ART 4 DESIGN
ActiveSummary
ART 4 DESIGN has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €53k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+7
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 5.23 against 3.31 in 2024; short-term debt: 15.3% and cash: 17% of total assets), and 15.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.7%
Return on assets
22.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
87 d early
2023
41 d early
2022
22 d late
2021
10 d late
2020
101 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▲ 36.2%
2024 · €147k
2018: €52k
2019: €82k
2020: €91k
2021: €96k
2022: €113k
2023: €144k
2024: €147k
2018 → 2025
Total assets
€237k▲ 9.1%
2024 · €217k
2018: €106k
2019: €148k
2020: €152k
2021: €149k
2022: €152k
2023: €233k
2024: €217k
2018 → 2025
Net result
€53k▲ 47.8%
2024 · €36k
2018: €13k
2019: €29k
2020: €9k
2021: €6k
2022: €17k
2023: €31k
2024: €36k
2018 → 2025
Working capital
€154k▲ 35.6%
2024 · €113k
2018: €52k
2019: €81k
2020: €91k
2021: €91k
2022: €110k
2023: €115k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€113k▲ 17.5%€144k▲ 27.5%€147k▲ 2.1%€201k▲ 36.2%
Operating result€10k-€24k▲ 144%€44k▲ 87.3%€57k▲ 28.4%€79k▲ 38.0%
Net result€6k-€17k▲ 207%€31k▲ 84.5%€36k▲ 15.8%€53k▲ 47.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets
€47k ▼ 14.0%
Current assets
€190k ▲ 17.0%
Equity and liabilities €237k
Equity
€201k ▲ 36.2%
Debt
€36k ▼ 48.0%
Debt's share of the balance-sheet total falls from 32.2% to 15.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▲
2024 · €72k
Cash flow
€69k▲
2024 · €51k
Current ratio
5.23▲
2024 · 3.31
Debt to equity
0.18▼
2024 · 0.47
ROE
26.6%▲
2024 · 24.5%
ROA
22.5%▲
2024 · 16.6%
Interest coverage
299.74▲
2024 · 27.84
Debt ≤ 1 year
€36k▼
2024 · €49k
Debt > 1 year
€0▼
2024 · €21k
Income taxes
€31k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€217k€237k▲
Fixed assets21/28€55k€47k▼
Tangible fixed assets22/27€55k€47k▼
Furniture and vehicles24€55k€47k▼
Current assets29/58€162k€190k▲
Amounts receivable after more than one year29€128k€128k=
Other amounts receivable291€128k€128k=
Amounts receivable within one year40/41€0€16k▲
Trade receivables40-€16k
Other amounts receivable41€0€180▲
Cash at bank and in hand54/58€26k€40k▲
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€217k€237k▲
Equity10/15€147k€201k▲
Contributions10/11€8k€8k=
Reserves13€72k€125k▲
Tax-exempt reserves132€2k€2k=
Distributable reserves133€70k€123k▲
Profit (loss) carried forward14€68k€68k=
Amounts payable17/49€70k€36k▼
Amounts payable after more than one year17€21k€0▼
Financial debts170/4€21k€0▼
Amounts payable within one year42/48€49k€36k▼
Current portion of amounts payable after more than one year42€20k€0▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€27k€34k▲
Taxes450/3€27k€34k▲
Remuneration and social security454/9-€800
Other amounts payable47/48€836€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€73k€96k▲
Operating profit (loss)9901€57k€79k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€3k€315▼
Recurring financial charges65€3k€315▼
Profit (loss) for the period before taxes9903€58k€84k▲
Income taxes67/77€22k€31k▲
Profit (loss) for the period9904€36k€53k▲
Profit (loss) for the period to be appropriated9905€36k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€104k€121k▲
Profit (loss) brought forward from the previous period14P€68k€68k=
Transfer from equity791/2€33k€0▼
Transfer to equity691/2€36k€53k▲
To other reserves6921€36k€53k▲
Profit to be distributed694/7€33k€0▼
Return on contributions (dividend)694€33k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €53k ▲47.8%
Operating result €79k, net result €53k, both a record.
31-12
Financial
Equity above €200kEq €201k ▲36.2%
8 profitable years in a row build equity to €201k.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Equity above €100kEq €113k ▲17.5%
5 profitable years in a row build equity to €113k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Weakest financial yearnet €6k ▼40.3%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 101 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hommelvennestraat 223500 HasseltGround area
2,130 m²
Building footprint
186 m²
Volume, LiDAR
918 m³
Parcel 71322B0180/00Z000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hommelvennestraat 22, 3500 Hasselt
since 19992.099.245.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322B0180/00Z000 | Flanders | 2,130 m² | 1 · 186 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HAPPINEXT
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Lasne · Eq €201,177
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,927 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-1999
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
63920Other information service activities
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.