ARSÈNE

Active

Private limited companyfounded 20206 yrs activeAvenue Robert Schuman 51/D23, 1400 Nivelles, BelgiumKBO/BCE: BE 0751.497.008

The computed 12-month bankruptcy probability of ARSÈNE is 2.0% (moderate). The 2025 annual accounts show equity of €12k and a net result of €-8k. Equity is shrinking by ~38.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 11282 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

46 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-87

Solvency80▲+24

Growth32=

Track record100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.77 against 1.29 in 2024; short-term debt: 45.1% and cash: 11.9% of total assets), and 45.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

54.9%

Return on assets

-35.6%

Age of the figures

9 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

51 d early

2024

29 d late

2023

19 d late

2022

153 d late

2021

166 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€25k

EBIT margin

-29.4%

Net result

€-8k

2024 · €9k

2021: €76k 2022: €-23k 2023: €-47k 2024: €9k

2021 → 2025

Working capital

€7k▼ 38.8%

2024 · €12k

2021: €58k 2022: €36k 2023: €-2k 2024: €12k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€25k

Equity€80k-€58k▼ 28.1%€10k▼ 82.1%€19k▲ 87.4%€12k▼ 39.3%

Operating result€96k-€-22k€-30k▼ 33.7%€10k€-7k

Net result€76k-€-23k€-47k▼ 110%€9k€-8k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €7k after €10k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €21k

20.1%

79.9%

Fixed assets €4k▼ 40.1%

Current assets €17k▼ 68.5%

Equity and liabilities €21k

54.9%

45.1%

Equity €12k▼ 39.3%

Debt €10k▼ 77.1%

The debt ratio falls from 68.5% to 45.1%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-5k▼

2024 · €13k

Cash flow

€-5k▼

2024 · €12k

Solvency

54.9%▲

2024 · 31.5%

Current ratio

1.77▲

2024 · 1.29

Quick ratio

1.77▲

2024 · 1.29

Debt / equity

0.82▼

2024 · 2.18

ROE

-64.8%▼

2024 · 46.6%

ROA

-35.6%▼

2024 · 14.7%

Interest coverage

-26.05▼

2024 · 8.63

Debt

€10k▼

2024 · €42k

Debt ≤ 1 year

€10k▼

2024 · €42k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€61k€21k▼

Fixed assets21/28€7k€4k▼

Intangible fixed assets21€7k€4k▼

Tangible fixed assets22/27€164€81▼

Land and buildings22-€0

Furniture and vehicles24€164€81▼

Current assets29/58€54k€17k▼

Amounts receivable within one year40/41€6k€15k▲

Trade receivables40€3k€15k▲

Other amounts receivable41€2k-

Cash at bank and in hand54/58€49k€3k▼

Equity and liabilities

Total equity and liabilities10/49€61k€21k▼

Equity10/15€19k€12k▼

Contributions10/11€4k€4k=

Reserves13€75k€75k=

Distributable reserves133€75k€75k=

Profit (loss) carried forward14€-60k€-67k▼

Amounts payable17/49€42k€10k▼

Amounts payable within one year42/48€42k€10k▼

Trade debts44€21k€9k▼

Suppliers440/4€21k€9k▼

Taxes, remuneration and social security45€21k€644▼

Taxes450/3€21k€644▼

Income statement Code20242025

Turnover70-€25k

Goods, raw materials, services and sundry goods60/61-€29k

Remuneration, social security and pensions62€163-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼

Other operating charges640/8€1k€1k▲

Non-recurring operating charges66A€2k-

Gross operating margin9900€16k€-3k▼

Operating profit (loss)9901€10k€-7k▼

Financial income75/76B€152€3▼

Recurring financial income75€152€1▼

Non-recurring financial income76B-€3

Financial charges65/66B€2k€175▼

Recurring financial charges65€2k€175▼

Profit (loss) for the period before taxes9903€9k€-8k▼

Income taxes67/77€30-

Profit (loss) for the period9904€9k€-8k▼

Profit (loss) for the period to be appropriated9905€9k€-8k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-60k€-67k▼

Profit (loss) brought forward from the previous period14P€-69k€-60k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 2Gazette 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

10-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

20-03

State Gazette act Registered office · Resignations & appointments

General meeting · Registered-office move · Director appointment5 facts ▸

General meeting, 12/11/2025
Registered-office move, Avenue Robert Schuman 51/D23 1400 Nivelles
Director appointment, PECKEL Pierre (administrateur)
Director resignation, HOUET CHARLES (administrateur)
Director discharge, HOUET CHARLES

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Back to profitnet €9k

Net result €9k after 2 loss-making years.

19-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 19 days late

2023

31-12

Financial Weakest financial yearnet €-47k

Net result drops to €-47k, the lowest in the series; recovery starts the following year.

31-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 153 days late

13-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 166 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 directors, no change since 2025

PECKEL Pierre

Director · since 12-11-2025

Current

12-11-2025 PECKEL Pierre: Appointed as Director

12-11-2025 HOUET CHARLES: Resigned as Director

Location & real-estate footprint

Registered office, Nivelles · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Robert Schuman 51/D231400 Nivelles

Ground area

4,945 m²

Building footprint

2,482 m²

Volume, LiDAR

22,828 m³

Parcel 21809K1420/00G000, Brussels · tallest building 20.0 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Arsène

Agents in the wholesale of food, beverages and tobacco

since 20202.306.781.546

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21809K1420/00G000 ProtectedArchitectural ensembleWijnpaleis en voormalige magazijnen Merchie-PèdeSource ↗	Brussels	4,945 m²	1 · 2,481 m²	20.0 m · 3 fl.