ARNAUTS
ActiveSummary
ARNAUTS has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €228,821 and a net result of €38,156. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 36380 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▲+34
Solvency92▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.04 against 2.56 in 2023; short-term debt: 32.8% of total assets), and 32.8% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-03-2026, 241 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
241 d late
2023
606 d late
2022
455 d late
2021
31 d early
2020
41 d late
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 212 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
In the rankings
#2 oldest company in Dison, Construction sector
Turnover
€223,679▼ 2.1%
2019 · €228,521
EBIT margin
7.1%▲ 8.6pp
2019 · -1.5%
Net result
€38,156▲ 146%
2023 · €15,514
Working capital
€227,585▲ 21.4%
2023 · €187,531
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€223,679▼ 2.1%
Operating result€15,937€65,692▲ 312%€79,116▲ 20.4%€19,471▼ 75.4%€47,594▲ 144%
Net result€7,385€61,937▲ 739%€62,050▲ 0.2%€15,514▼ 75.0%€38,156▲ 146%
EBIT margin7.1%▲ 8.6pp
Equity€51,164▲ 16.9%€113,100▲ 121%€175,151▲ 54.9%€190,665▲ 8.9%€228,821▲ 20.0%
Total assets€99,244▼ 13.3%€151,751▲ 52.9%€261,980▲ 72.6%€310,953▲ 18.7%€340,466▲ 9.5%
Debt€48,081▼ 32.0%€38,651▼ 19.6%€86,829▲ 125%€120,288▲ 38.5%€111,645▼ 7.2%
Working capital€51,422▲ 29.2%€107,727▲ 109%€169,201▲ 57.1%€187,531▲ 10.8%€227,585▲ 21.4%
Staff (FTE)1.61.6=1▼ 37.5%
Why a figure moved sharply
- 2022 Total assets +73% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 144% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €340,466
Fixed assets
€1,236 ▼ 60.6%
Current assets
€339,230 ▲ 10.2%
Equity and liabilities €340,466
Equity
€228,821 ▲ 20.0%
Debt
€111,645 ▼ 7.2%
Debt's share of the balance-sheet total falls from 38.7% to 32.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49,492▲
2023 · €22,287
Cash flow
€40,054▲
2023 · €18,330
Current ratio
3.04▲
2023 · 2.56
Debt to equity
0.49▼
2023 · 0.63
ROE
16.7%▲
2023 · 8.1%
ROA
11.2%▲
2023 · 5.0%
Interest coverage
8.05▲
2023 · 2.85
Debt ≤ 1 year
€111,645▼
2023 · €120,288
Income taxes
€15,199▲
2023 · €6,294
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €223,679 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €250,572 | €272,829 | - | - | - |
| Remuneration, social security and pensions62 | - | €37,476 | €66,907 | €22,418 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,200 | €1,202 | €2,612 | €2,816 | €1,898 | ▼ 32.6% |
| Other operating charges640/8 | - | €801 | €501 | €826 | €34 | ▼ 95.9% |
| Gross operating margin9900 | €21,387 | €105,170 | €149,135 | €45,531 | €49,526 | ▲ 8.8% |
| Operating profit (loss)9901 | €15,937 | €65,692 | €79,116 | €19,471 | €47,594 | ▲ 144% |
| Financial income75/76B | - | €347 | €429 | €10,147 | €11,909 | ▲ 17.4% |
| Recurring financial income75 | €688 | €347 | €429 | €10,147 | €11,909 | ▲ 17.4% |
| Financial charges65/66B | - | €2,909 | €3,653 | €7,810 | €6,148 | ▼ 21.3% |
| Recurring financial charges65 | €10,120 | €2,909 | €3,653 | €7,810 | €6,148 | ▼ 21.3% |
| Profit (loss) for the period before taxes9903 | €6,505 | €63,130 | €75,891 | €21,808 | €53,355 | ▲ 145% |
| Income taxes67/77 | -€880 | €1,194 | €13,841 | €6,294 | €15,199 | ▲ 141% |
| Profit (loss) for the period9904 | €7,385 | €61,937 | €62,050 | €15,514 | €38,156 | ▲ 146% |
| Profit (loss) for the period to be appropriated9905 | €7,385 | €61,937 | €62,050 | €15,514 | €38,156 | ▲ 146% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €99,244 | €151,751 | €261,980 | €310,953 | €340,466 | ▲ 9.5% |
| Fixed assets21/28 | €1,099 | €5,373 | €5,949 | €3,134 | €1,236 | ▼ 60.6% |
| Tangible fixed assets22/27 | €579 | €4,853 | €5,429 | €2,614 | €716 | ▼ 72.6% |
| Plant, machinery and equipment23 | - | €3,498 | €3,833 | €1,720 | €474 | ▼ 72.4% |
| Furniture and vehicles24 | - | €1,355 | €1,596 | €894 | €241 | ▼ 73.0% |
| Financial fixed assets28 | €520 | €520 | €520 | €520 | €520 | = |
| Current assets29/58 | €98,145 | €146,378 | €256,031 | €307,819 | €339,230 | ▲ 10.2% |
| Amounts receivable within one year40/41 | €98,145 | €144,520 | €255,966 | €307,819 | €328,908 | ▲ 6.9% |
| Trade receivables40 | - | €39,299 | €62,500 | €75,314 | €83,970 | ▲ 11.5% |
