7k
2023: €16k
2020 → 2024
Working capital
€26k▲ 82.6%
2023 · €14k
2020: €-117
2021: €2k
2022: €8k
2023: €14k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€24k▲ 8.5%€31k▲ 30.1%€32k▲ 2.8%€35k▲ 10.8%
Operating result€24k-€3k▼ 86.7%€14k▲ 336%€18k▲ 29.6%€25k▲ 41.4%
Net result€17k-€2k▼ 88.9%€7k▲ 282%€16k▲ 120%€18k▲ 16.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 41% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €60k
Fixed assets
€9k▼ 47.0%
Current assets
€50k▲ 20.9%
Equity and liabilities €60k
Equity
€35k▲ 10.8%
Debt
€24k▼ 11.3%
The debt ratio falls from 46.1% to 40.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2023 · €29k
Cash flow
€30k▲
2023 · €27k
Solvency
59.4%▲
2023 · 53.9%
Current ratio
2.07▲
2023 · 1.52
Quick ratio
2.07▲
2023 · 1.52
Debt / equity
0.68▼
2023 · 0.85
ROE
52.1%▲
2023 · 49.6%
ROA
30.9%▲
2023 · 26.7%
Interest coverage
191.59▲
2023 · 170.98
Debt
€24k▼
2023 · €27k
Debt ≤ 1 year
€24k▼
2023 · €27k
Income taxes
€7k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€59k€60k▲
Fixed assets21/28€18k€9k▼
Tangible fixed assets22/27€18k€9k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€18k€8k▼
Current assets29/58€42k€50k▲
Amounts receivable within one year40/41€14k€16k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€558€3k▲
Cash at bank and in hand54/58€26k€32k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€59k€60k▲
Equity10/15€32k€35k▲
Contributions10/11€5k€5k=
Reserves13€27k€30k▲
Non-distributable reserves130/1€11k€11k=
Reserves not available under the articles1311€11k€11k=
Distributable reserves133€16k€19k▲
Amounts payable17/49€27k€24k▼
Amounts payable within one year42/48€27k€24k▼
Current portion of amounts payable after more than one year42€4k-
Financial debts43€4k€6k▲
Credit institutions430/8€4k€6k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€15k€15k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€30k€38k▲
Operating profit (loss)9901€18k€25k▲
Financial income75/76B€22€82▲
Recurring financial income75€22€82▲
Financial charges65/66B€171€194▲
Recurring financial charges65€171€194▲
Profit (loss) for the period before taxes9903€18k€25k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€16k€18k▲
Profit (loss) for the period to be appropriated9905€16k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€18k▲
Transfer to equity691/2€856€3k▲
To other reserves6921€856€3k▲
Profit to be distributed694/7€15k€15k=
Return on contributions (dividend)694€15k€15k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2020net €18k ▲16.3%
Operating result €25k, net result €18k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼88.9%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tulpenplein 131070 AnderlechtGround area
1,600 m²
Building footprint
986 m²
Volume, LiDAR
20,872 m³
Parcel 21307F0207/00C000, Brussels · tallest building 26.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
ART.CEPM
since 20192.295.535.286
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307F0207/00C000 | Brussels | 1,600 m² | 1 · 986 m² | 26.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NAYEMAYI
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ROUSSEL MARIE
BE 1002.758.284
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Lmbe
BE 0688.811.450
Aartselaar · Eq €35k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 35,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.