ARNECKX
ActiveARNECKX has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €67k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▼-65
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.99 against 3.88 in 2024; short-term debt: 92.2% and cash: 13.1% of total assets), and 96.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.7%
Return on assets
29.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 16974 sector peers (2025).
NBB · sector comparisonPosition among 16974 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
157 d early
2024
36 d early
2023
37 d early
2022
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 93.6%
2024 · €131k
2022: €21k
2023: €61k
2024: €131k
2022 → 2025
Total assets
€226k▲ 18.5%
2024 · €191k
2022: €75k
2023: €113k
2024: €191k
2022 → 2025
Net result
€67k▼ 5.4%
2024 · €71k
2022: €20k
2023: €42k
2024: €71k
2022 → 2025
Working capital
€-2k
2024 · €118k
2022: €4k
2023: €45k
2024: €118k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€21k-€61k▲ 199%€131k▲ 114%€8k▼ 93.6%
Operating result€26k-€54k▲ 108%€90k▲ 67.6%€82k▼ 9.3%
Net result€20k-€42k▲ 105%€71k▲ 70.4%€67k▼ 5.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€20k▼ 38.6%
Current assets
€207k▲ 30.0%
Equity and liabilities €226k
Equity
€8k▼ 93.6%
Debt
€218k▲ 265%
The debt ratio rises from 31.2% to 96.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€94k▼
2024 · €103k
Cash flow
€79k▼
2024 · €83k
Solvency
3.7%▼
2024 · 68.8%
Current ratio
0.99▼
2024 · 3.88
Quick ratio
0.99▼
2024 · 3.88
Debt / equity
25.79▲
2024 · 0.45
ROE
793.6%▲
2024 · 54.0%
ROA
29.6%▼
2024 · 37.1%
Interest coverage
705.10▲
2024 · 79.35
Debt
€218k▲
2024 · €60k
Debt ≤ 1 year
€209k▲
2024 · €41k
Debt > 1 year
€9k▼
2024 · €19k
Income taxes
€17k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€191k€226k▲
Fixed assets21/28€32k€20k▼
Tangible fixed assets22/27€32k€20k▼
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25€26k€17k▼
Current assets29/58€159k€207k▲
Amounts receivable within one year40/41€18k€35k▲
Trade receivables40€18k€34k▲
Other amounts receivable41-€687
Current investments50/53-€140k
Cash at bank and in hand54/58€141k€30k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€191k€226k▲
Equity10/15€131k€8k▼
Contributions10/11€1k€1k=
Reserves13€130k€7k▼
Distributable reserves133€130k€7k▼
Amounts payable17/49€60k€218k▲
Amounts payable after more than one year17€19k€9k▼
Financial debts170/4€19k€9k▼
Amounts payable within one year42/48€41k€209k▲
Current portion of amounts payable after more than one year42€9k€9k=
Trade debts44€12-
Suppliers440/4€12-
Taxes, remuneration and social security45€27k€35k▲
Taxes450/3€27k€35k▲
Other amounts payable47/48€5k€164k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€204€773▲
Gross operating margin9900€103k€95k▼
Operating profit (loss)9901€90k€82k▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€1k€134▼
Recurring financial charges65€1k€134▼
Profit (loss) for the period before taxes9903€89k€84k▼
Income taxes67/77€18k€17k▼
Profit (loss) for the period9904€71k€67k▼
Profit (loss) for the period to be appropriated9905€71k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€67k▼
Transfer from equity791/2-€130k
Transfer to equity691/2€70k€7k▼
To other reserves6921€70k€7k▼
Profit to be distributed694/7€859€190k▲
Return on contributions (dividend)694€859€190k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €71k ▲70.4%
Operating result €90k, net result €71k, both a record.
31-12
Financial
Equity above €100kEq €131k ▲114%
3 profitable years in a row build equity to €131k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.85
Current ratio from 1.22 to 2.85.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zomerstraat 269270 LaarneGround area
2,126 m²
Building footprint
103 m²
Volume, LiDAR
411 m³
Parcel 42009E0410/00E000, Flanders · tallest building 12.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ARNECKX
since 20222.329.647.515
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42009E0410/00E000 | Flanders | 2,126 m² | 1 · 103 m² | 12.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 189 EUR awarded · 189 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 189 EUR | 189 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 8,678 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.