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ARNOULD IMMO

Active
Private limited companyfounded 20242 yrs activePlace Jean-Marie Martens 1, 7090 Braine-le-Comte, BelgiumKBO/BCE: BE 1013.570.618
Summary

The computed 12-month bankruptcy probability of ARNOULD IMMO is 4.3% (elevated). The 2025 annual accounts show equity of €5,352 and a net result of -€2,648. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 4.61; short-term debt: 15.8% and cash: 72.7% of total assets), and 16% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84%
Return on assets
-41.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
15 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 September 2024, ARNOULD IMMO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€5,352
Total assets
€6,368
Net result
-€2,648
Working capital
€3,627

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €6,368
Equity €5,352
Debt €1,016
Debt finances 16.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€1,959
Cash flow
-€2,050
Current ratio
4.61
Debt to equity
0.19
ROE
-49.5%
ROA
-41.6%
Interest coverage
-21.49
Debt ≤ 1 year
€1,003

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€6,368
Formation expenses20€1,737
Current assets29/58€4,630
Cash at bank and in hand54/58€4,630
Equity and liabilities
Total equity and liabilities10/49€6,368
Equity10/15€5,352
Contributions10/11€8,000
Profit (loss) carried forward14-€2,648
Amounts payable17/49€1,016
Amounts payable within one year42/48€1,003
Trade debts44€600
Suppliers440/4€600
Other amounts payable47/48€403
Accrued charges and deferred income492/3€13
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€598
Other operating charges640/8€831
Gross operating margin9900-€1,128
Operating profit (loss)9901-€2,557
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903-€2,648
Profit (loss) for the period9904-€2,648
Profit (loss) for the period to be appropriated9905-€2,648
Appropriation of the result
Profit (loss) to be appropriated9906-€2,648

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€598
Other operating charges640/8€831
Gross operating margin9900-€1,128
Operating profit (loss)9901-€2,557
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903-€2,648
Profit (loss) for the period9904-€2,648
Profit (loss) for the period to be appropriated9905-€2,648
Line2025
Assets
Total assets20/58€6,368
Formation expenses20€1,737
Current assets29/58€4,630
Cash at bank and in hand54/58€4,630
Equity and liabilities
Total equity and liabilities10/49€6,368
Equity10/15€5,352
Contributions10/11€8,000
Profit (loss) carried forward14-€2,648
Amounts payable17/49€1,016
Amounts payable within one year42/48€1,003
Trade debts44€600
Suppliers440/4€600
Other amounts payable47/48€403
Accrued charges and deferred income492/3€13
Line2025
Profit (loss) for the period9904-€2,648
+ Depreciation and write-downs630€598
Operating cash flow (approximation)-€2,050

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
482 m²
Building footprint
97 m²
Parcel 55302C1194/00F000, Wallonia. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ARNOULD IMMO
Place Jean-Marie Martens 1, 7090 Braine-le-ComteReal estate activities
since 20242.364.110.229
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55302C1194/00F000 Wallonia 482 m² 1 · 97 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded13-09-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.