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ARNONO

Active Private limited companyfounded 2011active for 15 yearsJan Frans Willemsplein 6, 8520 KuurneKBO/BCE: BE 0840.349.503

Lifetime

14 annual accounts with figures on one time axis
peak €249,485 (2015)
€8,695▼ 45.9%
lowest -€155,871 (2021)
€5,484▼ 57.4%
peak €496,225 (2019)
€6,407▼ 59.8%
€8,093▲ 38.3%
peak 1.6 FTE (2016)
-not published
Board2 names since 2011
1 directorJOYE Marie
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €16,058 to €8,695Result from €12,869 to €5,484Dividend €15,000Equity from €15,923 to €6,407Debts from €5,850 to €8,093Investments €1,174

Key points

from the 2025 annual accounts

Equity

€6,407 from €496,225 in 2019

Equity fell by 99% in 6 years.

Turnover

≈ €47,000 estimated

The micro format states no turnover.

Investments

€1,174 3.8 × depreciation

Green is investment, beige is depreciation. Machinery stands 975.2% higher than in 2024.

Liquidity

1.68 was 3.71 in 2024

Short-term debts rose from €5,850 to €8,053.

Filings

14 annual accounts since 2012
AprilJune31 JulyOctober201520202025

The 2021 accounts came 31 days late. The other nine of the last ten were filed on time.

Position in the sector

€6,407

Less equity than 80% of companies in office administrative support. Sector median €53,928 · 9,708 companies.

Checked score

92
Excellent
Financially stronger than 39% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

69-29equity 44.2% of total assets
50-39short-term debt 55.5% · cash 22.5%
88-12return on assets 37.8%

Score breakdown

lowers risk
Liquidity: current ratio 1.68, cash €3,269, halved
Sector: Office administrative, office support and other business support activities (NACE 82)
Size: total assets €14,499
Figures for financial year 2025 (filed on 24-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 47% of them on solvency, 35% on liquidity, 62% on profitability and 11% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as ARNONO has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of ARNONO itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for ARNONO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.68 (3.71 in 2024), above the usual 1.5. Short-term debt is 55.5% and cash 22.5% of total assets. However, 55.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.68, cash €3,269, halved
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Size: total assets €14,499
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 24-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
19 days early
2023
12 days early
2022
11 days early
2021
31 days late
2020
15 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

JM
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0840349503
Changes of role: MEULEBROUCK Frank (director) and JOYE Marie (director) General meeting of 15-12-2021 · Gazette deed
First establishment Jan Frans Willemsplein 6, Kuurne
Incorporation published on 27-10-2011 · Gazette deed
All 29 events

Comparable companies

same main activity, similar in size and age
Company
ARNONO Kuurne €14,499 €8,695 44.2% -
Bon Sang Lier €16,200 €7,006 -274.7% -
NOULLET CONSULT Walhain €14,346 €11,254 88.6% -
BH10 Uccle €13,390 €5,600 -42.2% -
N.B.P. CONSULTING Andenne €17,087 €12,685 -146.0% -
ALESSIMMO Machelen (Brab.) €18,273 €6,995 -911.5% -
Gen Patrimonial Services Moorslede €14,422 €7,879 -358.5% -

These companies have the same main activity as ARNONO: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €13,400 and €18,300, founded between 2002 and 2015.

Official details

Source: KBO
Status
Active since 30-09-2011Normal situation
Activity
Office administrative and support servicesNACE 82100
Establishment unit
2.325.388.1268520 Kuurne, since 01-12-2021
Financial year end
31 December
Peppol
Reachable since 30-01-2025
Company details

Annual accounts 2025

€14,499▼ 33.4%
Filing
Filed on 24-07-2026, 7 days before the end of the filing period
Financials

Insights on ARNONO

ARNONO files the micro format. That format states no turnover. The gross margin fell from €136,026 in 2012 to €8,695 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ARNONO

What is the company number of ARNONO?
The company number of ARNONO is 0840.349.503. The VAT number is the same number with BE in front: BE 0840.349.503.
Where is ARNONO based?
The registered office is at Jan Frans Willemsplein 6, 8520 Kuurne.Company details
What does ARNONO do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of ARNONO?
ARNONO is a private limited company (BV).
When was ARNONO founded?
ARNONO was founded on 30-09-2011.
Is ARNONO still active?
Yes, ARNONO is an active enterprise in the KBO register.
How many employees does ARNONO have?
ARNONO had an average of 0.8 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of ARNONO?
The turnover in financial year 2025 is ≈ €47,000. This figure is estimated from the gross margin of €8,695 and 44 comparable companies (NACE 82100). It probably lies between €28,000 and €81,000. It is a rough estimate.
Is ARNONO profitable?
In financial year 2025, ARNONO made a profit of €5,484.
Where can I find the annual accounts of ARNONO?
ARNONO filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ARNONO due?
ARNONO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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