Arnold CV Devriendt Dirk
ActiveSummary
Arnold CV Devriendt Dirk has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €344k and a net result of €18k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-19
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 13.31 against 8.36 in 2024; short-term debt: 6.9% and cash: 67.3% of total assets), and 7.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
4.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
108 d early
2024
66 d early
2023
64 d early
2022
55 d early
2021
61 d early
2020
53 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€344k▼ 9.5%
2024 · €381k
2018: €180k
2019: €213k
2020: €228k
2021: €184k
2022: €239k
2023: €340k
2024: €381k
2018 → 2025
Total assets
€371k▼ 13.2%
2024 · €427k
2018: €217k
2019: €237k
2020: €235k
2021: €210k
2022: €265k
2023: €351k
2024: €427k
2018 → 2025
Net result
€18k▼ 79.2%
2024 · €88k
2018: €44k
2019: €33k
2020: €16k
2021: €49k
2022: €73k
2023: €101k
2024: €88k
2018 → 2025
Working capital
€313k▼ 8.7%
2024 · €343k
2018: €157k
2019: €146k
2020: €171k
2021: €132k
2022: €171k
2023: €292k
2024: €343k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€184k-€239k▲ 29.9%€340k▲ 42.3%€381k▲ 11.9%€344k▼ 9.5%
Operating result€66k-€97k▲ 47.9%€144k▲ 47.9%€124k▼ 13.6%€27k▼ 78.2%
Net result€49k-€73k▲ 47.9%€101k▲ 39.4%€88k▼ 13.0%€18k▼ 79.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 78% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €371k
Fixed assets
€32k ▼ 14.8%
Current assets
€339k ▼ 13.1%
Equity and liabilities €371k
Equity
€344k ▼ 9.5%
Debt
€26k ▼ 43.4%
Debt's share of the balance-sheet total falls from 10.9% to 7.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€40k▼
2024 · €136k
Cash flow
€31k▼
2024 · €100k
Current ratio
13.31▲
2024 · 8.36
Quick ratio
10.78▲
2024 · 6.93
Debt to equity
0.08▼
2024 · 0.12
ROE
5.3%▼
2024 · 23.1%
ROA
4.9%▼
2024 · 20.6%
Interest coverage
18.03▼
2024 · 115.54
Debt ≤ 1 year
€25k▼
2024 · €47k
Income taxes
€9k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€427k€371k▼
Fixed assets21/28€38k€32k▼
Tangible fixed assets22/27€38k€32k▼
Land and buildings22€11k€10k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€10k€9k▼
Other tangible fixed assets26€13k€10k▼
Current assets29/58€389k€339k▼
Stocks and contracts in progress3€67k€64k▼
Stocks30/36€67k€64k▼
Amounts receivable within one year40/41€16k€20k▲
Trade receivables40€16k€3k▼
Other amounts receivable41€18€17k▲
Cash at bank and in hand54/58€302k€250k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€427k€371k▼
Equity10/15€381k€344k▼
Contributions10/11€20k-
Reserves13€361k€344k▼
Distributable reserves133€361k€344k▼
Amounts payable17/49€47k€26k▼
Amounts payable within one year42/48€47k€25k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€19k€18k▼
Other amounts payable47/48€24k€2k▼
Accrued charges and deferred income492/3-€944
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€137k€43k▼
Operating profit (loss)9901€124k€27k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€126k€27k▼
Income taxes67/77€38k€9k▼
Profit (loss) for the period9904€88k€18k▼
Profit (loss) for the period to be appropriated9905€88k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€18k▼
Transfer from equity791/2€47k€35k▼
Transfer to equity691/2€88k€18k▼
To other reserves6921€88k€18k▼
Profit to be distributed694/7€47k€35k▼
Return on contributions (dividend)694€47k€35k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €101k ▲39.4%
Operating result €144k, net result €101k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 30.76
Current ratio from 7.76 to 30.76; short-term debt falls from €25k to €10k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €239k ▲29.9%
5 profitable years in a row build equity to €239k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €16k ▼52.2%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 32.13
Current ratio from 11.39 to 32.13; short-term debt falls from €14k to €6k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Equity above €200kEq €213k ▲18.1%
2 profitable years in a row build equity to €213k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 2 establishment units since 2011
Ground area
1,083 m²
Building footprint
330 m²
Volume, LiDAR
1,410 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Arnold CV Devriendt Dirk
since 20112.204.675.683
Arnold CV Devriendt Dirk
since 20172.258.422.393
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35385B0039/00G002 | Flanders | 879 m² | 1 · 246 m² | 8.3 m · 2 fl. |
| 44082B0460/00K003 | Flanders | 204 m² | 1 · 84 m² | 0.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 474 EUR awarded · 474 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 195 EUR | 195 EUR |
| 2024 | 1 | 279 EUR | 279 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,473. 2,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2011
Fiscal year end31-12
Abbreviation NL
Arnold CV
Activities, NACEBEL 2025
43221Plumbing work
33110Repair and maintenance of fabricated metal products
43211General electrical installation work
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.