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ARNO

Active Risk: low
Private limited company (pre-2019)founded 201015 yrs activeWapenplein 8 A, 8400 Oostende, BelgiumKBO/BCE: BE 0832.111.233
Summary

ARNO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22,873. Equity remains stable across the filed fiscal years (±2.3% per year). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2023
Profitability-
Solvency29=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
4.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-09-2025, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
52 d late
2023
65 d late
2022
70 d late
2021
4 d late
2020
72 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 64 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 December 2010, ARNO was incorporated.1 Total assets went from EUR 554,020 in 2018 to EUR 548,479 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€22,873=
2023 · €22,873
Total assets
€548,479=
2023 · €548,479
Net result
-€367▲ 94.8%
2021 · -€7,008
Working capital
-€55,127=
2023 · -€55,127
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€14,970▼ 58.1%-€55-€367▼ 574%
Net result-€4,329-€7,008▼ 61.9%-€367▲ 94.8%
Equity€30,248▼ 12.5%€23,240▼ 23.2%€22,873▼ 1.6%€22,873=€22,873=
Total assets€548,536▼ 1.0%€548,479=€548,479=€548,479=€548,479=
Debt€518,288▼ 0.2%€525,239▲ 1.3%€525,606▲ 0.1%€525,606=€525,606=
Working capital-€25,293▼ 26.7%-€54,760▼ 116%-€55,127▼ 0.7%-€55,127=-€55,127=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000Operating result 2020: €14,970€14,970Net result 2020: -€4,329-€4,329Operating result 2021: -€55-€55Net result 2021: -€7,008-€7,008Operating result 2022: -€367-€367Net result 2022: -€367-€36720202021202220232024-€400-€300-€200-€100€0Operating result 2022: -€367-€367Net result 2022: -€367-€367202220232024
The operating result stays negative: a loss of €367 in 2022 against €55 in 2021; the loss grows and 2022 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €548,479
Fixed assets €548,000 =
Current assets €479 =
Equity and liabilities €548,479
Equity €22,873 =
Debt €525,606 =
Debt's share of the balance-sheet total stays at 95.8%.
Key figures and ratios
2024 value · change against 2023
Current ratio
0.01=
2023 · 0.01
Debt to equity
22.98=
2023 · 22.98
Debt ≤ 1 year
€55,606=
2023 · €55,606
Debt > 1 year
€470,000=
2023 · €470,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 23 lines
Balance sheet Code20232024
Assets
Total assets20/58€548,479€548,479=
Fixed assets21/28€548,000€548,000=
Financial fixed assets28€548,000€548,000=
Current assets29/58€479€479=
Amounts receivable within one year40/41€471€471=
Other amounts receivable41€471€471=
Cash at bank and in hand54/58€8€8=
Equity and liabilities
Total equity and liabilities10/49€548,479€548,479=
Equity10/15€22,873€22,873=
Contributions10/11€6,200€6,200=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€14,813€14,813=
Amounts payable17/49€525,606€525,606=
Amounts payable after more than one year17€470,000€470,000=
Financial debts170/4€470,000€470,000=
Amounts payable within one year42/48€55,606€55,606=
Trade debts44€1,207€1,207=
Suppliers440/4€1,207€1,207=
Other amounts payable47/48€54,400€54,400=
Income statement Code20232024
Appropriation of the result
Profit (loss) to be appropriated9906€14,813€14,813=
Profit (loss) brought forward from the previous period14P€14,813€14,813=

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Gross operating margin9900€15,079-€55-€367---
Operating profit (loss)9901€14,970-€55-€367---
Financial income75/76B-€500----
Recurring financial income75-€500----
Financial charges65/66B-€139----
Recurring financial charges65€14,129€139----
Profit (loss) for the period before taxes9903€840€307-€367---
Income taxes67/77€5,169€7,314----
Profit (loss) for the period9904-€4,329-€7,008-€367---
Profit (loss) for the period to be appropriated9905-€4,329-€7,008-€367---
Line20202021202220232024Change
Assets
Total assets20/58€548,536€548,479€548,479€548,479€548,479=
Fixed assets21/28€548,000€548,000€548,000€548,000€548,000=
Financial fixed assets28€548,000€548,000€548,000€548,000€548,000=
Current assets29/58€536€479€479€479€479=
Amounts receivable within one year40/41€471€471€471€471€471=
Other amounts receivable41-€471€471€471€471=
Cash at bank and in hand54/58€65€8€8€8€8=
Equity and liabilities
Total equity and liabilities10/49€548,536€548,479€548,479€548,479€548,479=
Equity10/15€30,248€23,240€22,873€22,873€22,873=
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€22,188€15,180€14,813€14,813€14,813=
Amounts payable17/49€518,288€525,239€525,606€525,606€525,606=
Amounts payable after more than one year17€470,000€470,000€470,000€470,000€470,000=
Financial debts170/4-€470,000€470,000€470,000€470,000=
Amounts payable within one year42/48€25,829€55,239€55,606€55,606€55,606=
Trade debts44€1,340€840€1,207€1,207€1,207=
Suppliers440/4-€840€1,207€1,207€1,207=
Other amounts payable47/48-€54,400€54,400€54,400€54,400=
Line20202021202220232024Change
Profit (loss) for the period9904-€4,329-€7,008-€367---
Operating cash flow (approximation)-€4,329-€7,008-€367---
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€57€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
21-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 52 days late
2024
04-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
04-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial Weakest financial yearnet -€7,008
Net result drops to -€7,008, the lowest in the series; recovery starts the following year.
11-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 72 days late
2020
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial Highest result since 2018net €19,547 ▲213%
Operating result €35,701, net result €19,547, both a record.
31-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
19-12
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 141 days late
2016
14-11
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 106 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
211 m²
Building footprint
235 m²
Volume, LiDAR
5,340 m³
Parcel 35013A0205/00G000, Flanders · tallest building 27.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
ARNO
Wapenplein 8 A, 8400 OostendeHoldings
since 20112.244.183.288
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35013A0205/00G000 Flanders 211 m² 1 · 235 m² 27.1 m · 9 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of ARNO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded20-12-2010
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.