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ArNiGé

Active
Private limited companyfounded 20224 yrs activeRue de Buay(AM) 18, 4219 Wasseiges, BelgiumKBO/BCE: BE 0783.320.926
Summary

The computed 12-month bankruptcy probability of ArNiGé is 4.0% (elevated). The 2024 annual accounts show negative equity (-€44,222) and a net result of €5,960. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability77▲+16
Solvency15▲+1
Growth52
Track record94
Bankruptcy probability, 12 months
4.0% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.47 in 2023; short-term debt: 57.9% and cash: 0.9% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-9.7%
Return on assets
1.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
45 d early
2023
56 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 6 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 March 2022, ArNiGé was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Turnover
€37,813▼ 38.3%
2023 · €61,253
EBIT margin
29.1%▲ 116.0pp
2023 · -86.9%
Net result
€5,960
2023 · -€62,181
Working capital
-€259,278▼ 3,990%
2023 · -€6,339
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Turnover€61,253-€37,813▼ 38.3%
Operating result-€53,252-€11,007
Net result-€62,181-€5,960
EBIT margin-86.9%-29.1%▲ 116.0pp
Equity-€50,181--€44,222▲ 11.9%
Total assets€473,123-€457,285▼ 3.3%
Debt€523,304-€501,507▼ 4.2%
Working capital-€6,339--€259,278▼ 3,990%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€80,000-€60,000-€40,000-€20,000€0€20,000Operating result 2023: -€53,252-€53,252Net result 2023: -€62,181-€62,181Operating result 2024: €11,007€11,007Net result 2024: €5,960€5,96020232024-€80,000-€60,000-€40,000-€20,000€0€20,000Operating result 2023: -€53,252-€53,300Net result 2023: -€62,181-€62,200Operating result 2024: €11,007€11,000Net result 2024: €5,960€5,96020232024
The operating result returns to profit in 2024: €11,007 after a loss of €53,252 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €457,285
Fixed assets €451,579 ▼ 3.4%
Current assets €5,706 ▲ 2.0%
Key figures and ratios
2024 value · change against 2023
EBITDA
€26,957▼
2023 · €42,619
Cash flow
€21,910▼
2023 · €33,690
Solvency
-9.7%▲
2023 · -10.6%
Current ratio
0.02▼
2023 · 0.47
Debt to equity
-11.34▼
2023 · -10.43
ROA
1.3%▲
2023 · -13.1%
Interest coverage
5.34▲
2023 · 4.77
Debt ≤ 1 year
€264,984▲
2023 · €11,933
Debt > 1 year
€236,523▼
2023 · €248,691
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 263 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
1.1% went bankrupt
0.8% stopped otherwise
97% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 263 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€473,123€457,285▼
Fixed assets21/28€467,529€451,579▼
Tangible fixed assets22/27€467,529€451,579▼
Land and buildings22€454,033€442,033▼
Furniture and vehicles24€13,496€9,546▼
Current assets29/58€5,594€5,706▲
Cash at bank and in hand54/58€4,070€4,085▲
Deferred charges and accrued income490/1€1,524€1,622▲
Equity and liabilities
Total equity and liabilities10/49€473,123€457,285▼
Equity10/15-€50,181-€44,222▲
Contributions10/11€12,000€12,000=
Profit (loss) carried forward14-€62,181-€56,222▲
Amounts payable17/49€523,304€501,507▼
Amounts payable after more than one year17€248,691€236,523▼
Financial debts170/4€248,691€236,523▼
Amounts payable within one year42/48€11,933€264,984▲
Current portion of amounts payable after more than one year42-€12,169
Financial debts43€11,933-
Credit institutions430/8€11,933-
Other amounts payable47/48-€252,816
Accrued charges and deferred income492/3€262,680-
Income statement Code20232024
Turnover70€61,253€37,813▼
Goods, raw materials, services and sundry goods60/61€15,137€8,702▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95,871€15,950▼
Other operating charges640/8€3,497€2,154▼
Gross operating margin9900€46,116€29,111▼
Operating profit (loss)9901-€53,252€11,007▲
Financial charges65/66B€8,929€5,048▼
Recurring financial charges65€8,929€5,048▼
Profit (loss) for the period before taxes9903-€62,181€5,960▲
Profit (loss) for the period9904-€62,181€5,960▲
Profit (loss) for the period to be appropriated9905-€62,181€5,960▲
Appropriation of the result
Profit (loss) to be appropriated9906-€62,181-€56,222▲
Profit (loss) brought forward from the previous period14P--€62,181

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Turnover70€61,253€37,813▼ 38.3%
Goods, raw materials, services and sundry goods60/61€15,137€8,702▼ 42.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95,871€15,950▼ 83.4%
Other operating charges640/8€3,497€2,154▼ 38.4%
Gross operating margin9900€46,116€29,111▼ 36.9%
Operating profit (loss)9901-€53,252€11,007▲ 121%
Financial charges65/66B€8,929€5,048▼ 43.5%
Recurring financial charges65€8,929€5,048▼ 43.5%
Profit (loss) for the period before taxes9903-€62,181€5,960▲ 110%
Profit (loss) for the period9904-€62,181€5,960▲ 110%
Profit (loss) for the period to be appropriated9905-€62,181€5,960▲ 110%
Line20232024Change
Assets
Total assets20/58€473,123€457,285▼ 3.3%
Fixed assets21/28€467,529€451,579▼ 3.4%
Tangible fixed assets22/27€467,529€451,579▼ 3.4%
Land and buildings22€454,033€442,033▼ 2.6%
Furniture and vehicles24€13,496€9,546▼ 29.3%
Current assets29/58€5,594€5,706▲ 2.0%
Cash at bank and in hand54/58€4,070€4,085▲ 0.4%
Deferred charges and accrued income490/1€1,524€1,622▲ 6.4%
Equity and liabilities
Total equity and liabilities10/49€473,123€457,285▼ 3.3%
Equity10/15-€50,181-€44,222▲ 11.9%
Contributions10/11€12,000€12,000=
Profit (loss) carried forward14-€62,181-€56,222▲ 9.6%
Amounts payable17/49€523,304€501,507▼ 4.2%
Amounts payable after more than one year17€248,691€236,523▼ 4.9%
Financial debts170/4€248,691€236,523▼ 4.9%
Amounts payable within one year42/48€11,933€264,984▲ 2,121%
Current portion of amounts payable after more than one year42-€12,169-
Financial debts43€11,933--
Credit institutions430/8€11,933--
Other amounts payable47/48-€252,816-
Accrued charges and deferred income492/3€262,680--
Line20232024Change
Profit (loss) for the period9904-€62,181€5,960▲ 110%
+ Depreciation and write-downs630€95,871€15,950▼ 83.4%
Operating cash flow (approximation)€33,690€21,910▼ 35.0%
Investment in fixed assets (approximation)-€0-
Change in cash-€15-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €5,960
Net result €5,960 after one loss-making year.
25-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wasseiges
exact location from the address register On OpenStreetMap
Ground area
1,384 m²
Building footprint
150 m²
Volume, LiDAR
989 m³
Parcel 64003B0648/00L000, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64003B0648/00L000 Wallonia 1,384 m² 1 · 150 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded11-03-2022
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0783320926
Registered 06-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.