AROBAL CONSULTING
ActiveAROBAL CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-4k. Equity is shrinking by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-10
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 24.48 against 16.65 in 2024; short-term debt: 4.1% and cash: 96.8% of total assets), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
-19.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
11 d early
2024
31 d late
2023
30 d late
2022
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 17.0%
2024 · €23k
2022: €32k
2023: €25k
2024: €23k
2022 → 2025
Total assets
€20k▼ 18.6%
2024 · €25k
2022: €65k
2023: €30k
2024: €25k
2022 → 2025
Net result
€-4k▼ 135%
2024 · €-2k
2022: €30k
2023: €-7k
2024: €-2k
2022 → 2025
Working capital
€19k▼ 15.7%
2024 · €23k
2022: €24k
2023: €24k
2024: €23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€32k-€25k▼ 21.8%€23k▼ 6.8%€19k▼ 17.0%
Operating result€42k-€-5k€-2k▲ 63.4%€-4k▼ 101%
Net result€30k-€-7k€-2k▲ 75.8%€-4k▼ 135%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€1▼ 99.8%
Current assets
€20k▼ 17.4%
Equity and liabilities €20k
Equity
€19k▼ 17.0%
Debt
€826▼ 43.8%
The debt ratio falls from 5.9% to 4.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €-1k
Cash flow
€-4k▼
2024 · €-1k
Solvency
95.9%▲
2024 · 94.1%
Current ratio
24.48▲
2024 · 16.65
Quick ratio
24.48▲
2024 · 16.65
Debt / equity
0.04▼
2024 · 0.06
ROE
-20.5%▼
2024 · -7.2%
ROA
-19.7%▼
2024 · -6.8%
Interest coverage
-32.76▼
2024 · -21.51
Debt
€826▼
2024 · €1k
Debt ≤ 1 year
€826▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€20k▼
Fixed assets21/28€376€1▼
Tangible fixed assets22/27€376€1▼
Furniture and vehicles24€376€1▼
Current assets29/58€24k€20k▼
Amounts receivable within one year40/41€492€656▲
Trade receivables40€197€0▼
Other amounts receivable41€295€656▲
Cash at bank and in hand54/58€24k€20k▼
Equity and liabilities
Total equity and liabilities10/49€25k€20k▼
Equity10/15€23k€19k▼
Contributions10/11€3k€3k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€-9k€-13k▼
Amounts payable17/49€1k€826▼
Amounts payable within one year42/48€1k€826▼
Trade debts44€163€0▼
Suppliers440/4€163€0▼
Taxes, remuneration and social security45€720€0▼
Taxes450/3€720€0▼
Other amounts payable47/48€586€826▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€672€375▼
Other operating charges640/8€0€787▲
Gross operating margin9900€-1k€-3k▼
Operating profit (loss)9901€-2k€-4k▼
Financial income75/76B€295€0▼
Recurring financial income75€295€0▼
Financial charges65/66B€59€107▲
Recurring financial charges65€59€107▲
Profit (loss) for the period before taxes9903€-2k€-4k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-2k€-4k▼
Profit (loss) for the period to be appropriated9905€-2k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-13k▼
Profit (loss) brought forward from the previous period14P€-7k€-9k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 16.65
Current ratio from 6.35 to 16.65; short-term debt falls from €4k to €1k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-7k ▼124%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.35
Current ratio from 2.55 to 6.35; short-term debt falls from €15k to €4k.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edmond Mesenslaan 371040 EtterbeekGround area
340 m²
Building footprint
132 m²
Volume, LiDAR
1,794 m³
Parcel 21363B0318/00V004, Brussels · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AROBAL CONSULTING
since 20222.328.822.223
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0318/00V004 | Brussels | 340 m² | 1 · 132 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WaRaFiDra
BE 0666.968.733
Leuven · Eq €19k
TRI-i
BE 0712.975.932
Seraing · Eq €19k
ID CONCEPT & DEVELOPMENT
BE 0644.693.672
Jette · Eq €19k
AM MONSEUR
BE 0759.710.730
Verviers · Eq €19k
BDOS
BE 0788.446.880
Villers-la-Ville · Eq €19k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 30,277 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.