ARNOLOU
ActiveSummary
ARNOLOU has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248,197 and a net result of €65,286. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+45
Solvency74▲+12
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 4.17 against 0.29 in 2024; short-term debt: 8.7% and cash: 30.8% of total assets), but 51.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.7%
Return on assets
12.8%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
11 d late
2023
5 d late
2022
24 d late
2021
25 d late
2020
25 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€248,197▲ 35.7%
2024 · €182,911
Total assets
€510,141▲ 2.7%
2024 · €496,968
Net result
€65,286
2024 · -€13,628
Working capital
€141,378
2024 · -€47,112
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,103▲ 51.6%€18,161▲ 124%€72,004▲ 296%-€6,138€769
Net result€4,859▲ 94.1%€11,690▲ 141%€48,461▲ 315%-€13,628€65,286
Equity€132,207▲ 3.8%€143,897▲ 8.8%€192,358▲ 33.7%€182,911▼ 4.9%€248,197▲ 35.7%
Total assets€196,327▼ 2.9%€212,890▲ 8.4%€214,007▲ 0.5%€496,968▲ 132%€510,141▲ 2.7%
Debt€64,120▼ 14.3%€68,993▲ 7.6%€21,649▼ 68.6%€314,056▲ 1,351%€261,944▼ 16.6%
Working capital-€18,725▲ 32.8%-€6,627▲ 64.6%€42,243-€47,112€141,378
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €769 after a loss of €6,138 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €510,141
Fixed assets
€324,145 ▼ 32.2%
Current assets
€185,997 ▲ 883%
Equity and liabilities €510,141
Equity
€248,197 ▲ 35.7%
Debt
€261,944 ▼ 16.6%
Debt's share of the balance-sheet total falls from 63.2% to 51.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69,954▲
2024 · €22,042
Cash flow
€134,471▲
2024 · €14,552
Current ratio
4.17▲
2024 · 0.29
Debt to equity
1.06▼
2024 · 1.72
ROE
26.3%▲
2024 · -7.5%
ROA
12.8%▲
2024 · -2.7%
Interest coverage
6.54▲
2024 · 2.94
Debt ≤ 1 year
€44,618▼
2024 · €66,024
Debt > 1 year
€217,326▼
2024 · €248,032
Income taxes
€144
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,512 | €408 | €409 | €28,180 | €69,185 | ▲ 146% |
| Other operating charges640/8 | - | €722 | €677 | €813 | €6,084 | ▲ 648% |
| Gross operating margin9900 | €14,687 | €19,291 | €73,089 | €22,856 | €76,038 | ▲ 233% |
| Operating profit (loss)9901 | €8,103 | €18,161 | €72,004 | -€6,138 | €769 | ▲ 113% |
| Financial income75/76B | - | - | - | - | €75,361 | - |
| Recurring financial income75 | - | - | - | - | €361 | - |
| Non-recurring financial income76B | - | - | - | - | €75,000 | - |
| Financial charges65/66B | - | €103 | €131 | €7,490 | €10,700 | ▲ 42.9% |
| Recurring financial charges65 | €146 | €103 | €131 | €7,490 | €10,700 | ▲ 42.9% |
| Profit (loss) for the period before taxes9903 | €7,957 | €18,058 | €71,872 | -€13,628 | €65,430 | ▲ 580% |
| Income taxes67/77 | €3,098 | €6,368 | €23,411 | - | €144 | - |
| Profit (loss) for the period9904 | €4,859 | €11,690 | €48,461 | -€13,628 | €65,286 | ▲ 579% |
| Profit (loss) for the period to be appropriated9905 | €4,859 | €11,690 | €48,461 | -€13,628 | €65,286 | ▲ 579% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €196,327 | €212,890 | €214,007 | €496,968 | €510,141 | ▲ 2.7% |
| Fixed assets21/28 | €150,932 | €150,524 | €150,115 | €478,056 | €324,145 | ▼ 32.2% |
| Tangible fixed assets22/27 | €932 | €524 | €115 | €328,056 | €324,145 | ▼ 1.2% |
| Land and buildings22 | - | - | - | €328,056 | €324,145 | ▼ 1.2% |
| Furniture and vehicles24 | - | €524 | €115 | - | - | - |
| Financial fixed assets28 | €150,000 | €150,000 | €150,000 | €150,000 | - | - |
| Current assets29/58 | €45,395 | €62,366 | €63,892 | €18,912 | €185,997 | ▲ 883% |
| Amounts receivable within one year40/41 | €37,754 | €52,411 | €54,038 | €11,237 | €28,913 | ▲ 157% |
| Trade receivables40 | - | €50,488 | €52,171 | €2,687 | €5,919 | ▲ 120% |
| Other amounts receivable41 | - | €1,923 | €1,867 | €8,550 | €22,994 | ▲ 169% |
