ARS VIVENDI has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2019 annual accounts show equity of €8k. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2019 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2019 · tick = 2018
Profitability-
Solvency26=
Growth75
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2019Solvency, return and age of the figures
Solvency
0.6%
Age of the figures
81 mo
neutral · No filing for years
The last filed financial year closed on 31-12-2019. Since then, 6 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 3 filingsPosition against the passed deadline
31-12-2020 close31-07-2021 deadline23-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2019 was due by 31-07-2020 and was filed on 27-07-2020, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2019, micro schema
Equity
€8k▲ 14.3%
2018 · €7k
2018: €7k
2018 → 2019
Total assets
€1.27M▼ 0.9%
2018 · €1.28M
2018: €1.28M
2018 → 2019
Net result
Not included in this filing
Working capital
€-58k▲ 2.5%
2018 · €-59k
2018: €-59k
2018 → 2019
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019Trend
Equity€7k-€8k▲ 14.3%
Operating result€14k-€13k▼ 4.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating result
The operating result falls in 2019; 2019 is 4% below 2018.
Balance-sheet composition
2019 in colour, 2018 as the grey bar beneath
Assets €1.27M
Fixed assets
€1.08M▼ 9.7%
Current assets
€184k▲ 130%
Equity and liabilities €1.27M
Equity
€8k▲ 14.3%
Debt
€1.26M▼ 1.0%
The debt ratio falls from 99.5% to 99.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€140k▲
2018 · €139k
Solvency
0.6%▲
2018 · 0.5%
Current ratio
0.76▲
2018 · 0.58
Quick ratio
0.76▲
2018 · 0.58
Debt
€1.26M▼
2018 · €1.27M
Debt ≤ 1 year
€242k▲
2018 · €139k
Debt > 1 year
€1.01M▼
2018 · €1.13M
A ratio outside any meaningful range has been withheld (balance sheet total €1.27M, equity €8k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2019 against 2018
Balance sheet
Code20182019
Assets
Total assets20/58€1.28M€1.27M▼
Fixed assets21/28€1.20M€1.08M▼
Tangible fixed assets22/27€1.20M€1.08M▼
Current assets29/58€80k€184k▲
Amounts receivable within one year40/41€552€49k▲
Cash at bank and in hand54/58€59k€119k▲
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.27M▼
Equity10/15€7k€8k▲
Contributions10/11€7k€8k▲
Amounts payable17/49€1.27M€1.26M▼
Amounts payable after more than one year17€1.13M€1.01M▼
Amounts payable within one year42/48€139k€242k▲
Trade debts44€7k€4k▼
Income statement
Code20182019
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€125k€127k▲
Gross operating margin9900€260k€249k▼
Operating profit (loss)9901€14k€13k▼
Recurring financial income75€1-
Recurring financial charges65€14k€13k▼
Timeline · acts, filings and financial milestones
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
NBB filing
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arkstraat 423620 LanakenGround area
1,822 m²
Building footprint
245 m²
Volume, LiDAR
972 m³
Parcel 73042D0800/00V000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ARS VIVENDI
since 20172.264.977.912
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042D0800/00V000 | Flanders | 1,821 m² | 1 · 245 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,249 EUR awarded · 2,249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,655 EUR | 1,655 EUR |
| 2022 | 1 | 594 EUR | 594 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 1,874 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded11-05-2017
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.