ARNOW
ActiveThe computed 12-month bankruptcy probability of ARNOW is 3.1% (moderate). The 2025 annual accounts show negative equity (€-12k) and a net result of €-17k. Its solvency ranks better than 5% of 17964 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
7
/ 100
Critical▼ -66 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▼-41
Growth32
Stability82
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€12k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
125 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€4k▼ 67.1%
2024 · €11k
2024: €11k
2024 → 2025
Net result
€-17k
2024 · €2k
2024: €2k
2024 → 2025
Working capital
€-14k
2024 · €2k
2024: €2k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€-12k
Operating result€2k-€-17k
Net result€2k-€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €2k in 2024.
Key figures and ratios
EBITDA
€-16k▼
2024 · €2k
Cash flow
€-17k▼
2024 · €2k
Interest coverage
-28.76
Debt
€16k▲
2024 · €6k
Debt ≤ 1 year
€16k▲
2024 · €6k
Income taxes
€100▼
2024 · €625
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11k€4k▼
Formation expenses20€2k€2k▼
Current assets29/58€9k€2k▼
Amounts receivable within one year40/41€809-
Trade receivables40€809-
Cash at bank and in hand54/58€8k€1k▼
Deferred charges and accrued income490/1-€538
Equity and liabilities
Total equity and liabilities10/49€11k€4k▼
Equity10/15€5k€-12k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€2k€-15k▼
Amounts payable17/49€6k€16k▲
Amounts payable within one year42/48€6k€16k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€1k€9k▲
Taxes450/3€1k€9k▲
Other amounts payable47/48€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1€472▲
Other operating charges640/8-€721
Gross operating margin9900€2k€-15k▼
Operating profit (loss)9901€2k€-17k▼
Financial income75/76B-€12
Recurring financial income75-€12
Financial charges65/66B-€562
Recurring financial charges65-€562
Profit (loss) for the period before taxes9903€2k€-17k▼
Income taxes67/77€625€100▼
Profit (loss) for the period9904€2k€-17k▼
Profit (loss) for the period to be appropriated9905€2k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-15k▼
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 125 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ecaussinnes · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Maurice Canon 47190 EcaussinnesGround area
149 m²
Building footprint
103 m²
Parcel 55008B0344/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ARNOW
since 20242.367.718.431
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55008B0344/00F000 | Wallonia | 149 m² | 1 · 103 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOMGO
BE 0457.572.655
Brussel · Eq €5k
DEAN FASHION
BE 0825.198.596
Huy · Eq €5k
4SR BELGIUM
BE 1015.552.287
Waasmunster · Eq €4k
THE WORKS
BE 0817.608.743
Bonheiden · Eq €6k
Outdoor Unlimited
BE 0798.995.037
Bredene · Eq €4k
Of 657 companies in sector 47715 we hold annual accounts for 186. 83 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2024
Fiscal year end31-12
Activities, NACEBEL
47715Retail trade
47750Retail sale of cosmetics and toilet articles
47789Other retail sale of new goods
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.