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ARNICA

Active
Private limited companyfounded 20197 yrs activeOverwinningsstraat 101, 2830 Willebroek, BelgiumKBO/BCE: BE 0724.731.540
Summary

ARNICA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€36,849) and a net result of -€14,193. Its solvency ranks better than 5% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes
Profitability39
Solvency13
Growth-
Track record85
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53; short-term debt: 23.6% and cash: 7% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-11.7%
Return on assets
-4.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
27 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ARNICA was incorporated on 9 April 2019.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€36,849
Total assets
€313,948
Net result
-€14,193
Working capital
-€34,907

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €313,948
Fixed assets €274,851
Current assets €39,097
Key figures and ratios
2025 value
EBITDA
€24,514
Cash flow
€16,664
Solvency
-11.7%
Current ratio
0.53
Debt to equity
-9.52
ROA
-4.5%
Interest coverage
3.12
Debt
€350,798
Debt ≤ 1 year
€74,004
Debt > 1 year
€276,793
Staff costs
€241,498

Peer companies

Historical observation

Of the 1,570 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a small loss
4.6% went bankrupt
5.5% stopped otherwise
88% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,570 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€313,948
Fixed assets21/28€274,851
Tangible fixed assets22/27€273,851
Land and buildings22€272,492
Plant, machinery and equipment23€490
Furniture and vehicles24€0
Other tangible fixed assets26€870
Financial fixed assets28€1,000
Current assets29/58€39,097
Amounts receivable within one year40/41€1,872
Other amounts receivable41€1,872
Cash at bank and in hand54/58€21,937
Deferred charges and accrued income490/1€15,288
Equity and liabilities
Total equity and liabilities10/49€313,948
Equity10/15-€36,849
Contributions10/11€5,000
Profit (loss) carried forward14-€41,849
Amounts payable17/49€350,798
Amounts payable after more than one year17€276,793
Financial debts170/4€226,793
Advances received on contracts in progress176€50,000
Amounts payable within one year42/48€74,004
Current portion of amounts payable after more than one year42€22,862
Financial debts43€833
Credit institutions430/8€833
Trade debts44€17,981
Suppliers440/4€17,981
Taxes, remuneration and social security45€32,045
Taxes450/3€0
Remuneration and social security454/9€32,045
Other amounts payable47/48€282
Income statement Code2025
Remuneration, social security and pensions62€241,498
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,857
Other operating charges640/8€3,709
Gross operating margin9900€269,722
Operating profit (loss)9901-€6,343
Financial income75/76B€14
Recurring financial income75€14
Financial charges65/66B€7,864
Recurring financial charges65€7,864
Profit (loss) for the period before taxes9903-€14,193
Profit (loss) for the period9904-€14,193
Profit (loss) for the period to be appropriated9905-€14,193
Appropriation of the result
Profit (loss) to be appropriated9906-€41,849
Profit (loss) brought forward from the previous period14P-€27,657

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€241,498
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,857
Other operating charges640/8€3,709
Gross operating margin9900€269,722
Operating profit (loss)9901-€6,343
Financial income75/76B€14
Recurring financial income75€14
Financial charges65/66B€7,864
Recurring financial charges65€7,864
Profit (loss) for the period before taxes9903-€14,193
Profit (loss) for the period9904-€14,193
Profit (loss) for the period to be appropriated9905-€14,193
Line2025
Assets
Total assets20/58€313,948
Fixed assets21/28€274,851
Tangible fixed assets22/27€273,851
Land and buildings22€272,492
Plant, machinery and equipment23€490
Furniture and vehicles24€0
Other tangible fixed assets26€870
Financial fixed assets28€1,000
Current assets29/58€39,097
Amounts receivable within one year40/41€1,872
Other amounts receivable41€1,872
Cash at bank and in hand54/58€21,937
Deferred charges and accrued income490/1€15,288
Equity and liabilities
Total equity and liabilities10/49€313,948
Equity10/15-€36,849
Contributions10/11€5,000
Profit (loss) carried forward14-€41,849
Amounts payable17/49€350,798
Amounts payable after more than one year17€276,793
Financial debts170/4€226,793
Advances received on contracts in progress176€50,000
Amounts payable within one year42/48€74,004
Current portion of amounts payable after more than one year42€22,862
Financial debts43€833
Credit institutions430/8€833
Trade debts44€17,981
Suppliers440/4€17,981
Taxes, remuneration and social security45€32,045
Taxes450/3€0
Remuneration and social security454/9€32,045
Other amounts payable47/48€282
Line2025
Profit (loss) for the period9904-€14,193
+ Depreciation and write-downs630€30,857
Operating cash flow (approximation)€16,664

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
04-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
279 m²
Building footprint
188 m²
Volume, LiDAR
1,158 m³
Parcel 12342C0279/00D007, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ARNICA
Overwinningsstraat 101, 2830 WillebroekOrganisation of conventions and trade shows
since 20192.297.461.331
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12342C0279/00D007 Flanders 279 m² 1 · 188 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 11 entries · 15,946 EUR awarded · 16,338 EUR paid
Year Entries awardedpaid
2025 3 4,575 EUR4,476 EUR
2024 2 1,683 EUR1,424 EUR
2023 3 8,633 EUR9,383 EUR
2022 3 1,055 EUR1,055 EUR
Schemes
3 entries · 9,350 EUR · 9,350 EUR paid · Opgroeien regie
4 entries · 4,090 EUR · 4,090 EUR paid · Departement Werk en Sociale Economie
3 entries · 2,106 EUR · 2,498 EUR paid · Fonds voor Innoveren en Ondernemen
1 entry · 400 EUR · 400 EUR paid · Fonds Jongerenwelzijn

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 5,533 companies in sector 86931 we hold annual accounts for 553. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
86931Psychology services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0724731540
Also 9925:BE0724731540
Registered 18-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.