ARS GROUP
ActiveSummary
The computed 12-month bankruptcy probability of ARS GROUP is 2.9% (moderate). The 2025 annual accounts show equity of €48,211 and a net result of €4,052. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 4664 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-14
Solvency47▼-13
Growth52=
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 0.72 in 2024; short-term debt: 60.7% and cash: 27.7% of total assets), and 77.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
1.9%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-05-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 6 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€48,211▲ 9.2%
2024 · €44,159
Total assets
€214,482▲ 71.8%
2024 · €124,873
Net result
€4,052▼ 75.6%
2024 · €16,577
Working capital
€31,711
2024 · -€22,353
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€29,522-€21,475▼ 27.3%€8,681▼ 59.6%
Net result€23,582-€16,577▼ 29.7%€4,052▼ 75.6%
Equity€27,582-€44,159▲ 60.1%€48,211▲ 9.2%
Total assets€54,540-€124,873▲ 129%€214,482▲ 71.8%
Debt€26,958-€80,714▲ 199%€166,271▲ 106%
Working capital€26,694--€22,353€31,711
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214,482
Fixed assets
€52,655 ▼ 20.8%
Current assets
€161,827 ▲ 177%
Equity and liabilities €214,482
Equity
€48,211 ▲ 9.2%
Debt
€166,271 ▲ 106%
Debt's share of the balance-sheet total rises from 64.6% to 77.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23,990▼
2024 · €32,053
Cash flow
€19,362▼
2024 · €27,156
Current ratio
1.24▲
2024 · 0.72
Debt to equity
3.45▲
2024 · 1.83
ROE
8.4%▼
2024 · 37.5%
ROA
1.9%▼
2024 · 13.3%
Interest coverage
6.63▼
2024 · 42.57
Debt ≤ 1 year
€130,116▲
2024 · €80,714
Debt > 1 year
€36,155
Income taxes
€1,013▼
2024 · €4,144
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | €5,372 | - | - |
| Remuneration, social security and pensions62 | €1,619 | €15,927 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,235 | €10,579 | €15,310 | ▲ 44.7% |
| Other operating charges640/8 | €5,109 | €4,049 | €919 | ▼ 77.3% |
| Non-recurring operating charges66A | - | €0 | - | - |
| Gross operating margin9900 | €38,485 | €52,030 | €24,909 | ▼ 52.1% |
| Operating profit (loss)9901 | €29,522 | €21,475 | €8,681 | ▼ 59.6% |
| Financial income75/76B | €14 | €0 | €1 | - |
| Recurring financial income75 | €14 | €0 | €1 | - |
| Financial charges65/66B | €46 | €753 | €3,617 | ▲ 380% |
| Recurring financial charges65 | €46 | €753 | €3,617 | ▲ 380% |
| Profit (loss) for the period before taxes9903 | €29,490 | €20,722 | €5,065 | ▼ 75.6% |
| Income taxes67/77 | €5,908 | €4,144 | €1,013 | ▼ 75.6% |
| Profit (loss) for the period9904 | €23,582 | €16,577 | €4,052 | ▼ 75.6% |
| Profit (loss) for the period to be appropriated9905 | €23,582 | €16,577 | €4,052 | ▼ 75.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €54,540 | €124,873 | €214,482 | ▲ 71.8% |
| Formation expenses20 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €1,983 | €66,512 | €52,655 | ▼ 20.8% |
| Tangible fixed assets22/27 | €1,983 | €66,512 | €52,655 | ▼ 20.8% |
| Plant, machinery and equipment23 | €1,102 | €12,018 | €9,984 | ▼ 16.9% |
| Furniture and vehicles24 | €881 | €54,494 | €42,672 | ▼ 21.7% |
| Current assets29/58 | €52,557 | €58,361 | €161,827 | ▲ 177% |
| Amounts receivable within one year40/41 | €45,492 | €54,447 | €102,342 | ▲ 88.0% |
| Trade receivables40 | €40,675 | €40,396 | €93,312 | ▲ 131% |
| Other amounts receivable41 | €4,816 | €14,051 | €9,030 | ▼ 35.7% |
| Cash at bank and in hand54/58 | €7,065 | €3,914 | €59,485 | ▲ 1,420% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €54,540 | €124,873 | €214,482 | ▲ 71.8% |
| Equity10/15 | €27,582 | €44,159 | €48,211 | ▲ 9.2% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | = |
| Capital10 | €4,000 | - | - | - |
| Issued capital100 | €4,000 | - | - | - |
| Profit (loss) carried forward14 | €23,582 | €40,159 | €44,211 | ▲ 10.1% |
| Amounts payable17/49 | €26,958 | €80,714 | €166,271 | ▲ 106% |
| Amounts payable after more than one year17 | - | - | €36,155 | - |
| Financial debts170/4 | - | - | €36,155 | - |
| Amounts payable within one year42/48 | €25,863 | €80,714 | €130,116 | ▲ 61.2% |
| Current portion of amounts payable after more than one year42 | - | - | €22,638 | - |
| Trade debts44 | €19,217 | €68,940 | €51,565 | ▼ 25.2% |
| Suppliers440/4 | €19,217 | €68,940 | €51,565 | ▼ 25.2% |
| Taxes, remuneration and social security45 | €6,646 | €11,743 | €1,413 | ▼ 88.0% |
| Taxes450/3 | €6,646 | €11,743 | €1,413 | ▼ 88.0% |
| Remuneration and social security454/9 | - | €0 | €0 | - |
| Other amounts payable47/48 | - | €31 | €54,500 | ▲ 177,193% |
| Accrued charges and deferred income492/3 | €1,095 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,582 | €16,577 | €4,052 | ▼ 75.6% |
| + Depreciation and write-downs630 | €2,235 | €10,579 | €15,310 | ▲ 44.7% |
| Operating cash flow (approximation) | €25,817 | €27,156 | €19,362 | ▼ 28.7% |
| Investment in fixed assets (approximation) | - | -€75,108 | -€1,453 | ▲ 98.1% |
| Change in cash | - | -€3,151 | €55,571 | ▲ 1,864% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
Financial
Weakest financial yearnet €4,052 ▼75.6%
Net result drops to €4,052, the lowest in the series.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Ground area
557 m²
Building footprint
197 m²
Volume, LiDAR
1,789 m³
Parcel 11462A0343/00X000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
ARS GROUP
since 20222.330.822.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0343/00X000 | Flanders | 557 m² | 1 · 197 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,684 companies in sector 49330 we hold annual accounts for 2,295. 1,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-03-2022
Fiscal year end30-09
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
43310Plastering work
43341Painting of buildings
77110Renting and leasing of cars and light motor vehicles
Contact
E-mail
Arsgroup22@hotmail.com
Phone
0486692086
Scores and ratios are computed by Checked and are not a credit decision.