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ArNursing

Active
Private limited companyfounded 20232 yrs activeKlaverstraat 48, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 1003.518.745
Summary

The computed 12-month bankruptcy probability of ArNursing is 3.1% (moderate). The 2024 annual accounts show equity of €14,340 and a net result of €11,340. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 3.87; short-term debt: 23.8% and cash: 8.2% of total assets), and 23.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
76.2%
Return on assets
60.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
67 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 67 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 December 2023, ArNursing was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€14,340
Total assets
€18,813
Net result
€11,340
Working capital
€12,857

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €18,813
Equity €14,340
Debt €4,473
Debt finances 23.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€15,225
Cash flow
€11,914
Current ratio
3.87
Debt to equity
0.31
ROE
79.1%
ROA
60.3%
Interest coverage
276.82
Debt ≤ 1 year
€4,473
Income taxes
€3,408
Staff costs
€2,971

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 29 lines
Balance sheet Code2024
Assets
Total assets20/58€18,813
Formation expenses20€1,484
Current assets29/58€17,330
Amounts receivable within one year40/41€15,500
Other amounts receivable41€15,500
Cash at bank and in hand54/58€1,544
Deferred charges and accrued income490/1€286
Equity and liabilities
Total equity and liabilities10/49€18,813
Equity10/15€14,340
Contributions10/11€3,000
Profit (loss) carried forward14€11,340
Amounts payable17/49€4,473
Amounts payable within one year42/48€4,473
Taxes, remuneration and social security45€4,473
Taxes450/3€4,473
Income statement Code2024
Remuneration, social security and pensions62€2,971
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€573
Other operating charges640/8€333
Gross operating margin9900€18,529
Operating profit (loss)9901€14,652
Financial income75/76B€151
Recurring financial income75€151
Financial charges65/66B€55
Recurring financial charges65€55
Profit (loss) for the period before taxes9903€14,748
Income taxes67/77€3,408
Profit (loss) for the period9904€11,340
Profit (loss) for the period to be appropriated9905€11,340
Appropriation of the result
Profit (loss) to be appropriated9906€11,340

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€2,971
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€573
Other operating charges640/8€333
Gross operating margin9900€18,529
Operating profit (loss)9901€14,652
Financial income75/76B€151
Recurring financial income75€151
Financial charges65/66B€55
Recurring financial charges65€55
Profit (loss) for the period before taxes9903€14,748
Income taxes67/77€3,408
Profit (loss) for the period9904€11,340
Profit (loss) for the period to be appropriated9905€11,340
Line2024
Assets
Total assets20/58€18,813
Formation expenses20€1,484
Current assets29/58€17,330
Amounts receivable within one year40/41€15,500
Other amounts receivable41€15,500
Cash at bank and in hand54/58€1,544
Deferred charges and accrued income490/1€286
Equity and liabilities
Total equity and liabilities10/49€18,813
Equity10/15€14,340
Contributions10/11€3,000
Profit (loss) carried forward14€11,340
Amounts payable17/49€4,473
Amounts payable within one year42/48€4,473
Taxes, remuneration and social security45€4,473
Taxes450/3€4,473
Line2024
Profit (loss) for the period9904€11,340
+ Depreciation and write-downs630€573
Operating cash flow (approximation)€11,914

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
06-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
421 m²
Building footprint
93 m²
Parcel 73039B0130/00D009, Flanders. Linked by address, not a title deed.
1 establishment unit
ArNursing
Klaverstraat 48, 3700 Tongeren-BorgloonHuman health activities
since 20232.354.227.711
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73039B0130/00D009 Flanders 421 m² 1 · 93 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded18-12-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003518745
Registered 29-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.