ARNO AGRO
ActiveARNO AGRO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €170k and a net result of €160k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 5495 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 5495 sector peers (2025).
NBB · sector comparisonPosition among 5495 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-10-2025, 28 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
28 d early
2024
16 d early
2023
69 d early
2022
7 d early
2021
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€170k▼ 63.8%
2024 · €469k
2021: €149k
2022: €327k
2023: €790k
2024: €469k
2021 → 2025
Net result
€160k▲ 6.8%
2024 · €150k
2021: €139k
2022: €178k
2023: €463k
2024: €150k
2021 → 2025
Total assets
€1.54M▼ 0.2%
2024 · €1.55M
2021: €1.59M
2022: €1.69M
2023: €2.09M
2024: €1.55M
2021 → 2025
Solvency
11.0%▼ 19.4pp
2024 · 30.4%
2021: 9.4%
2022: 19.3%
2023: 37.9%
2024: 30.4%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€149k-€327k▲ 120%€790k▲ 142%€469k▼ 40.6%€170k▼ 63.8%
Operating result€208k-€257k▲ 23.6%€635k▲ 148%€218k▼ 65.7%€238k▲ 9.2%
Net result€139k-€178k▲ 28.3%€463k▲ 160%€150k▼ 67.7%€160k▲ 6.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.54M
Fixed assets
€1.51M▼ 0.3%
Current assets
€37k▲ 6.6%
Equity and liabilities €1.54M
Equity
€170k▼ 63.8%
Debt
€1.37M▲ 27.6%
The debt ratio rises from 69.6% to 89.0%: debt grows while equity shrinks.
Key figures and ratios
Solvency
11.0%▼
2024 · 30.4%
ROE
94.1%▲
2024 · 31.9%
ROA
10.4%▲
2024 · 9.7%
Debt
€1.37M▲
2024 · €1.08M
Debt ≤ 1 year
€674k▲
2024 · €215k
Debt > 1 year
€676k▼
2024 · €842k
Income taxes
€55k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.55M€1.54M▼
Fixed assets21/28€1.51M€1.51M▼
Tangible fixed assets22/27€36k€31k▼
Land and buildings22€4k€4k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€32k€26k▼
Financial fixed assets28€1.48M€1.48M=
Current assets29/58€35k€37k▲
Cash at bank and in hand54/58€34k€36k▲
Deferred charges and accrued income490/1€310€428▲
Equity and liabilities
Total equity and liabilities10/49€1.55M€1.54M▼
Equity10/15€469k€170k▼
Contributions10/11€10k€10k=
Reserves13€459k€160k▼
Distributable reserves133€459k€160k▼
Amounts payable17/49€1.08M€1.37M▲
Amounts payable after more than one year17€842k€676k▼
Financial debts170/4€842k€676k▼
Amounts payable within one year42/48€215k€674k▲
Current portion of amounts payable after more than one year42€135k€166k▲
Trade debts44€73€161▲
Suppliers440/4€73€161▲
Taxes, remuneration and social security45€69k€20k▼
Taxes450/3€69k€20k▼
Other amounts payable47/48€11k€488k▲
Accrued charges and deferred income492/3€20k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€229k€249k▲
Operating profit (loss)9901€218k€238k▲
Financial income75/76B€3k€0▼
Recurring financial income75€3k€0▼
Financial charges65/66B€16k€23k▲
Recurring financial charges65€16k€23k▲
Profit (loss) for the period before taxes9903€205k€215k▲
Income taxes67/77€55k€55k▼
Profit (loss) for the period9904€150k€160k▲
Profit (loss) for the period to be appropriated9905€150k€160k▲
Appropriation of the result
Profit (loss) to be appropriated9906€150k€160k▲
Transfer from equity791/2€470k€459k▼
Transfer to equity691/2€150k€160k▲
To other reserves6921€150k€160k▲
Profit to be distributed694/7€470k€459k▼
Return on contributions (dividend)694€470k€459k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2021net €463k ▲160%
Operating result €635k, net result €463k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 1.81
Current ratio from 0.90 to 1.81.
31-03
Financial
Equity above €500kEq €790k ▲142%
3 profitable years in a row build equity to €790k.
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €200kEq €327k ▲120%
2 profitable years in a row build equity to €327k.
2021
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lo-Reninge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaartstraat 78647 Lo-ReningeGround area
715 m²
Building footprint
206 m²
Volume, LiDAR
1,326 m³
Parcel 32020B0096/00G002, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARNO AGRO
since 20202.300.511.584
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32020B0096/00G002 | Flanders | 715 m² | 1 · 206 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CCR Partners
BE 0748.799.517
Antwerpen · Eq €170k
YELLOW WINDOW
BE 0829.117.792
Antwerpen · Eq €170k
DIOMEDEA
BE 0834.579.189
Damme · Eq €170k
BVC INVEST
BE 0774.436.617
Aarschot · Eq €170k
ASDOCO Management
BE 0759.774.472
Gent · Eq €170k
Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,361 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2020
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.