| Cash at bank and in hand54/58 | €7,641 | €9,956 | €9,855 | €7,675 | €157,084 | ▲ 1,947% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €196,327 | €212,890 | €214,007 | €496,968 | €510,141 | ▲ 2.7% |
| Equity10/15 | €132,207 | €143,897 | €192,358 | €182,911 | €248,197 | ▲ 35.7% |
| Contributions10/11 | €91,700 | €91,700 | €91,700 | €95,297 | €95,297 | = |
| Capital10 | - | €91,700 | €91,700 | - | - | - |
| Issued capital100 | - | €104,100 | €104,100 | - | - | - |
| Uncalled capital101 | - | €12,400 | €12,400 | - | - | - |
| Outside capital11 | - | - | - | €95,297 | €95,297 | = |
| Other1109/19 | - | - | - | €95,297 | €95,297 | = |
| Reserves13 | €3,597 | €15,197 | €64,597 | €65,181 | €65,181 | = |
| Non-distributable reserves130/1 | - | €3,597 | €3,597 | €4,181 | €4,181 | = |
| Legal reserve130 | - | €3,597 | €3,597 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €4,181 | - |
| Other1319 | - | - | - | €4,181 | - | - |
| Distributable reserves133 | - | €11,600 | €61,000 | €61,000 | €61,000 | = |
| Profit (loss) carried forward14 | €36,910 | €37,000 | €36,061 | €22,433 | €87,718 | ▲ 291% |
| Amounts payable17/49 | €64,120 | €68,993 | €21,649 | €314,056 | €261,944 | ▼ 16.6% |
| Amounts payable after more than one year17 | - | - | - | €248,032 | €217,326 | ▼ 12.4% |
| Financial debts170/4 | - | - | - | €248,032 | €217,326 | ▼ 12.4% |
| Amounts payable within one year42/48 | €64,120 | €68,993 | €21,649 | €66,024 | €44,618 | ▼ 32.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €59,787 | €40,280 | ▼ 32.6% |
| Trade debts44 | - | €1,679 | €1,418 | €2,632 | €1,334 | ▼ 49.3% |
| Suppliers440/4 | - | €1,679 | €1,418 | €2,632 | €1,334 | ▼ 49.3% |
| Taxes, remuneration and social security45 | - | €10,699 | €9,438 | €3,605 | €3,005 | ▼ 16.6% |
| Taxes450/3 | - | €9,199 | €7,938 | €3,605 | €3,005 | ▼ 16.6% |
| Remuneration and social security454/9 | - | €1,500 | €1,500 | - | - | - |
| Other amounts payable47/48 | - | €56,616 | €10,793 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,859 | €11,690 | €48,461 | -€13,628 | €65,286 | ▲ 579% |
| + Depreciation and write-downs630 | €5,512 | €408 | €409 | €28,180 | €69,185 | ▲ 146% |
| Operating cash flow (approximation) | €10,371 | €12,099 | €48,870 | €14,552 | €134,471 | ▲ 824% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€356,121 | €84,726 | ▲ 124% |
| Change in cash | - | €2,315 | -€101 | -€2,180 | €149,409 | ▲ 6,955% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-06
Financial
Back to profitnet €65,286
Net result €65,286 after one loss-making year.
30-06
Financial
Liquidity times 15current ratio 4.17
Current ratio from 0.29 to 4.17; short-term debt falls from €66,024 to €44,618.
30-06
Financial
Equity above €200,000Eq €248,197 ▲35.7%
Equity rises from €182,911 to €248,197.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
30-06
Financial
Weakest financial yearnet -€13,628
Net result drops to -€13,628, the lowest in the series; recovery starts the following year.
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
30-06
Financial
Liquidity triplescurrent ratio 2.95
Current ratio from 0.90 to 2.95; short-term debt falls from €68,993 to €21,649.
30-06
Financial
Equity above €150,000Eq €192,358 ▲33.7%
5 profitable years in a row build equity to €192,358.
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Show earlier events
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2006
Ground area
366 m²
Building footprint
114 m²
Volume, LiDAR
1,336 m³
Parcel 21903B0229/00H000, Brussels · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Lambermontlaan 288, 1030 Schaarbeek
since 20062.157.914.755
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0229/00H000 | Brussels | 366 m² | 1 · 113 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 38,943 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-09-2006
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.