ARQITEX
ActiveARQITEX has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €418k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+30
Solvency26▼-20
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.6%
Return on assets
41.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 16989 sector peers (2025).
NBB · sector comparisonPosition among 16989 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
115 d early
2024
73 d early
2023
12 d early
2022
31 d early
2021
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 97.0%
2024 · €197k
2021: €102k
2022: €136k
2023: €182k
2024: €197k
2021 → 2025
Total assets
€1.01M▲ 5.4%
2024 · €955k
2021: €156k
2022: €436k
2023: €854k
2024: €955k
2021 → 2025
Net result
€418k▲ 1,631%
2024 · €24k
2021: €97k
2022: €34k
2023: €54k
2024: €24k
2021 → 2025
Working capital
€-157k▼ 1,340%
2024 · €-11k
2021: €57k
2022: €102k
2023: €-13k
2024: €-11k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€136k▲ 33.3%€182k▲ 34.0%€197k▲ 8.3%€6k▼ 97.0%
Operating result€106k-€52k▼ 50.6%€105k▲ 100%€52k▼ 50.7%€52k▼ 0.2%
Net result€97k-€34k▼ 65.0%€54k▲ 58.2%€24k▼ 55.0%€418k▲ 1,631%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 0% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€821k▼ 7.7%
Current assets
€185k▲ 183%
Equity and liabilities €1.01M
Equity
€6k▼ 97.0%
Debt
€1.00M▲ 32.0%
The debt ratio rises from 79.4% to 99.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€98k▲
2024 · €87k
Cash flow
€464k▲
2024 · €59k
Solvency
0.6%▼
2024 · 20.6%
Current ratio
0.54▼
2024 · 0.86
Quick ratio
0.54▼
2024 · 0.86
ROA
41.5%▲
2024 · 2.5%
Interest coverage
4.25▲
2024 · 4.00
Debt
€1.00M▲
2024 · €758k
Debt ≤ 1 year
€342k▲
2024 · €76k
Debt > 1 year
€652k▼
2024 · €677k
Income taxes
€11k▲
2024 · €7k
A ratio outside any meaningful range has been withheld (balance sheet total €1.01M, equity €6k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€955k€1.01M▲
Fixed assets21/28€889k€821k▼
Tangible fixed assets22/27€839k€821k▼
Land and buildings22€839k€807k▼
Furniture and vehicles24€0€14k▲
Assets under construction and advance payments27€0-
Financial fixed assets28€50k€0▼
Current assets29/58€66k€185k▲
Amounts receivable within one year40/41€21k€37k▲
Trade receivables40€18k€37k▲
Other amounts receivable41€3k€100▼
Current investments50/53-€3k
Cash at bank and in hand54/58€45k€145k▲
Deferred charges and accrued income490/1€437€437=
Equity and liabilities
Total equity and liabilities10/49€955k€1.01M▲
Equity10/15€197k€6k▼
Contributions10/11€5k€5k=
Reserves13€192k€910▼
Distributable reserves133€192k€910▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€758k€1.00M▲
Amounts payable after more than one year17€677k€652k▼
Financial debts170/4€677k€652k▼
Amounts payable within one year42/48€76k€342k▲
Current portion of amounts payable after more than one year42€35k€25k▼
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€32k€73k▲
Taxes450/3€32k€73k▲
Other amounts payable47/48€99€241k▲
Accrued charges and deferred income492/3€4k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€46k▲
Other operating charges640/8€953€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€88k€100k▲
Operating profit (loss)9901€52k€52k▼
Financial income75/76B€809€400k▲
Recurring financial income75€809€400k▲
Financial charges65/66B€22k€23k▲
Recurring financial charges65€22k€23k▲
Profit (loss) for the period before taxes9903€31k€429k▲
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€24k€418k▲
Profit (loss) for the period to be appropriated9905€24k€418k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€418k▲
Transfer from equity791/2-€191k
Transfer to equity691/2€15k€57▼
To other reserves6921€15k€57▼
Profit to be distributed694/7€9k€609k▲
Return on contributions (dividend)694€9k€609k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €418k ▲1631%
Net result €418k, the highest in the series.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €24k ▼55%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €182k ▲34%
3 profitable years in a row build equity to €182k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vendoornstraat(MEL) 72C9120 Beveren-Kruibeke-ZwijndrechtGround area
670 m²
Building footprint
137 m²
Volume, LiDAR
36 m³
Parcel 46016F0282/00E000, Flanders · tallest building 4.5 m. Linked by address, not a title deed.
1 establishment unit
ARQITEX
since 20202.302.394.968
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016F0282/00E000 | Flanders | 670 m² | 1 · 137 m² | 4.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QUEMFLIS
BE 1015.261.584
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VITRIOOL
BE 0744.388.985
Wijnegem · Eq €6k
SOLIMAN
BE 0647.952.971
Spa · Eq €6k
be.Oele
BE 1011.878.660
Ternat · Eq €6k
YELLIERUN
BE 1031.276.185
Zaventem · Eq €6k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 6,830 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.