Arnaud Opsomer
ActiveSummary
The computed 12-month bankruptcy probability of Arnaud Opsomer is 3.8% (moderate). The 2024 annual accounts show equity of €12k and a net result of €10k. Its solvency ranks better than 23% of 6720 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability80
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.06; short-term debt: 19.2% and cash: 19.4% of total assets), but 89% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11%
Return on assets
8.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 6720 sector peers (2024).
NBB · sector comparisonPosition among 6720 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€12k
Total assets
€113k
Net result
€10k
Working capital
€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €113k
Fixed assets
€68k
Current assets
€45k
Equity and liabilities €113k
Equity
€12k
Debt
€101k
Debt finances 89.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€18k
Current ratio
2.06
Debt to equity
8.11
ROE
79.9%
ROA
8.8%
Interest coverage
15.19
Debt ≤ 1 year
€22k
Debt > 1 year
€79k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet
Code2024
Assets
Total assets20/58€113k
Fixed assets21/28€68k
Tangible fixed assets22/27€67k
Furniture and vehicles24€67k
Financial fixed assets28€962
Current assets29/58€45k
Amounts receivable within one year40/41€20k
Trade receivables40€18k
Other amounts receivable41€1k
Cash at bank and in hand54/58€22k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€113k
Equity10/15€12k
Contributions10/11€3k
Reserves13€10k
Distributable reserves133€10k
Amounts payable17/49€101k
Amounts payable after more than one year17€79k
Financial debts170/4€79k
Amounts payable within one year42/48€22k
Current portion of amounts payable after more than one year42€16k
Trade debts44€767
Suppliers440/4€767
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€1k
Accrued charges and deferred income492/3€21
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Other operating charges640/8€815
Gross operating margin9900€23k
Operating profit (loss)9901€14k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€2k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
Transfer to equity691/2€10k
To other reserves6921€10k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k |
| Other operating charges640/8 | €815 |
| Gross operating margin9900 | €23k |
| Operating profit (loss)9901 | €14k |
| Financial charges65/66B | €1k |
| Recurring financial charges65 | €1k |
| Profit (loss) for the period before taxes9903 | €12k |
| Income taxes67/77 | €2k |
| Profit (loss) for the period9904 | €10k |
| Profit (loss) for the period to be appropriated9905 | €10k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €113k | |
| Fixed assets21/28 | €68k | |
| Tangible fixed assets22/27 | €67k | |
| Furniture and vehicles24 | €67k | |
| Financial fixed assets28 | €962 | |
| Current assets29/58 | €45k | |
| Amounts receivable within one year40/41 | €20k | |
| Trade receivables40 | €18k | |
| Other amounts receivable41 | €1k | |
| Cash at bank and in hand54/58 | €22k | |
| Deferred charges and accrued income490/1 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €113k | |
| Equity10/15 | €12k | |
| Contributions10/11 | €3k | |
| Reserves13 | €10k | |
| Distributable reserves133 | €10k | |
| Amounts payable17/49 | €101k | |
| Amounts payable after more than one year17 | €79k | |
| Financial debts170/4 | €79k | |
| Amounts payable within one year42/48 | €22k | |
| Current portion of amounts payable after more than one year42 | €16k | |
| Trade debts44 | €767 | |
| Suppliers440/4 | €767 | |
| Taxes, remuneration and social security45 | €4k | |
| Taxes450/3 | €4k | |
| Other amounts payable47/48 | €1k | |
| Accrued charges and deferred income492/3 | €21 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €10k |
| + Depreciation and write-downs630 | €8k |
| Operating cash flow (approximation) | €18k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2024
Ground area
106 m²
Building footprint
85 m²
Parcel 41303E0093/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
Binnenstraat 281, 9300 Aalst
since 20242.357.313.103
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303E0093/00P000 | Flanders | 106 m² | 1 · 85 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
Similar companies · same sector, comparable size
DRS Transport
BE 0779.329.870
Sint-Truiden · Eq €12,425
MONO EXPRESS
BE 0773.922.913
Sint-Jans-Molenbeek · Eq €12,427
MAYLOG
BE 0758.861.088
Bassenge · Eq €12,445
RS COMPANY
BE 0769.976.595
Ukkel · Eq €12,406
E & S Leveringen
BE 0669.857.551
Antwerpen · Eq €12,450
Of 12,590 companies in sector 49410 we hold annual accounts for 8,199. 4,233 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
21100Manufacture of basic pharmaceutical products and pharmaceutical preparations
46190Agents in non-specialised wholesale trade
46460Wholesale of pharmaceutical and medical goods
49420Removal services
52250Logistics services
77399Renting and leasing of other machinery, equipment and tangible goods
82920Office administrative, office support and other business support activities
82990Other business support services
Contact
E-mail
arnaud.opsomer@telenet.be
Scores and ratios are computed by Checked and are not a credit decision.