| Other amounts receivable41 | - | €105,221 | €193,465 | €232,505 | €244,939 | ▲ 5.3% |
| Deferred charges and accrued income490/1 | - | €1,858 | €65 | - | €10,322 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €99,244 | €151,751 | €261,980 | €310,953 | €340,466 | ▲ 9.5% |
| Equity10/15 | €51,164 | €113,100 | €175,151 | €190,665 | €228,821 | ▲ 20.0% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Issued capital100 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €37,600 | €94,508 | €156,558 | €156,558 | €156,558 | = |
| Distributable reserves133 | - | €94,508 | €156,558 | €156,558 | €156,558 | = |
| Profit (loss) carried forward14 | -€5,028 | - | - | €15,514 | €53,670 | ▲ 246% |
| Amounts payable17/49 | €48,081 | €38,651 | €86,829 | €120,288 | €111,645 | ▼ 7.2% |
| Amounts payable after more than one year17 | €1,357 | - | - | - | - | - |
| Amounts payable within one year42/48 | €46,723 | €38,651 | €86,829 | €120,288 | €111,645 | ▼ 7.2% |
| Current portion of amounts payable after more than one year42 | - | €1,357 | - | - | - | - |
| Financial debts43 | - | €12,896 | €11,198 | €14,629 | €15,853 | ▲ 8.4% |
| Credit institutions430/8 | - | €12,896 | €11,198 | €14,629 | €15,853 | ▲ 8.4% |
| Trade debts44 | €27,247 | €21,956 | €72,623 | €76,725 | €61,588 | ▼ 19.7% |
| Suppliers440/4 | - | €21,956 | €72,623 | €76,725 | €61,588 | ▼ 19.7% |
| Taxes, remuneration and social security45 | - | €2,442 | €3,009 | €17,049 | €34,204 | ▲ 101% |
| Taxes450/3 | - | - | - | €14,066 | €34,204 | ▲ 143% |
| Remuneration and social security454/9 | - | €2,442 | €3,009 | €2,983 | - | - |
| Other amounts payable47/48 | - | - | - | €11,885 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,385 | €61,937 | €62,050 | €15,514 | €38,156 | ▲ 146% |
| + Depreciation and write-downs630 | €3,200 | €1,202 | €2,612 | €2,816 | €1,898 | ▼ 32.6% |
| Operating cash flow (approximation) | €10,585 | €63,139 | €64,662 | €18,330 | €40,054 | ▲ 119% |
| Investment in fixed assets (approximation) | - | -€5,476 | -€3,188 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 241 days late
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 606 days late
2024
31-12
Financial
Equity above €200,000Eq €228,821 ▲20%
5 profitable years in a row build equity to €228,821.
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 455 days late
2022
31-12
Financial
Highest result since 2018net €62,050 ▲0.2%
Operating result €79,116, net result €62,050, both a record.
31-12
Financial
Equity above €150,000Eq €175,151 ▲54.9%
3 profitable years in a row build equity to €175,151.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €113,100 ▲121%
2 profitable years in a row build equity to €113,100.
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 41 days late
2020
31-12
Financial
Back to profitnet €7,385
Net result €7,385 after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet -€12,413
Net result drops to -€12,413, the lowest in the series; recovery starts the following year.
Show earlier events
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
27-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 1977
Ground area
1,116 m²
Building footprint
67 m²
Volume, LiDAR
277 m³
2 parcels, Wallonia · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ARNAUTS
since 19772.108.112.777
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63002B0258/00P014 | Wallonia | 609 m² | 1 · 67 m² | 6.2 m · 1 fl. |
| 63002B0124/02R000 | Wallonia | 508 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VEREMA
BE 0736.435.975
Wuustwezel · Eq €228,883
MADELL
BE 0681.636.024
Brussel · Eq €228,615
IULIAN CONSTRUCT
BE 0711.844.891
Sint-Pieters-Leeuw · Eq €228,361
CORNELISSEN STEPHAN
BE 0478.434.979
Tielt-Winge · Eq €228,227
FASTLINE TRANSPORT
BE 0841.500.734
Schaarbeek · Eq €229,633
Of 7,300 companies in sector 43350 we hold annual accounts for 2,361. 1,728 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-01-1977
Fiscal year end31-12
Abbreviation FR
A.F.D.
Activities, NACEBEL 2025
43350Other building finishing work
43211General electrical installation work
43212Electrical installation work in industrial facilities
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43410Roofing work
43421Specialised construction activities
Contact
E-mail
sprl.arnauts@outlook.be
Phone
0498/273165
Fax
087/707936
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.