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ART BOUW & DESIGN

Active
Private limited companyfounded 2015active for 11 yearsNinoofsesteenweg 336, 1700 Dilbeek, BelgiumKBO/BCE: BE 0630.890.176
Summary

ART BOUW & DESIGN has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,691 and a net result of €10,716. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 42% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow ReportCompare
ART BOUW & DESIGNActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Insulation installation
NACE 43230
1 site
Size
€418,203total assets 2025
Equity
€167,691
Profit
€10,716
Turnover not published (micro format)
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts on time2 deeds in the Belgian Official Gazette
Why 82raises riskFigures for financial year 2025 (filed 31-10-2025)1 of the last 3 latelowers riskLiquidity: current ratio 1.56, cash €113,119Size: total assets €418,203Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 46% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 65-6
equity 40.1% of total assets
Liquidity 53+29
short-term debt 59.9% · cash 27.0%
Profitability 72-5
return on assets 2.6%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.2%▲ +0.2 percentage points vs 11-2024 01-2025: 2.0%▲ +0.8 percentage points vs 12-2024highest value 02-2025: 1.6%▼ -0.4 percentage points vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 1.6%● unchanged vs 07-2025 09-2025: 1.5%▼ -0.1 percentage points vs 08-2025 10-2025: 1.6%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%▼ -1.3 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.56, compared with 1.75 in 2024, above the usual 1.5; short-term debt: 59.9% and cash: 27% of total assets), but 59.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 43% on solvency, 48% on liquidity, 42% on profitability and 50% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.56, cash €113,119
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 31-10-2025)
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €418,203
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
on the day
2024
67 days late
2023
on the day
2022
on the day
2021
15 days late
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 31 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end26-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Equity above €150,000equity €156,975 ▲17.4%

Key points

  • Positive: Among the best 20% on equitysector median €57,815 · 34,730 companies €167,691 View
  • Positive: 5 profitable years in a rowprofit 2025: €10,716 5 years View
  • Total assets 20256 financial years filed €418,203 View

By topic

Financials

Financial year
2025
Total assets
€418,203
Profit
€10,716
Solvency
40.1%
Total assets▲ 21.9%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-10-2026
  1. 31-10-2023Annual accounts filed
  2. 31-10-2022Annual accounts filed
  3. 15-11-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insulation installationNACE 43230
Founded
28-05-2015
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Key facts about ART BOUW & DESIGN

What is the company number of ART BOUW & DESIGN?
0630.890.176. In Belgium the VAT number is the company number with BE in front: BE 0630.890.176.
Where is ART BOUW & DESIGN based?
The registered office is at Ninoofsesteenweg 336, 1700 Dilbeek.Company details
What does ART BOUW & DESIGN do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of ART BOUW & DESIGN?
Private limited company (BV).
When was ART BOUW & DESIGN founded?
On 28-05-2015.
Is ART BOUW & DESIGN still active?
Yes, ART BOUW & DESIGN is an active enterprise in the KBO register.
What is the turnover of ART BOUW & DESIGN?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ART BOUW & DESIGN profitable?
In financial year 2025, ART BOUW & DESIGN made a profit of €10,716.
Where can I find the annual accounts of ART BOUW & DESIGN?
ART BOUW & DESIGN filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ART BOUW & DESIGN due?
By 31-10-2026, for financial year 2026.Timeline

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